COFE was established with a desire to serve and educate people in all areas of retirement and financial health. We are committed to maintaining a robust standard of ethics and professionalism. Each educator has agreed to comply with COFE’s Membership Bylaws, Compliance Guidelines, and to complete a mandatory Instructor Orientation.
Our instructors are licensed in their particular state and area of expertise, and have successfully completed a professional and criminal background check prior to their acceptance as members.
Steven Ahlmer, founder of Glide Financial Group, has enjoyed helping people prepare, transition, and go through retirement for over 20 years. He specializes in wealth management and tax planning for his clients. Throughout his time in the financial planning industry Steve has created an all-encompassing, team approach to financial planning. He is passionate about ensuring all of the avenues of financial planning come together to give each client an all around picture of how to achieve their goals.
Steve and his family reside in Utah, and he believes that his six children are responsible for his grey hair. He enjoys the mountains and lakes, spending time with his family, and cheering on the University of Utah.
Amber Alguire, of Alto Financial Group, entered the financial services industry in 2011. Amber specializes in helping people and families create the legacy they want and have the lifestyle they long for in retirement.
Amber believes that education is a key piece of the retirement process. With so many options and potential paths, Amber provides financial educational classes to ensure that those entering or already in retirement, have the best education and understanding possible. “It’s important to contact a Financial Advisor for the exact reason I stated above, there are so many questions regarding saving and retirement and if it’s not your strong point or what you study and went to school for, it is hard to truly grasp everything you could know and take advantage of that you may enjoy that are out there.”
Amber graduated from Towson University with dual Bachelor’s Degrees in Accounting and Finance. She is an Investment Advisor Representative. Amber lives in Harford County, Maryland, with her husband Jedidiah and their two children.
Matthew Allgeyer is a St. Louis native and graduated with honors from Rockhurst University in Kansas City, Mo. He teaches acknowledge the importance and need for Financial Education. He has been teaching classes for many years by discussing with those approaching retirement and preparing for their ‘golden years’.
Matthew’s biggest joy in his life is his family. He spends his free time with his wife and five children, spread from college to pre-school.
Allan T. Argosino, MBA, NSSA
Allan Argosino of Aventine Wealth Management is an independent financial specialist with more than 30 years’ experience in the financial services industry. Allan’s professional experience is unique because he has worked for the oldest and most reputable insurance companies, the top-tier investment banks, leading him to found his own financial planning firm. As both a fiduciary and an educator, Allan is able to present financial education classes in a manner that is understandable and relatable. Allan is passionate about educating and helping people with their investments, insurance and risk management, creative estate planning strategies, tax minimization strategies, and overall financial “fitness.”
Allan grew up in the hopping Metropolis of Wichita, KS, attended college in Atlanta (BBA – Emory University) and graduate school in NYC (MBA – New York University). He currently lives in San Francisco, and has an RIA and financial planning firm with offices in San Francisco and Seattle.
Allan enjoys sports and the everything outdoors, and has participated in over 30 triathlons, marathons, and Century rides – even biking from Prague to Vienna. His proudest role however is being the father to Olivia, his “bestie” and teenage daughter.
Brian Askins, owner of Secure Insurance Group began his career in the insurance industry In April of 1990. Brian found great success and was named ‘Rookie of the Year’ in 1991. His leadership skills enabled him to advance his team to #1 status. But – Brian wanted to provide a different type of company and in 2014 he started his own independent insurance agency. When Brian started Secure he had one goal in mind: to create the best independent insurance opportunity that an agent could dream of being a part of.
Brian is proud to assist those who are approaching or already in retirement. As an expert in his field, Brian provides adult financial education classes that provide clarity on the many strategies involved in the retirement process. In this complex world, it is important to feel confident about the ‘best years of your life’.
If you were to ask Brian what he considers as his biggest accomplishment in life is – it wouldn’t take long for him to answer. He will tell you that that his family means everything to him. He has been married to his wife Patti for more than 31 years. They have four children, three in-laws, and five grandchildren.
Casy Askins of Secure Insurance Group has been involved in the financial industry her entire life. Insurance and investments were the mainstay of dinner conversations. Casy attended Evangel University in Springfield, MO, with a focus on education. After working for numerous years in the field of education, she found her way back to the family’s financial services business. With both her educational and financial services knowledge, Casy can combine the best of both worlds through financial education classes. Casy has been a ‘coach’ to students at the high school level and now uses her skills to ‘coach’ those who are preparing for or have recently retired.
When not working, Casy still serves as a volunteer youth coach in multiple sports within her community.
Daniel Asti, Managing Partner of Alto Financial Group, has over 35 years of experience helping his clients. He began his career in the commercial advertising business setting sales and recruiting records nationwide. In 2006 he entered the insurance and financial services industry when he founded Team Dream Financial, which ultimately grew into Alto Financial Group.
Over the last fifteen years, he has helped over 3,000 clients and developed innovative training systems that have helped our Alto Financial Group agents and advisors understand how to serve their clients better. With an emphasis on education within the community, Alto Financial Group has a goal providing the best possible information to those attending their classes. With advisors and agents nationwide, Alto Financial Group sets a high standard in the field of adult financial education.
Dan holds a Series 65 license and maintains life insurance and fixed annuity licenses in 17 states.
Evan Avgerinos is a Financial Planning and Portfolio Consultant with Ellis Investment Partners, LLC where he provides comprehensive investment advisory services and manages client portfolios. Evan is also founder and President of the Valley Forge Consulting Group, a financial planning and insurance brokerage firm specializing in employee benefits and retirement plans.
Evan has been in the financial services industry for over 28 years, providing these services to privately and publicly held companies, including ones listed in Fortune 500. He has been invited to speak on financial planning concepts at industry events and has been an instructor for Main Line Adult Financial Education in the Philadelphia area providing adult education at the West Chester University Graduate Center, Temple University and at various Penn State University campuses. Evan is an alumnus of Penn State University and holds the Chartered Benefits Consultant (CBC), and Certified Fund Specialist (CFS) designations. He is also a 2nd year winner of the Five Star Wealth Manager award in the Philadelphia area.
Ellis Investment Partners (EIP), LLC offers investment management and fee based financial planning services. EIP LLC, as a Registered Investment Adviser, does not offer Insurance products. Insurance products are solely offered through other broker arrangements outside of Ellis Investment Partners, LLC.
John Badalamenti has been in the financial services world for over 22 years. John graduated from Wayne State University and loves that his work gives him the opportunity to travel through his beloved home state of Michigan. John finds himself meeting with clients throughout Michigan and Ohio and finds these trips to be opportunities to explore the wonders in the areas. John loves Mystical Mackinaw Island and – ‘fun fact’ – was actually there in 1979 while “Somewhere in Time” was being filmed.
John says he “chose COFE’s platform since it allows the true facts about money and finance to be taught”. Knowing that education is the key to a secure retirement, he is excited to teach the truth about what is really occurring out there and feels confident that his workshops give you the knowledge needed to make rational decisions for your future.
John and his beautiful and supportive wife Jennifer enjoy spending time with their two boys as well as their eight nieces and nephews! As an avid animal lover, John works with several animal rescue shelters.
Lawrence A. Bailis
Angela Tarkenton Barbour
Angela Tarkenton Barbour is an Investment Advisor Representative and Executive Vice President with her family’s firm, Tarkenton Financial, LLC. As a seasoned veteran in financial services, Angela recognizes that education is a key step in the retirement planning process. She enjoys teaching adult financial education classes and helping people leave feeling empowered to make the important decisions about their retirement years.
Angela works with couples and individuals in Washington, DC, Alexandria, VA, and the surrounding area, to help them address the concerns of longevity, legacy, long term care, market risk, and retirement income. She helps each client create a comprehensive plan to address these challenges and achieve their vision for a successful retirement.
Angela holds a BBA from the University of Georgia’s Terry College of Business. She holds her Series 65 investment license and is insurance licensed in 49 states and the District of Columbia. She and her husband Rob live in Old Town Alexandria.
Donna Behler of Post Oak Private Wealth Advisors offers particular expertise in creating plans that mitigate risk and guide people through retirement. Her focus on distribution planning and tax efficiency makes her financial work unique to the industry. What Donna enjoys most is “creating a true and successful written financial plan and to help ensure the plan’s success through specialized risk management.”
Donna believes in the importance of financial education. “I am proud to have been operating in a fiduciary role for each client long before this became a popular catch phrase,” she explains. “This holds us to a particular standard. We know what it takes to create a long-term, successful plan for each client.”
With over 29 years of blue-chip experience, Donna has helped guide employees from many of the country’s biggest employers through successful transition and retirement. Her technical knowledge, passion and attention to detail is reflected in every individualized plan she creates for Post Oak’s clients.
Donna’s understanding of the principles of advanced risk management, coupled with planning expertise makes her advice invaluable.
When Donna has time away from the office, she enjoys gardening and boating.
David Belisle, founder of Paramount Financial, recognizes the importance of financial education as a part of attaining a successful retirement. David specializes in wealth management, cash flow planning, and designing and implementing an all-encompassing retirement plan for his clients. David states that the favorite part of what he does and why he is passionate is “seeing the transformation of his clients from initially worried about money and retirement to enthusiastically looking forward to the future.”
Born and raised in Beverly Massachusetts. David received his Bachelor of Science in Business Finance from the University of Phoenix. David graduated at the top of his class and is an inductee of Delta Mu Delta International Honor Society in Business. He is a designated Wealth Management Certified Professional (WMCP) through the American College of Financial Services.
David enjoys hockey both as a player and referee and an accomplished private pilot. He has one grown daughter, two stepchildren and lives in Beverly, MA with his wife of 20 years.
