Date/Time:
Thursday, August 1st at 6:00 pm - 8:00 pm

Location:
Cincinnati and Hamilton County Public Library North Central Branch
11109 Hamilton Avenue
Cincinnati, OH 45231

SOCIAL SECURITY BENEFITS:  What? When? How?
IN PERSON WORKSHOP
COURSE CODE: SJFNCB81

IMPORTANT CHANGES!

Join us for a FREE FINANCIAL EDUCATIONAL WORKSHOP
Advance Registration is Required.
Register Early – Space is Limited

To Register
Register on-line now   or
Register by phone by calling    513-227-8068

SOCIAL SECURITY BENEFITS

What? When? How? 

Social Security is one of the most valuable and least understood benefits available to retirees today. 

One of the most important decisions you need to make before you retire is when and how to claim Social Security benefits. About half of retirees apply for Social Security as soon as they become eligible at age 62, but by doing so, they may significantly and permanently impact their income and benefits for the rest of their lives. The difference between the best and worst possible decision of when to start Social Security can cost you and your spouse thousands a year in income for life!

Learn important rules that affect the amount of retirement benefits you collect, as well as strategies for coordinating Social Security with other sources of retirement income!

Whether you’re single, married, divorced, or widowed, there may be ways to maximize the lifetime Social Security benefits you receive.

This educational workshop will provide you with much needed information to help you understand the system, coordinate spousal and survivor benefits, minimize taxes, and maximize your personal benefits.

It’s important to have a good understanding of these issues:

• How married couples can coordinate benefits to help enhance spousal and survivor benefits
• Claiming a spousal benefit while earning delayed retirement credits
• How working could affect your benefits, and the taxability of Social Security benefits

We will also cover the following topics: 

• When your benefits may begin, and how the age at which you apply will affect the amount you receive
• How to maximize Social Security benefits and how to minimize taxes on them
• Strategies to consider before deciding when to apply for benefits
• How your current employment will affect benefits
• How COVID-19 may affect future benefits
• What is the future of Social Security and what does it mean to you
• When it makes sense to delay benefits and when it does not
• How the wrong Social Security decision can cost you money
• How two little known strategies could increase your family income survivor benefits
• Can you fix your Social Security election if you’ve made a mistake?
• Learn how important your claiming decisions are when it comes to spousal benefits and how it can affect the spouse forever

Register today to find out how recent changes to Social Security may affect you and your retirement!