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Wednesday, June 19th at 6:00 pm - 8:00 pm

Kalamazoo Community College – Texas Township Campus – Classroom TTC 1320
6767 W. O Avenue
Kalamazoo, MI 49009

Social Security – Know Your Options
In Person Workshop
Course Code: stjkc619

This Course is offered FREE of Charge
But – Space is Limited and 
Advance Registration is Required

To Register –
Register on-line now! or 
Register by phone     877-892-7088    (lines open 24/7)


Maximize Your Benefit!  Minimize Your Taxes!

Educate yourself and know your options BEFORE filing for Social Security benefits… the wrong choices could cost you more than $100,000 over the course of your retirement! This class will teach you important rules, options, and strategies that could maximize your benefit and minimize your taxes.

As you approach retirement, deciding when and how to claim your Social Security benefits – two of the most important decisions you’ll need to make – can be confusing and even overwhelming. Applying for Social Security as soon as you become eligible at age 62 may seem like an attractive idea, but by doing so, you could significantly and permanently reduce your income and benefits for the rest of your life. Because of current Social Security filing rules, you literally have one shot at making the right decision for yourself, based on your own unique financial circumstances.

This class will help you gain a clearer understanding of your options and which strategies you should consider BEFORE filing for Social Security benefits.

It will also teach you how to take an important aerial view of your retirement plan, by exploring how Social Security works in coordination with your other retirement assets.

Some of the Questions We’ll Answer:

  • How much lifetime income do I stand to lose by filing for Social Security at the wrong time?
  • How can I get the largest benefit while paying the least amount of taxes?
  • What options are most beneficial to married couples, according to current Social Security rules?
  • Is Social security still going to be around when I need it?
  • Should I consider delaying the start of my Social Security benefits? What is the right choice for me?
  • Which rules and regulations must I understand before deciding when to when to start my benefits?
  • How are my benefits affected if I’m still working?
  • How will my Social Security income work together with my IRA/401(k) and other income sources to provide the most secure retirement possible?
  • If I’ve already filed for benefits, can I make a change?


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