Bonita K. Bell-Andersen, CLU, CHFC
Bonita K. Bell-Andersen, CLU, ChFC is an author, investor coach, and financial advisor, focusing on the science of investing and financial education. She helps the Freedom Financial Coaching team to create educational experiences and utilize platforms and tools that make Nobel Prize-winning investing processes accessible to all investors and their families, with the goal of transforming their relationship to money
She is the author of “Suddenly Wealthy”, launched in 2021, and two co-authored books “You Are a Genius” (which was an Amazon #1 International Best Seller), and “Secrets of a Stress-Free Retirement (How to Make Sure You Don’t Outlive Your Nest Egg)”.
Born and raised in the Pacific Northwest, she is the mother of three successful daughters and frequently spends time with her ten grandchildren, as well as the thirteen grandchildren on her husband’s side. She has gotten into pickleball, is also a golfer, and a member of the LPGA, enjoying recreational activities as often as allows. She is also an avid scuba diver, enjoying adventures around the world, and now focusing her trips on coral reef restoration projects, her passion related to giving back to the world. She splits her time between the Pacific Northwest in the summer and the St George, UT area in the winter.
Mark Billes, RICP®, is an Investment Advisor Representative with Horter Investment Management LLC, and is the President and Founder of Safe and Secure Retirement and Insurance Services, with offices in Corona and Huntington Beach.
Through classes at colleges, libraries and businesses, Mark is educating and enlightening area residents on how to help protect, preserve and strive to pass on wealth to their families. He is a longtime financial professional bringing years of experience to the classroom.
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Advisor. Horter Investment Management does not provide legal or tax advice. Investment Advisor Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Safe & Secure Retirement & Insurance Services. Securities transactions for Horter Investment Management clients are placed through E*TRADE Advisor Services, TD Ameritrade and Nationwide Advisory Solutions.
Matt Bondurant of H. B. Wealth Management is a Safe Money Planner who has been involved in the financial industry since 1982. His firm has a team of financial advisors, CPA’s, and attorneys. Matt regularly presents financial education classes, recognizing that there is a true need in the community to better understand the steps involved in achieving a safe and secure retirement.
Matt and his wife Mimi have lived in Reidsville, NC all their lives and are active in their church and community.
Joshua Bradley, Managing Partner and Financial Advisor, of Capital City Financial Partners has always focused on helping people achieve their retirement dreams through a well-thought-out financial strategy for retirement income.
Josh’s interest in finance and problem solving, along with his desire to make a positive impact on others’ lives, drew him to the financial services industry in 2006. After serving as an independent financial advisor, he decided to form Capital City Financial Partners in 2015.
Josh has worked with all different financial backgrounds and situations, creating holistic financial plans, and recognized that he was in a position to provide financial education classes. These classes provide people with the knowledge needed to approach their retirement with eyes wide open.
Josh is an Investment Adviser Representative who has passed the Series 7, 63 and 66 securities exams and holds insurance licenses in South Carolina, North Carolina, Georgia, Florida, Ohio, Tennessee, and Massachusetts.
A lifelong resident of the Columbia area, Josh attended the University of South Carolina before joining the South Carolina Air National Guard. He and his wife, who also served in the Air Guard, have three daughters and a son. In his spare time, Josh enjoys being with his family, traveling and cheering on USC sports.
Ceida Branca is a financial advisor at Limerick Financial Group. She received her Bachelor of Business Administration specializing in financial planning at Temple University in the spring of 2021 and is now on the road to getting additional credentials and her Master of Science in Financial Services at the Institute of Business and Finance.
Before choosing to work in financial services, Ceida loved the idea of being a teacher. By teaching financial education classes, Ceida can combine her passion for financial services and love for teaching in one. She believes it is so important for individuals and families to understand all the obstacles and opportunities they have when it comes to their finances.
Ceida is NASAA Series 65 licensed as well as Certified Annuity Specialist, Certified Fund Specialist (CFS), and Certified Tax Specialist.
Dan Brooks is a native of Iowa and after graduation entered the US Navy Nuclear Power Program. Upon discharge he followed in his family’s footsteps by purchasing the family restaurant from his father, a WWII decorated veteran. He opened a second restaurant two years later, selling both in 1991. After a few corporate years in the restaurant business, Dan began his new career in the financial world. He moved his family to Florida in 1998.
Dan’s licensing requires him to be a Fiduciary to his clients, legally compelled to “do what is in the client’s best interest”. In 2004 Dan completed the Certified Financial Planner (CFP®️) curriculum and in 2005 opened a Registered Investment Advisor firm. He holds a Florida insurance license and a Series 65 Securities license. He has counseled literally hundreds of Central Florida clients and worked as a paid consultant to banks, agencies, and CPAs.
Dan has found that education is the key to helping people move toward a secure financial retirement. He considers his time in the classroom extremely rewarding, knowing that he is helping people to better understand the choices available to help ensure that retirement is what they hoped it could be.
Early in his career, Dan represented several of the country’s largest financial companies. After just a few years of this hand-tying by big business, Dan became independent; never again forced to represent only one company. This independence enables Dan to uncover the best solutions for his clients, without pressure from a company compelling him to offer their limited choices. Dan is committed to this independent style of business, as it allows him to provide his clients access to the finest products, ideas, and strategies. It allows Dan to honor his Fiduciary mandate to:
“Do what is in the client’s best interest”
On a personal level, Dan has been a single dad to his daughter since 2008, who attends Rollins College in Winter Park, Florida. Dan enjoys spiritual reading, golfing, hiking, cooking, great wines, canoeing, exploring new restaurants, and traveling. His rescue dog Snitzel is usually at his side.
Investment advisory services offered through Virtue Capital Management, LLC (VCM), a registered investment advisor. VCM and Xexis Private Wealth, LLC are independent of each other.
For a complete description of investment risks, fees and services, review the Virtue Capital Management firm brochure (ADV Part 2A) which is available from your Investment Advisor Representative or by contacting Virtue Capital Management. Information provided is not intended as tax or legal advice and should not be relied on as such. You are encouraged to seek tax or legal advice from an independent professional.
Allison Brown, CPA, MBA
Allison Brown is a CPA and the owner of BrightPath Retirement Solutions. Allison is a member of Ed Slott’s Elite IRA Advisor group. She has a Master’s in Business Administration in Finance and Marketing from the University of Chicago, a top-ranked business school. In addition to the MBA, she has a B.S. in Finance from the University of Maryland, College Park.
With many years in the financial services field, Allison has a strong focus on financial education. Allison’s classes provide individuals with easy-to-understand information on personal finance, wealth, and successful retirement. As a CPA, Allison uses her knowledge of the tax code to ensure her clients’ retirement plans are tax-friendly. Allison feels it is critical for others to understand how important tax planning is as part of a complete financial and retirement plan.
BrightPath Retirement Solutions has offices in Maryland, North Carolina and Florida. Allison is able to help clients in these states as well as anywhere in the U.S. through virtual meetings. Her focus is always to understand each client’s individual needs and to create plans to meet those needs. Whether it is to build wealth, protect your family, or preserve your assets, her personalized services focus on your needs, wants, and long-term goals.
Peter J. Brunton, CFA®
As Chief Investment Strategist, Peter Brunton is the architect for Strategic Wealth Partner’s overall investment strategy and manages a nationwide roster of the firm’s largest clients. He is particularly skilled at building custom retirement plans and tailored portfolios for high-net-worth individuals designed to maximize after-tax returns. In short: Peter thrives on removing the stress of financial planning from his clients’ lives while designing sophisticated, optimized investment strategies.
Peter is a Chartered Financial Analyst (CFA®), the highest level of professional recognition in the financial industry and has over 15 yrs. of experience in portfolio management, security analysis, and retirement planning. He has also served in VP roles as a portfolio manager for two of the nation’s leading banks and multi-family offices.
Peter earned his BA in history from the University of California Santa Barbara and his MBA in finance from San Francisco State University. When not in the office, he can be found traveling, appreciating global cuisines, or honing his skills on the tennis court.
Khris is a 9-year Veteran of the U.S. Navy, a multi-business owner, managing partner of one of the largest Insurance and financial firms in Oklahoma, a financial & estate planner, senior retirement strategist, radio host and public speaker for over 20 years. Khris has become the “go-to” expert for businesses, pre-retirees, retirees, and individuals that are wanting to insure, protect and save for retirement. Along with his business partner, Khris has been featured in the Kiplinger Report as being innovators in the financial industry for their approach as a Multi-Disciplinary Professional Network. He provides ways for his clients to achieve, not only a solid retirement plan, but a lasting legacy for the second and third generations. Using little-known financial strategies, Khris helps clients make their money work smarter, faster, and better than most “experts” in the industry.
Khris’s life experiences and education have provided him with the building blocks he uses as the foundation for everything he has accomplished, from U.S. Navy BUD/S training, to running multiple businesses and mentoring those seeking their own path for a successful financial future. Khris’s clients range from multi-millionaires to those that are just starting to plan out their financial futures. No matter their current financial situation, Khris strives to help each client achieve the ultimate goal of becoming their own “Wealth Warrior”.
Josh Burns, owner of Capstone Insurance & Financial Group, located in Flowood Ms., has been in the insurance industry since 2008. He has been part of several different great companies through the years, as an Agent, a District Sales Manager, as well as an Exclusive Financial Service Representative and has always found quick success wherever he goes due to his “never let up” mindset. Making the decision to start his own independent insurance agency has been a dream come true. He values the true friendships he has made along the way, and is always looking to become the best at what he does.
Josh believes whole heartedly in providing financial education within his community. As a leader in this industry, he strives to go above and beyond, recognizing that making connections, and providing people with personal attention and information, is the key to success.
David Cadarette is a financial advisor with CLC Investment Advisors and brings 15 + years of experience in the insurance and financial services industry to the classroom. David specializes in retirement planning and focuses on people’s overall well-being.
Through classes at local colleges, David is educating and enlightening area residents on how to help protect and preserve their retirements and equipping them with the correct thinking that is essential for their success.
David attended Buffalo State College in Buffalo NY (SUNY) to play hockey and led one team to a National Championship. His minor league career was with the Huntsville Channel Cats (SEHL) where he captured his second championship and had stints with the Toledo Storm ECHL (Detroit Red Wings NHL) and the Pensacola Ice Pilots ECHL (Tampa Bay Lightning NHL).
David spends his time biking, kayaking, hiking and camping with his family. He currently lives in Northern Michigan with his beautiful wife and their 4 wonderful children.
Annetta Carter has over 28 years in the financial industry. With a passion in education, Annetta presents bi-monthly classes on income and tax training. She spends a great deal of time working with the pre-retired and retired market. Her focus is in assisting in areas of utmost importance such as maximizing social security benefits, safe accumulation retirement savings options, income planning and Medicare solutions. Annetta’s goal is to ensure that her students have all the information they need to make solid decisions. In addition, Annetta trains and develops other agents in the field who are ready to move to the next level in their career, specializing in safe money options, long term care solutions, legacy and estate planning.
Rick Claxton of Smith Gillis Financial, is a true “financial guy”! He has always had an intrinsic interest in financial and retirement planning, having opened his very first retirement account before graduating college. After college Rick enlisted in the Army National Guard as a combat medic, shortly thereafter being recommended for Officer training. All the while, Rick maintained his interest in the financial world. So much so, that during his deployment to the Middle East as a Field Artillery Officer, his platoon gave him the call sign “Wall Street.” As a platoon leader, Rick mentored his soldiers and encouraged them all to make smart money decisions and to plan for their future. Rick feels strongly that putting the clients’ needs first is the only way to serve his client’s needs best. His military training and combat experience has given him the ability to formulate strong plans based on calculated decisions in complex environments. This experience has prepared him to navigate through the needs of his clients to formulate a solid plan with a strong foundation.
Rick recognizes the importance and value of financial education and stresses the importance of retirement planning. Rick is proud to offer pro bono financial classes through COFE (Council of Financial Educators) to increase community awareness of the options for retirement and to ensure benefits are maximized to their fullest potential
Rick thoroughly enjoys meeting with clients and evaluating and creating strategies for their Social Security, Medicare, and Retirement Planning.
Rick currently serves as a Major in the Army National Guard. He, his wife Abby, daughter Zoe, son Carter and dog Sadie live in Wallingford.
Cam Clay, of Alto Financial Group, is a Pittsburgh, PA. native and a Penn State University alum. His financial services career started in 2011, servicing union workers with supplemental life insurance. Frustrated with limited options for his clients, he joined Dan Asti in 2013, and began working in southwestern Pennsylvania offering life and retirement solutions on a much broader scale.
Cam has the heart of an educator, recognizing that financial education is a key part of financial security. He enjoys providing classes and helping to create customized strategies that meet their specific needs.
When he’s not helping his clients make and save money, he’s serving as an Associate Pastor at Petra International Ministries and spending as much time as possible with his wife and children. He believes that we get the best out of life when we remain committed to help others along the way. Cam received his Bachelor of Arts degree in Journalism from the Pennsylvania State University.
Chelsea Coleman of Alto Financial Group has been involved in the financial services field for 10 plus years. Her attention to detail provides those that she works with the tools needed to reach their financial goals. As a financial educator, Chelsea is dedicated to ensuring that complex concepts are presented in a clear and understandable manner, recognizing that retirement planning and financial solutions differ for each individual and family.
Chelsea has been blessed with three beautiful children. Her family has been her number one reason for the WHY in all that she does. She is an active volunteer in her community, always willing to offer service to those in need.
With over 10 years in the financial and retirement planning industry, Trent’s primary focus is to help families retire with the dignity and comfort they started their careers with. He is a thorough educator of the 4 key elements necessary for a secure well rounded retirement. He is constantly praised, by his clients, for how he simplified and educated on topics his clients weren’t aware of before meeting him. He takes the extra time needed to educate and help clients understand the process. Trent goes above and beyond to create a personalized strategy for each client.
Trent has his degree in Computer Science from University of Maryland, worked in several government facilities setting up database networks. Managed a team of people. Worked in the telecommunications and mortgage industry prior to transitioning to financial and retirement planning. He finds it very rewarding to protect families from any unforeseen life & health problems and be able to tell a client they can retire and not have to worry about a loss of income in retirement.
He’s licensed in PA, DE, MD, DC and VA.
William Curry, CLU, ChFC, RFC, AEP, MBA, JD
As a financial consultant and lawyer, William Curry is a multi-faceted professional capable of helping people with virtually all their financial needs. “My mission” he says, “is to help individuals and families plan, implement and manage every phase of their pre- and post-retirement life, ensuring that their Golden Years are just that – truly golden.” As a financial educator, Bill is able to make that mission a reality.
Bill, a financial professional since 1969, has over four decades of experience guiding clients through the vagaries of the economy. His credentials include a BA in Economics, MBA and JD (Juris Doctor) from Widener University. He’s also earned four certifications – Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), Registered Financial Consultant (RFC) and Accredited Estate Planner (AEP) – which required advanced coursework in taxes, retirement planning, estate planning, investments, risk management and other financial issues.
Bill’s professionalism has brought him numerous industry honors, including membership in the Million Dollar Round Table’s Top of the Table and International Forum, placing him among the top one percent of insurance professionals worldwide. An even greater tribute to him, though, is his loyal clientele, which continues to grow, thanks to clients’ recommendations.
Bill and his wife, Jennifer, have two children and four grandchildren. In his leisure time, he is a sports fan, golfer and avid salmon fisherman. He served his community as Treasurer and Chairman of the Board of Rodney Street Tennis & Tutoring, helping at-risk children. In addition, Bill has served as President of Delaware Chapter of the Society of Financial Service Professionals.
Advisory Services offered through Blackridge Asset Management, LLC, a Registered Investment Adviser. Securities are offered through Peak Brokerage Services, LLC, Member FINRA/SIPC. Blackridge Asset Management, LLC, Wealth Wisdom Group, Inc. and Council of Financial Educators are separate and independent entities from Peak Brokerage Services, LLC.
Brian DeBruin is a graduate of North Carolina State University. Brian began his financial services career in 1996 with LTC Global, a national insurance agency specializing in long-term care solutions. Seeking to expand his practice, he acquired his securities license and began a role as a regional manager within a Guardian insurance agency in 2003. He spent the next decade at Guardian, furthering his knowledge and developing the skills necessary to assist individuals with the pursuit of their financial goals.
In 2014, Brian started a position with Asset Protectors and Advisors as a retirement planning specialist and became a top performer before accepting an offer from BrightPath Retirement Solutions in 2019. An adjunct professor at Wake Tech Community College, his commitment to financial education remains a key component of his career as he strives to help others design a secure retirement.
Brian and his wife Ashley have two daughters, Tyler and Emerson, and currently reside in Holly Springs. He enjoys golf, tennis, fishing, reading, spending time with his family, and is active in his church.
BrightPath Retirement Solutions 5540 Centerview Drive, Suite 200 Raleigh, NC 27606 (919) 434-4751
Ed de la Rosa
Ed de la Rosa of Solid Ground Financial founded his practice with a unique approach. He sets out to help families find money they are losing unknowingly and unnecessarily. Then, Ed uses the found dollars to help solidify their financial future, preferably without impacting their current lifestyle. Ed wants to help regardless of whether you are in your working years, accumulating for retirement, or already in your distribution years. Ed recognizes that opportunities to minimize both market risk and tax risk can be lost and could jeopardize your retirement without a retirement plan. By providing adult financial education, he can help those preparing for that next step to acquire the tools they need for a more secure path forward.
Ed recognizes that people have worked hard for their money and that there is more to be gained by preventing the losses than choosing the winners. As a Certified Financial Fiduciary, he has embraced a higher standard in always serving his clients’ best interests.
Ed and his wife are avid hikers and take several trips per year to ‘conquer’ Mt. Rainier.
Stephen Dissette is an Investment Advisor Representative with Horter Investment Management, LLC and is the President and Founder of Stephen D. Dissette and Associates, with offices in NW Indiana and suburban Chicago. He proudly serves as a fiduciary, meaning that his clients’ best interests always come first.
A Certified Financial Educator (CFEd®), and published author of a book on retirement planning, Stephen has educated and enlightened area residents on how to protect, preserve, and pass on their wealth to their families through classes at colleges, libraries and businesses. He enhances the course material with his own experiences as a longtime financial professional and includes illustrations of real-life scenarios that make the content easy to understand.
Stephen is a Northwestern University alumnus and served as an officer in the United States Navy.
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Advisor. Horter Investment Management does not provide legal or tax advice. Investment Advisor Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Stephen Dissette & Associates. Securities transactions for Horter Investment Management clients are placed through E*TRADE Advisor Services, TD Ameritrade and Nationwide Advisory Solutions.
Brandon Domenick, AIF®
Brandon Domenick, Managing Partner of Capital A Wealth Management, is committed to providing the financial education that is an integral step in the retirement process. He recognizes the importance of providing clear and easy to understand information, enabling people to make use of the best strategies to reach the retirement they desire.
Brandon is a graduate of Westminster College. Outside of the office, he enjoys spending time with friends and family, playing basketball and being an active member of the community.
Trent Dransfield – RFC
Trent Dransfield, President of Dransfield & Associates has been a Safe Retirement Specialist for the past eighteen years. Trent has been active in the financial field throughout Southern Utah, Northern Utah and Idaho. Trent is currently a member of the Certified Fraud Examiners and MDRT committee as well as a Registered Financial Consultant.
Trent has focused his practice on 100% Safe Solutions for his clients, or “family as he calls them. Hard work has allowed Trent to earn three (3) degrees from Colleges and Universities in both UT and CO. His education has enabled him to work in both the medical and financial fields. Trent states that “as a Physical Therapist, I was able to truly connect with patients”, a connection that has enabled him to excel in the area of financial services as well.
A huge advocate of education, Trent brings real world experience to the classroom, recognizing that education is the key to identifying those missing pieces that people might have in their retirement planning. Trent’s classes provide an excellent opportunity to review what you know and learn what you don’t!
Trent and his wife Andrea have a wonderful family with seven children.
Gregory S. DuPont
Gregory DuPont, founder of DuPont Wealth Solutions, LLC and partner in the law firm of DuPont and Blumenstiel brings a vast amount of knowledge, education, and experience to his adult financial education classes as an estate and tax planning attorney and Certified Financial Planner (CFP®)
Greg graduated with an accounting and finance degree from The Ohio State University and obtained his law degree from Capital University Law School. He has been serving clients as an estate and tax attorney since graduating in 1992. He is that rare financial professional who can provide cross-disciplinary solutions from the legal, tax and investment perspectives.
Greg lives in Hilliard with his wife Julia and daughter Sophie. Greg is a long-time fan of The Columbus Blue Jackets, and all things Buckeyes. He is a member of First Community Church where he serves as a Trustee on the First Community Foundation and as the chair of its Investment Committee.
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Advisor. Horter Investment Management does not provide legal or tax advice. Investment Advisor Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through DuPont Wealth Solutions, LLC. Securities transactions for Horter Investment Management clients are placed through E*TRADE Advisor Services, TD Ameritrade and Nationwide Advisory Solutions.
Paul Dyer owns and operates US Tax Centers of Bangor as well as several other successful businesses in Bangor, Maine. However his true passion is Tax Planning and Education. Paul and his wife Lisa founded a DAF, Legacycharities.org, and are active in fundraising for multiple causes. They are currently working to help fund their local Chapter of the Red Cross in order to assist with COVID-19 related programs.
Paul has lived in the Bangor area for 50+ years and currently resides in Hampden with his wife Lisa. His son Ben is attending the Maine Maritime Academy and is an accomplished scuba diver. His daughter Claire is at Hampden Academy and is a Flyer on the Cheerleading teams – Go Broncos!
David Eissman is both an educator and public speaker and presents at over 20 public events each year. He believes wholeheartedly that knowledge of financial topics related to pre-retirement and retirement empowers people to make smart decisions. He recognizes that only through financial education can people truly make the most informed choices for their retirement.
As founder of Eissman Wealth Management, LLC, David educates his students on retirement plans that allow for financial security throughout this important chapter in the lives of retirees and future retirees. He holds the designation of Chartered Financial Consultant. The ChFC requires over 400 hours of study over several years, and it is considered the most extensive educational program of any financial services credential. David’s students enjoy all the benefits of a trusting relationship with a knowledgeable and caring Financial Educator.
In addition, David’s credentials allow his students the extra benefit of learning from an educator who has a broad educational background himself. Students benefit from his registration with the SEC as an Investment Advisor Representative (IAR). This allows him the ability to provide a much broader array of strategies and solutions for retirees and future retirees than many others in his field. David is also an Investment Advisor Representative with Sound Income Strategies, a Registered Investment Advisor (RIA).
West Cobb has been David’s home for nearly 20 years. He’s very active in both the civic and business community.
Investment Advisory services offered through Sound Income Strategies, LLC an SEC Registered Investment Advisory Firm. Eissman Wealth Management, LLC and Sound Income Strategies are not associated entities.
Robert Ewing of Secure Benefit Options entered the Medicare and Financial Services Industry in 2003. Rob specializes in helping individuals and families create a long term plan to successfully navigate the Medicare and Retirement maze. He ensures that individuals and families can achieve the retirement lifestyle they envision. Rob believes that education is the key to retirement financial success. He teaches Medicare and financial educational classes to ensure that those who are entering this stage of life have a firm understanding and a solid plan to accomplish their retirement goals.
Rob has been married to his wife Johanna for 34 years, and they have 4 grown children. He and his family enjoy hunting and fishing together and spending time at their cabin in the Allegheny National Forrest.
Charles (Chuck) Falco
Chuck Falco is a well-known Financial Advisor and educator in Montgomery County who has been in the financial services industry for 38 years. In addition to many educational workshops and classes that he has conducted, he was the executive producer “Falco’s Financial Strategies” that aired on PCTV for two years.
Chuck received his BA in Finance from Temple University in 1984. After working in the financial industry for two years he realized that he needed to further his education to specialize in the industry. He received his master’s degree from the Institute of Business and Finance (IBF). Chuck also has earned nine designations, three Board Certifications by the (IBF), and has been named to the National Registries.
In addition to his membership with the Council of Financial Educators, he is a current member of the International Association of Registered Financial Consultants and National Association of Active Investment Managers. He is the President and Chief Investment Officer of “Limerick Financial Group, LLC” and the founder and President of “Financial Education Network, LLC”.
Chuck is also a past member of the Ed Slott “Elite IRA Advisors Group” as seen on PBS, National Social Security Advisors and the “H.S. Dent Economic and Demographic Advisory Group”.
Nick Farley of Alto Financial Group has been active in the financial services area for many years. Nick has had the opportunity to work and volunteer in multiple areas within his community, all of which have focused on helping others. He is a teacher at heart and takes great pride in the financial education classes that he provides, knowing that education is crucial when preparing for a safe and successful retirement.
Nick attended the University of Central Arkansas where he received his B.A. In addition, he attended Covington Theological Seminary, earning his Doctor of Ministry. Nick is proud to be a member of the International Christian Coaching Institute. He has had the opportunity to travel throughout the United States as well as multiple foreign countries providing education seminars and is proud to have been a Pastor for over 30 years.
Nick and his wife have 5 children and 16 grandchildren. Nick’s hobbies all revolve around helping others in his community.
Paul E. Ferraresi, Chairman of Founders Group in Houston, Texas is proud to be a Financial Planner who has captured the human side of financial planning. For over 35 years, he has assisted individuals and corporations in all aspects of their finances. He continues to believe in the principles of hard work, honesty, loyalty, and dedication. He understands that while his clients know how to earn money his responsibility is to help them make their money work. Paul maintains a conviction and company philosophy of “striving to be the best to make you better”.
A true believer in the importance of education, Paul provides adult education within his own community. His love of education is evidenced by his past positions of Adjunct faculty member for the College of Financial Planning, Instructor for the University of Houston, Instructor for the American Management Association as well as an Instructor for multiple Fortune 500 companies.
Besides his exciting business life, he is a participant in his local church on various councils. He is an active sports enthusiast involved in baseball, softball, tennis and biking. Paul loves spending time reading, gardening and cooking. His favorite pastime is enjoying the serenity of the seashore. His passion, enthusiasm, humor and knowledge place him in high demand as a consultant to individuals, families, corporations, and, as a speaker and trainer.
Jeffrey Florence was raised in Warren County, attended Miami University, and has lived in Loveland for the past 29 years. Jeff specializes in insured, protected, and safe investing, creating lifetime income streams that cannot be outlived, and protecting assets from long term care costs. He earned an MBA from Miami in 1987, CLU (Chartered Life Underwriter) in 1990, and a ChFC (Chartered Financial Consultant) in 1994.
Jeff finds that the key to connecting with his class attendees is to provide them with the education that they need in order to achieve their most successful retirement.
Rick Foster is the President & Founder of Guardian Financial Management. As a retirement income specialist, investment advisor representative and educator, Rick has been helping people protect and grow their assets for more than 20 years in the North Texas and Southern Oklahoma area. Rick likes to educate people about a better way to participate in bull markets while reducing their risk at the same time. Rick calls it “growing your money with guardrails.”
Rick combines his experience with a non-sales approach to retirement planning to help hundreds of clients find the best products available in the market today. By listening closely to each client’s needs, he develops a unique plan that meets their individual goals.
A Texan and a horseman, Rick, and his wife Brenda, raise quarter horses and cattle on their 55-acre ranch in Valley View along with their 3 dogs. They have 3 daughters and 11 grandchildren and 1 great grandchild. When he is not busy raising his cattle and horses, Rick enjoys riding cutting horses, playing golf, and writing. He is a published author.
Disclaimer: Investment Advisory Services offered through Brookstone Capital Management, LLC.(BCM), a SEC Registered Investment Advisor. Guardian Financial Management and BCM are independent of each other.
Alison Free is a respected financial professional with an intuitive ability to identify and anticipate client needs. Alison strives to offer solutions that help to meet the needs of those who are approaching or are already in the retirement phase of their life. Alison’s knowledge and expertise as a retirement specialist and Medicare expert has put her in the top 1% of her company nationwide. Her 400+ clients have come to expect her quick response and over and above service that they can count on year after year.
Alison recognizes that the retirement planning process is key to ensuring a safe and secure financial future. Her adult education classes are designed to alleviate some of the stress that arises when facing retirement and to answer real world financial questions. Alison enjoys building personal relationships at her classes by listening to better understand the retirement goals of her students.
Alison has over 25 years’ experience as a trust advisor helping people with the largest and most important decisions in their lives. In addition to her insurance license, she also holds a Series 7 securities license, a Florida Real Estate broker license, certification in Long Term Care and is one of the top life insurance strategists in her area. Alison is a proud mother of four daughters and grandmother to ten adorable grandchildren.
Alison Free is an agent licensed to sell insurance through Bankers Life and Casualty Company. Bankers Life is the marketing brand of Bankers Life and Casualty Company, select policies sold by Colonial Penn Life Insurance Company. Alison Free is a Financial Advisor through Bankers Life Securities, Inc., and provides investment options including variable annuities, mutual funds, and equity and fixed income securities.
Tom Gandolfi is the President and Founder of Three Bridges Financial Group and entered the financial industry after years of experience from the other side of the desk, as a business owner and client. He is a creative thinker and has worked on financial planning strategies with individuals and corporations for more than 20 years. Drawn to find a better way to help people accomplish their goals, and as a committed educator, Tom provides information, guidance, and clarity to his students over a wide range of topics to help them achieve their retirement goals.
Tom is a Series 65 Investment Advisor Representative with a fiduciary responsibility, which underscores his commitment to work in the best interest of his clients. He holds a life license in numerous states and is a member of the National Ethics Board as well as National Social Security Advisors. Most importantly, Tom listens to his clients. He takes great pride in his ability to effectively communicate and simplify complex matters. Tom works with every client on a personal level to help ensure that they will have every opportunity to enjoy the best years of their lives.
Tom and his wife, Sherri, have been married for over 25 years and have two daughters, Tori and Kasey. In his free time, Tom likes golf, baseball, football and politics.
Investment Advisory Services offered through Sound Income Strategies, LLC, an SEC Registered Investment Advisory Firm. Three Bridges Financial Group, LLC and Sound Income Strategies, LLC are not associated entities. Any insurance product guarantees mentioned are backed by the financial strength and claims paying ability of the issuing company and may be subject to caps, restrictions, fees and other charges as described in the contract. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives. Unauthorized use of this material is prohibited.
Michael Gorman, CFP™
Michael Gorman, CFP™, of Liberty Partners Financial Services, has been a Financial Advisor in the Greater Houston area for over 20 years. Shortly after graduating from the University of Houston, he began his financial planning career with a small estate planning firm. From there he went on to work with some of the most well-known companies in the industry. Through the classes he attended while studying for his Certified Financial Planner designation in 2000, Michael came to value the education, logic and reasoning that comes with understanding complex financial matters.
With a focus on capital preservation, reducing taxes in retirement and securing lifetime income, he has been offering financial education classes most of his career. His classes on Social Security, Taxes in Retirement, Long Term Care, and Retirement Income, are consistent with that focus and have resonated with those attending. Attendees leave with a greater clarity in applying solutions and reasoning to some of retirement’s more pressing financial matters
Fee based advisory services processed through and supervised by Liberty Partners Capital Management, LLC (LPCM) – an SEC registered investment advisory firm.
Michael Graff, CTA®
Michael Graff, founder of ProIncome – Professional Retirement Income Planning, based on Walpole MA, is a veteran of 38 years in the financial services industry. As an independent advisor and fiduciary, Mike is free to act solely in the best interest of his clients. Over the years he has come to understand the importance of education and preparation as the foundation of a secure financial plan and a way to navigate these challenging times. The financial and retirement courses he has been teaching in communities in greater Boston and Providence over the past 7 years is his commitment to helping people learn the steps to develop a logical and organized approach to overcoming today’s financial challenges. He also is the author of the book 6 Steps to Retirement, which details his organized and sequential planning process (available on Amazon).
Mike is a 1984 honors graduate from the University of Massachusetts, Amherst, with a BA in Political Science. In addition, he holds a series 65 Securities license, is a licensed Life and Health Insurance Agent, a Chartered Tax Advisor®, and a National Social Security AdvisorSM Certificate.
Mike and his wife Lisa have been married for 37 years and reside in Easton, MA – where they raised their 3 children. Mike keeps himself very active in the community. Some of his involvements include serving as Chair of the Easton Recycling Committee, board member of the Foundation of Excellence in Education, youth baseball and basketball coach, founder and past president of the Sunday Morning Softball League, and a certified Rider Coach with the Motorcycle Safety Foundation.
Frank Gutta, CPA, PFS
Frank Gutta is a nationally known and highly respected Certified Public Accountant and Personal Financial Specialist, one of fewer than 6,000 professionals to hold the prestigious PFS designation.
Based in Florida, Frank helps his clients across the United States to safely achieve financial success, reduce their taxes, invest wisely, and prepare for a long, happy, and prosperous retirement. With more than 35 years of experience, Frank has developed deep expertise in the use of safe investment strategies and innovative insurance solutions to help his clients enjoy true financial peace of mind.
Frank knows that solid financial knowledge is the key to achieving the retirement that we all hope to attain, and he knows that financial education is key. Frank enjoys presenting adult financial education classes and helping people to retire with security. In addition, Frank is also the author of two popular books, Your Safe Retirement Roadmap and Must-Know Tax Tips for Small Businesses.
Frank has been married for almost four decades to his wonderful wife Feroza and is the proud father of two adult children, Sofia and Shaun. Frank recently became a grandfather when his son and daughter-in-law had a baby boy and then his daughter and son-in-law had a baby girl! Frank is a high-energy person who loves sports and is a long-time Miami Dolphins fan.
Michael Hainsworth, President, and CEO of Hainsworth Wealth Advisory, has been serving clients in the financial sector since 1995 and has a diverse background with international experience. However, his true love lies in education. Since returning to the U.S. from his work in Dubai, Mike has dedicated himself to providing financial education to those preparing for or already into their retirement years. Mike recognizes that financial education is a key part of the retirement process.
Utilizing his extensive experience, Mike Hainsworth successfully specializes in retirement planning. He holds a Bachelor’s Degree in Business Administration and Management from Murray State University and an MBA from the University of Alabama.
In the past, Mike has also volunteered as Board and Finance Committee Member at the Faith Assembly of God in North Fort Myers, and with the Big Brother Big Sister Foundation. Michael is a proud father of two lovely adult daughters, Jessica, and Rachel.
David Hardin began his insurance career at Monarch Insurance Company as a life and disability agent in 1977. He quickly earned the honor of “New Agent of the Year”. From there, he became a General Agent with INA Investors Life. David has extensive experience on the consulting level and teaches agents proven means of reaching success with a focus dedicated to serving their clients. David spent several years as Vice President of an insurance brokerage firm, training and coaching a group of national marketing consultants on how to assist independent financial professionals meet their clients’ needs and objectives. David has always believed that focusing on the client’s goals and dreams is the first action in any process.
Prior to the founding of City Center Financial, LLC, David and his son Joel worked together in Hardin Financial Group. The solutions David presents to clients are based on his broad knowledge of products in the market and the individual situations of the clients. He knows that no two clients are exactly alike.
David married his wife Beth in 1976. They have three wonderful adult children and five grandchildren who they try to spend as much time with as possible. When not spending time with his family, you can find this film buff watching movies (at one point doing reviews on local radio), traveling or volunteering at one of several local charity organizations.
Gene Harris, of Alto Financial Group, has over 30 years of financial, entrepreneurship, service, management & customer relations experience in the financial services industry. Specializing in helping people and families create the legacy they want and have the lifestyle they long for in retirement, Gene takes great pride in providing financial education within his community. He recognizes that education is key, allowing each individual to identify the best path to meet their retirement goals.
Gene is an active member of his community serving as the HOA President for both the community and house associations along with being on the local private swim club board. Gene resides in Montgomery County, Maryland, where he lives with his wife, Theresa, and his son Michael.
Roger Harris, founder of White Horse Financial, has been actively using his financial planning expertise to help families achieve the lifestyle they’ve always dreamed of. He founded White Horse Financial to shed the “sell this” pressure that comes with a large financial firm. As an independent financial planner, Roger picks and proposes what is best for the client, not the company.
Roger is a true believer in the power of education. He firmly believes that there are MANY ways to save and grow money without risking everything in the Stock Market ‘casino’. His classes provide solid information, options and strategies to ensure those ‘golden’ years are truly golden.
Before his Financial Planner career, Roger spent 21 years in the Engineering Industry as a toolmaker and designer, where he was trained to always seek a better way and to always listen to other’s viewpoint. It is in his blood to always ask why things are done a certain way and what the long-term consequences of a particular strategy will have on the outcome versus the intended purpose. This type of thinking and resourcefulness is exactly what families need from their financial planner. Not handling the end-game properly can be very costly.
Roger grew up in North Carolina, the youngest of five baby boomers in a military family. He is an avid athlete and loves working out, mountain biking, hiking, skiing, and playing tennis. He is also a voracious reader and a lifetime learner.
Roger and his beautiful wife, Jennifer, live in Fayetteville, NC, where they are members of the local Church. They have four grown children and three grandchildren. Faith and family are very important to him.
Scott is an Investment Advisor Representative and Fiduciary originally based in Bellevue, WA. Scott is a veteran advisor with more than 31 years’ experience. He has earned the series 7, 6, 24, 26, 63, 65 securities licenses and is a certified National Social Security Advisor (NSSA).
Scott recently relocated to Summerlin with his wife Vlada and their daughter Tesa. While the primary office remains in Washington, Scott opened a satellite office here in Nevada and commutes between both states.
As a seasoned veteran in the financial services space, Scott recognizes that education is a key step in the retirement planning process. Scott’s 30+ years of experience within the financial services industry has given him a unique perspective regarding truly comprehensive planning.
Cascade Brokers Alliance is a full-service firm committed to supporting the independent, successful advisor community. Our experienced team of affiliated financial advisors are available to provide a full spectrum of financial planning services.
SSI Planning Partners (Social Security Income Planning) is a national group of independent financial professionals who are passionate about helping people in their community get the most from their hard-earned social security benefits.
Via SSI Planning Partners, Scott is continually advising and mentoring financial advisors across the country developing course content and providing ongoing planning support.
Benjamin W. Hulburt
Benjamin Hulburt, Managing Partner of Alto Financial Group, has over twenty years of entrepreneurial and financial experience. He has founded and grown two successful publicly traded companies into multi-billion-dollar enterprises. Ben brings a unique set of skills to Alto Financial Group which include significant financial markets experience having led two initial public offerings on both the NYSE and the NASDAQ, numerous secondary public equity offerings, private debt offerings, public debt offerings and private equity fund raising efforts, as well as numerous mergers and acquisition transactions over his twenty-year career.
Mr. Hulburt began his professional career as an active duty commissioned officer in the United States Army, leaving the service holding the rank of Captain. He served as a Director of Rex Energy Corporation (NASDAQ) from March 2007 to October 2010, and as Chairman of the Board of Eclipse Resources Corporation (NYSE) from 2015 to 2019. Ben received his Bachelor of Science degree in Finance from Pennsylvania State University. In addition, he was awarded the Ernst & Young Entrepreneur of the Year 2010 in the Western Pennsylvania region and was named to the Top 40 Executives Under 40 by Fortune Magazine in 2013.
As the Managing Partner at Alto Financial Group, Ben has been a big part of ensuring that financial education is offered within the various communities they serve. He recognizes that through financial education, the firm can truly make a difference to those who are seeking the best path to financial security. With advisors and agents nationwide, Alto Financial Group sets a high standard in the field of adult financial education.
Ben maintains life insurance and fixed annuity licenses in 21 states.
Greg L. Hutto, CFP®, CFA®
Greg Hutto is the Founder of Heritage Retirement Advisors, a fee-based, SEC Registered Investment Advisory firm. His firm has approximately $185,000,000 in assets under management as of March of 2022.
Greg comes from a family of educators. His parents’ background influenced his decision to achieve a Bachelor’s Degree in Business from Texas A&M University, and a Master’s Degree in Education from Tarleton State University. He was a teacher and coach before entering financial services in 1996.
After 14 years working in the financial services industry for such powerhouses as UBS Paine Webber and Raymond James, he founded Hutto Retirement Advisors LLC in 2010. Greg holds two investment designations, including Certified Financial Planner®, and was awarded the Chartered Financial Analyst® designation in 2007.
Greg remains an educator at heart. His style of teaching combines different presentation methods for different learning styles. He provides illustrations and examples, as well as humor and stories, to keep learning fun!
Greg is married, and he and his wife Angie have three children. He likes to cycle, play golf, and travel with his family.
Greg L. Hutto is an Investment Advisor Representative with the state of Texas and other states and jurisdictions where required. It is important that you do not use e-mail to request, authorize or effect the purchase or sale of any security or to affect any other transactions. The information transmitted herein and any attachments or files transmitted herewith may contain proprietary, confidential and/or protected, non-public information, are covered by applicable state and federal laws and are intended solely for the use of the individual or entity named above as the intended recipient. If the reader of this message is not the above-named intended recipient, or his/her/its agent, be advised that any review, disclosure, dissemination, distribution or copying of this communication is strictly prohibited. If you have received this communication in error, please immediately notify the sender by telephone or e-mail and destroy the material forwarded in error. Nothing in this communication shall constitute an offer to sell or solicit any offer to buy a security or any insurance product. Recipients should be aware that all emails exchanged with the sender may be archived and may be accessed at any time by duly authorized persons and may be produced to other parties, including public authorities, in compliance with applicable laws.
Max Jaffe, CPA
Max Jaffe, of Total Benefit Services, Inc. works with people who want to understand how to manage money in their everyday lives. A CPA, he is the author of Maximizing Your Money and provides financial workshops to the community. Max learned the hard realities of money early on and knows the importance of truly understanding how to make the most of your financial situation.
Max has worked with money all his career: billions of dollars of money. He was an auditor with Price Waterhouse and a treasurer for a multi-billion-dollar commercial real estate developer, MEPC American Properties. At MEPC, Max was responsible for both debt and investment management. He controlled a $1 billion commercial paper program, a $500 million investment portfolio, and oversaw day-to-day cash management for thirty different real estate properties.
Max has a strong volunteer record in the community. He has taught economics to high school seniors, coaches Special Olympians in their swimming program, and volunteers for the American Cancer Society’s Cancer Survivors Volunteer Network.
A spoiled rich kid from birth, Max learned the cold, hard facts about money woes in second grade when his father’s oil exploration business was sabotaged. On Max’s 8th birthday, his family shamefully moved out of their posh 8,000 square-foot North Dallas mansion into a small, three-bedroom apartment. That childhood experience instilled in Max a burning curiosity about money and how it works, and he resolved to keep more of what he earned over his lifetime. Today, he teaches others personal money management skills.
Colonel (Ret) Michael B. Katka is the owner and general manager of Secure Insurance Advisors LLC, which he started in 2020 as a full-service insurance agency under Secure Insurance Group (SIG) of Springfield, MO. Partnering with SIG, he offers more than 50 years of combined experience in the industry. Mike retired from the Air Force in 2012, and a year before his retirement, he started helping clients with their insurance needs.
Mike has carried the Air Force core values of Integrity First, Service Before Self, and Excellence in All We Do into his business philosophy. Based upon these ideals, Mike finds that offering educational financial classes to the public provides an opportunity to share his knowledge with those preparing for what should be the best years of their lives! With so many options available, those attending his classes find clarity, a strong sense of direction, and a better sense of security for their future.
Prior to starting his business, Colonel Katka was the J6 Architecture Branch Chief, United States Transportation Command, Scott Air Force Base, Ill. He is a command pilot with more than 2,700 hours of flying time, primarily in the C-130E/H aircraft. Colonel Katka is married to his wife of 32 years, Kim, and they have two children, Brandon and Tiffany.
Korey Knepper of SDSmith Financial entered the finance industry after being honorably discharged from the US Navy. Korey’s service included one deployment to the Persian Gulf. After the military, Korey attended Maryville University, graduating with his B.S. in Financial Services. Knowing that he still had the heart of service, Korey found himself drawn to the educational aspects within his field. Recognizing that financial planning is key to achieving long term goals, Korey found himself in the position of being able to truly help others to achieve their goals.
Korey, along with his wife Christie and son Adam, enjoy working and volunteering with both veteran and active-duty service members.
Jessica Lanning, JD, CFP®
Jessica Lanning is the “Family CFO,” advising and guiding people through their financial decisions for over 20 years. She is the chief strategist and founder of Lanning Financial Inc. and draws upon her experience with clients to bring real-world scenarios to the classroom.
Jessica has provided financial education to 800+ investors as well as continuing education courses for lawyers, financial planners, and insurance professionals. Her classes provide a down-to-earth, tell-it-like-it-is approach. Her advice is practical, achievable, and delivered with thoughtfulness and laughter. She believes you start where you are, do the best with what you’ve got, make mid-flight corrections often to stay on course, and use the money you have to live a life that brings joy and meaning to you.
Jessica lives in San Francisco, is a mom to two teenagers, and enjoys downhill skiing and making art.
Bob Laughlin is a graduate of U.C. Davis. After a successful 15-year career in sales and marketing in Silicon Valley he entered the financial services industry in 2000. Over the past 22 years Bob has enjoyed helping people safely navigate through their most significant financial decisions, including those for real estate finance, wealth and estate management. He currently specializes in retirement and estate planning as a team member of Engineered Financial Solutions in Folsom California, with a special interest in helping those either approaching or already in the retirement phase of their life. Throughout his time in financial services, Bob has focused on helping people identify and formalize their needs and goals, providing both a grounded understanding of their current financial health and knowledge pivotal to the successful enjoyment of both their personal and family estate goals. He is passionate about understanding his client’s goals, effectively communicating and applying the tested principals of financial planning and providing his clients independent access to the best solutions available.
Bob and his wife, Barbra, reside in Northern California near their two grown children, Tyler and Emma. He enjoys outdoor sports, including golf and tennis and the natural beauty of the surrounding Sierra Foothills.
Fields Leake, Futurity First Wealth Management, has more than 30 years of experience in the financial services industry. Fields and his team engage clients in a unique planning process founded on practical experience gained from working in a collaborative approach dedicated to discovering the core values held by clients regarding their money. “Creating a ‘legacy’ is not just a matter of good stewardship of assets,” says Fields, “it is also the clarity that comes with understanding the client’s values and the life history that created them.”
This planning approach is what Fields shares in his Financial Education classes, knowing that the future is of paramount importance for attendees and their families.
Fields believes that incorporating the client’s attorney, CPA, and any other key advisors into a proactive advisory team – focused on serving the client’s best interests – maximizes value-added results. Courage and passionate conviction are the “bricks and mortar” that builds his credibility – clients and our humility are what sustain it.
Paul Lee of Kingswood Wealth Advisors is proud to provide holistic investment management and planning services. Having spent over 18 years in the financial services industry, Paul ensures that those he serves are able to meet and manage their financial objectives, whether they are in pre-retirement or already in retirement, by balancing risk management and efficient planning. His primary goal is to provide exceptional service and unbiased, genuine advice when collaborating with clients.
As a true professional in his field, Paul recognizes that financial education can make all the difference in the world to an individual’s overall retirement approach. He enjoys providing classes to those approaching their retirement years, or already in retirement and giving them the power of knowledge.
Paul is the proud father of two daughters and resides in Southern California. Paul is a graduate of the University of Southern California and enjoys hiking and playing golf.
Advisory services offered through Kingswood Wealth advisors (KWA) an SEC registered investment adviser. Securities services offered through Kingswood Capital Partners, LLC (KCP) member FINRA/SIPC. KWA and KCP are affiliated entities.
Fred Lowry of Brightpath Retirement Solutions is a true financial professional who believes in the power of education. Having witnessed friends and family struggle to find the help they needed to map out their financial future, Fred felt called to provide adult financial education in his community. Fred and his team are confident that with their understanding of personal finance, coupled with their training as financial professionals, they can help people better prepare for the future. After years in the business, they have developed a reputation for educating individuals in an easy-to-understand manner so they can grasp personal finance and use those concepts to pursue their financial objectives.
A graduate of the University of North Carolina at Chapel Hill, Fred began is financial services career in 2011 and quickly began running, and training, a team of financial educators across the country. A natural educator, Fred’s knowledge and experience ensures that those attending his classes will walk away with sound financial information.
Fred and his wife Jessica have two children, Wilson and Adeline, and currently reside in Raleigh. He enjoys working out, playing board games with friends, and spending time with family.
Shaun McCarty of Alto Financial Group is focused on education and helping families achieve their desired retirement lifestyles and create their legacies. Shaun is great at this role because he cares about their personal needs and goals. His clients repeatedly state how he broke down their retirement into simple, discernible ideas. He is dedicated and driven, overcoming any obstacle that has been put in his way to make sure that his clients are well served. Shaun comes from a restaurant management background, where pennies really do count. He learned budgeting by costing out menus for multiple restaurants as well as working on monthly profit and loss sheets. He is a constant student of his craft and never stops pushing himself to learn the ever-changing industry of finance.
Shaun and his wife Jennifer, along with their teenage daughter, live in Maryland.
Robert J. McDowell advises people who are preparing to retire or are already in retirement. As a financial educator, Rob has taught over 100 classes on topics such as Social Security, Medicare, and Retirement Income Planning. His advisory experience in retirement income planning and asset preservation has been appreciated by thousands of his students.
Rob and his team of professionals have tremendous backgrounds in a wide spectrum of financial services. Their core belief and practice is to put the best interests of their clients first.
Rob has a Master of Science graduate degree from Missouri State University. As a proud member of the National Association of Insurance and Financial Advisors, Rob was awarded NAIFA’s LACP certification as a Life and Annuity Certified Professional. He also received the National Social Security certification promoting advanced Social Security education.
Rob and Debra are blessed with three outstanding adult children and five grandchildren. In addition to their active professional lives, they enjoy traveling and cruises as well as time with family and friends.
Richard A. McGrath is the Founder and Chief Executive Officer of Dominion Financial Solutions. It has been his passion for over 25 years to serve his clients and help to ensure that their goals and objectives are achieved. While most advisors choose to compete with other advisors based on products, plans and performance, Richard and his staff of licensed professionals choose to provide education, strong relationships, and world class service.
As a lifelong resident of Hampton Roads, Richard’s community ties run deep and are seeded in local businesses, government and our military. The product of a military/civil service family, Richard attended Norview High School, followed by Old Dominion University for both his undergraduate and graduate degrees. Richard entered the financial services industry with a desire to help others and holds insurance licenses in multiple states across the country, and his FINRA Series 65 registration. Richard serves as the Chairman of the Board of Trustees for the Old Dominion University Athletic Foundation. He is the First Vice Chairman of the Board of Directors for Chartway Federal Credit Union and the Vice Chairman of the Board of Trustees for the We Promise Foundation. Richard also serves on the Board of Directors of the Alzheimer’s Association.
Over the years, Richard and his staff have built a successful firm that focuses on retirement income and distribution, estate planning concepts, wealth preservation, business succession, and employee benefit services. Richard’s commitment to strong long-term relationships and his passion for financial literacy and education with his clients sets him apart from other advisors.
Fee-based financial planning and investment advisory services are offered by Rauch Advisory LLC, a Registered Investment Advisor in the Sate of Virginia. Insurance products and services are offered through Dominion Financial Solutions. Rauch Advisor LLC and Dominion Financial Solutions are not affiliated companies. Advisory services offered through Rauch Advisory, a Registered Investment Advisor in the state of VA.
Jay Mehta of Veraz Advisors brings over 20 years of professional experience to the classroom. Jay feels strongly that financial education is key to creating a solid retirement plan.
Jay has earned 2 MBAs, one from the Haas School of Business at University of California, Berkeley and the other at Columbia University, where he also taught entrepreneurship as part of an elite teaching team. Jay is a fiduciary who specializes in retirement planning, with a focus on putting client’s best interests first.
Through local classes, taught at colleges and community centers, Jay is educating and enlightening bay area residents on how to help protect, preserve and strive to pass on wealth to their families in a way that helps promote peace of mind and confidence.
Jay is also the co-host of the popular Bay Area talk show Finance 2 Freedom, which covers strategies designed to minimize market losses, increase income, lower taxes and protect & growth wealth for individuals, families and businesses owners. Seen on KRON4, CBS and the CW.
Investment advisory services are offered through Veraz Advisors, LLC, 2355 San Ramon Valley Blvd, Suite 204, San Ramon, CA 94583. Additional information about Veraz Advisors, LLC is available on the SEC’s website at www.adviserinfo.sec.gov. Insurance products are offered through Veraz Insurance Solutions, LLC, California License#: 6000822.
Thomas Melburn of Cardinal Capital Partners has been in the financial services industry for over eight years, with an extensive background in both traditional wealth management and alternative investment solutions. Through teaching thousands of students at seminars over the years, Thomas has a solid proficiency at communicating financial literacy to a wide range of students. His classes empower each and every attendee to uncover the best-in-class alternative investment strategies curated for the entrepreneurial minded investor.
In his free time, Thomas enjoys spending time with his son Harrison and volunteering his time helping be of service to those in his community. Thomas is an active Ultrarunner, Ironman Foundation athlete, and is always looking to broaden his understanding of the world around him so he can best be of service to his clients, family, and friendships created in his practice.
Joshua L. Millard
Josh Millard of Millard Financial Group is a fiduciary committed to act in the best personal and financial interests of those he assists. In addition, as a member of the National Social Security Advisor’s (NSSA), he is dedicated to serving an aging America.
Recognizing the precarious state of Medicare and Social Security, Josh provides financial education covering comprehensive retirement management, with a focus on addressing the distinctive financial needs of those nearing retirement and those who are already retired. As a retirement planning specialist, Josh focuses on helping people as they transition from working to their retirement years, knowing that the goals and objectives of a retiring client are more geared toward safety and risk elimination, peace of mind, developing income options and tax savings strategies, avoiding probate, and reducing or eliminating the potential for loss to a nursing home.
Josh has been married to his beautiful wife, Natalie, since 2005, and has two awesome teenage boys, Braxten, and Lucas. He spends most of his free time coaching football for his boys and volunteering at Forgotten Children Worldwide, a not-for-profit orphan care ministry.
John Miller moved to St Petersburg, Florida from Rochester, NY in 1992. He worked in corporate America for the first half of his career. John and his clients saw the value and flexibility of being an independent advisor so in 2014, John decided to launch his own business as president of JD Miller & Associates. John has now dedicated his career to provide unbiased, big picture retirement planning including social security education, income and expense planning, Medicare understanding and advanced estate planning.
John has been married to his wife Shelly since 2000 and they have three children in the Seminole school system.
Rod Moore of Moore Tax and Financial Services has over 25 years of experience in the financial services industry. As an educator, Rod brings a wealth of knowledge and real-world experience to those attending his classes. Knowing that planning is the key to achieving retirement goals, Rod has made it his goal is to ensure that people know how to protect their assets and ensure that they have the income they need in order to meet their retirement goals.
Rod has 3 adult children and 10 grandchildren. Rod enjoys playing golf, and fancies himself an amateur cowboy artist, and enjoys oil painting when he has spare time.
Mike Morgan, President of Total Benefit Services, has been helping clients in the greater Fort Worth area work toward their retirement dreams through well-thought-out strategies for retirement income since 1983.
Mike firmly believes that education is the first step in the process of achieving a secure retirement. He assists people from all walks of life and all income and wealth levels to achieve what we all want — a more financially successful retirement and the accurate information, planning and tools we all need to build a strategy to achieve that goal.
Mike holds a Series 65 securities registration as well as insurance licenses in Texas, New Mexico and Louisiana. In addition, he has earned the Chartered Financial Consultant designation. He has a Bachelor of Business Administration degree from Texas Tech University.
A proud member of the Fort Worth Chamber of Commerce, Mike lives in North Richland Hills, Texas, and enjoys hunting and fishing in his free time.
Allen Neuenschwander was brought to the world of financial planning and investment management after a devastating family tragedy. After picking up the pieces, Allen began a crusade to help others avoid the financial calamity his family endured. Recognizing that financial education is the first step, he has been dedicated to that work ever since.
Allen is on a mission to empower and educate investors and small business owners to build a better future and to make more informed financial decisions. Allen founded Outlook Wealth Advisors and has over 25 years’ experience serving clients in the Greater Houston area. Allen’s specialty is discovering the unique needs and goals of each client, and then helping them construct their own customized retirement income plan. He is an experienced educator, radio talk show host, and author who has written for Forbes and Kiplinger’s magazine, and he is co-author of the book “Retire Abundantly.”
After completing his education, Allen began a career as an auditor with a “Big 5” multinational accounting firm. This career was interrupted by his military service as a U.S. Army Finance Officer. In addition to the rigorous requirements to become a CPA, he also completed the extensive training program to become a Certified Financial Planner™ (CFP®). This unique background and training give him a perspective few advisors possess.
Married to his college sweetheart, Stephanie, for over 40 years, they have three grown sons and five grandchildren. They are very proud that all three sons are small business owners and making an impact in their respective careers and communities. In addition to traveling the world, Allen and Stephanie enjoy Broadway plays, water sports on Lake Conroe, skiing in Colorado and fishing in Alaska.
Michael Neuenschwander is a native Houstonian and co-founder of Outlook Wealth Advisors, LLC. Michael graduated from Texas A&M University with a Bachelor’s degree in accounting and a Master’s degree in finance. Grounded in the principles of his training as a CPA and CFP® and with nearly 20 years’ experience, Michael believes that offering adult financial education enables those approaching, or already in retirement, an opportunity to prepare for the next phase. An educator at heart, he has written for Forbes and Kiplinger’s magazine, is co-author of “Retire Abundantly,” was a featured radio talk-show host and is often featured on Houston’s Fox 26 News.
Michael designs forward-thinking, tax-efficient investment strategies for retirees and specializes in complex situations unique to high-net worth families. And while predicting the unpredictable is impossible, Michael’s holistic, in-depth planning approach covers as many bases as possible to help create retirement strategies that address a variety of potential risks, task situations to help provide sustainable income streams for the length of your retirement.
Michael married his high school sweetheart, Rachel, and they are raising their two beautiful children, Ella and Hudson. He is a car enthusiast and enjoys home improvement projects and getaways to the beach or lake, as well as an occasional winter vacation to the mountains for skiing. Of course, no fall would be complete without at least several trips back to College Station to attend an Aggie football game with friends.
David Ocasio, Vice President and Senior Advisor Consultant at Highland Capital Brokerage, has been in the financial field for 20+ years, delivering strong solutions and substantial results for those he works with.
As a Chartered Financial Consultant® (ChFC) and a Certified National Social Security Advisor, David brings a unique blend of experience and knowledge to his financial education courses. He takes pride in using his expertise to help people to grow, protect, and achieve their financial goals.
David lives in Loudoun County, Virginia, with his wife, Marina, and three lovely daughters, Sofia, Alicia, and Bianca. David and Marina’s life revolves around their family, and they love taking RV trips whenever possible. David also enjoys biking, taekwondo, and occasionally mountain climbing.
Lesa Olszewski of Medicare 180, LLC has been an insurance agent for more than 10 years. With a passion for learning and educating, she prides herself on her ability to focus on reducing the stress involved with Medicare choices by providing educational classes in her community. Seminars on Medicare are often the starting point for most people to understand the complexities of Medicare. She focuses on making that educational experience as complete as possible so it will result in the best medical decisions for retirement.
Lesa’s goal as an insurance advisor has always been to make sure that she is helping people to the best of her ability every day. Compassion, honesty, and hard work are her hallmarks. Making the right decision about Medicare can be a very stressful time both at the initial enrollment period and during the yearly renewal. Her endgame is to eliminate that stress through education and strong advice.
A graduate of Michigan State University and living in west Michigan, she and her husband raised three daughters. She continues to enjoy family time – her favorite time – along with tailgates, boating and pickleball.
Nikki Orton, of Impact Legacy Group states that “she loves meeting people and helping them to find the very best solution for their Medicare needs”. As a financial educator specializing in Medicare she is confident that with education, people are able to make the best decision for their situation.
Nikki is a native of Minnesota and moved to Florida in 2011 with her husband and 2 boys. As a family, they are active in their community and love the area.
Kenneth Osiwala, AIF®
Kenneth Osiwala, President and CEO of Osiwala Financial Group, brings almost 30 years of experience in the financial services industry, to his Adult Financial Education classes. Ken has extensive experience in providing strategies to retirees and pre-retirees to help protect and preserve their principal. His goal is to deliver unparalleled personalized service to each individual as he helps develop comprehensive financial plans based on their individual needs.
Ken recognizes the importance of financial planning, and in addition to his online and in person financial education classes, Ken co-hosts the “America’s Wealth Management Show” every Sunday from 5 to 6 pm on WJR Radio. The program provides investors an opportunity to hear from various industry professionals regarding strategies that could have a profound impact for the financial future of many near term retirees as well as current retirees.
Prior to starting the firm, Ken was an accountant for one of the largest accounting firms in the world, Ernst and Young. Ken has previously passed his Series 6, 7, 22, 26, 63 and 65 securities exams and his exams for Life, Health and Variable Annuity insurance products. Ken is also an Accredited Investment Fiduciary (AIF®).
Ken serves on the Board of Directors for a non-profit organization in the Community, Promise Village Home for Children. Ken has been married to his wife Beth for 29 years and counting they have three children. He enjoys spending time with his family, boating, fishing, kite boarding and is actively involved in his church.
Investment advisory services offered through Barber Financial Group Inc., dba Osiwala Group, an SEC registered investment adviser. Securities offered through Mutual Securities, Inc. Member FINRA/SIPC. Barber Financial Group, Inc. and Osiwala Financial Group are not affiliated with Mutual Services, Inc. Supervisory office located at 13550 W. 95th Street, Lenexa, KS 66215. Osiwala, BFG and MSI are not affiliated companies.
David Parker, Owner and managing partner of Retirement Plan Consultant, LLC, has been in the financial services industry for over 30 years. With his vast experience, David finds financial education classes particularly rewarding. David recognizes that the path to retirement needs to be clearly defined in order to achieve the most secure future possible.
David and his wife have been married for 39 plus years with 3 children and 8 grandchildren. They have been active members of East Heights Baptist Church in Tupelo for over 33 years, where David works with both the Praise Team and mission work.
Canaan T. Penland
Canaan Penland, of Advanced Retirement Planning, educates investors and retirees on how to maximize the value and security of their retirement assets and long-term income plans. He states, “Being a financial advisor is not a matter of telling people how to invest, but listening to their concerns and circumstances and educating them on the best available options.” Canaan strongly agrees with the sentiment of one of the most successful pioneers of global investing, that the four most dangerous words of investing are “this time is different.” The only thing that you can consistently rely on in the financial markets is inconsistency. As a financial educator and advisor, Canaan has witnessed investors repeatedly make the exact same mistakes as they near retirement, frequently leading to a negative impact on their retirement outlook.
Now residing in Southern California, Canaan is originally from Virginia, where he graduated summa cum laude with honors from Roanoke College with a concentration in finance. His interests in the financial markets and portfolio design began well before becoming an advisor, with years of experience in complex market research and the development of securities analysis software.
Canaan is very passionate about educating others on the modern financial system and the influence significant market volatility has had on investment decisions and retirement income planning. “There must be a great deal of understanding and confidence between an advisor and a client. It is a partnership…” says Mr. Penland. “The long-standing theory of ‘buy and hold’ has become ‘buy and hope’ with little understanding of the risks involved. ‘Hope’ should never be a component of any investment strategy, and certainly not a retirement plan.” As a member of COFE, he greatly enjoys educating individuals, couples, and business owners on the best options available to them, adding superior value and security to their financial future.
Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Advanced Retirement Planning are independent of each other. Insurance products and services are not offered through BCM, but are offered and sold through individually licensed and appointed agents.
John W. Pickard, CFP® CIC, CSSCS
John Pickard, owner of Webb Pickard Retirement Services, has been working in the Financial Services field since 1987. John recognizes that it takes both planning and preparation to ensure that those ‘golden years’ are truly golden.
As a CFP his expertise is in planning in all the financial areas, Social Security, Investment Planning, Tax Planning, Insurance Planning and Estate Planning. John has the unique ability to help those who are preparing for retirement to look at the big picture. His motto, “Never Lose,” is the foundation of his retirement management concepts with the goal of never outliving one’s retirement.
John is an active member of his community, sponsoring children through the Candle Wishes Foundation as well as the Barnabas Vision Christmas sponsorship program, providing Christmas gifts to struggling families. He believes that offering financial education classes is just another way to give back.
Phillip Pickle, Managing Partner Anchor Financial Group has been in the insurance and retirement planning field for over twenty years. Right out of college, he started as a sales agent for a Fortune 500 company. Immediately, he set himself apart and became the top producer in his division. He held that distinction for his entire tenure with the company. After several years, numerous production awards, extra training certifications, and several offers of managements positions he soon realized he missed being in the field, helping clients.
In 2008, Phil left that company and opened his own firm, AFG, with his business partner. Since then, he has been doing what he loves–meeting with clients and helping them with their basic insurance and retirement planning needs, educating them on how to meet their retirement goals, and providing them with several safe and unique options for financial growth. Phil works with clients from all age and income ranges. One of the things he enjoys most in his work is providing financial education classes. He finds that people often have what he refers to as “lazy money”. Money they’d like to see grow, providing additional security for their future.
Greg Piorkowski is proud to offer adult financial education classes within his community. His vision is to help people keep a constant eye on the future, and to offer a team that knows how to specialize in retirement income planning. Greg is a respected public speaker and his contagious enthusiasm and “If I can – You can” message, result in financial classes that provide the need-to-know information.
Greg suffered a broken back in a devasting accident, with a grim prognosis. Refusing to accept what he was being told as final, Greg approached his recovery with grit and irrepressible determination, Greg succeeded in a remarkable recovery. He uses that same approach in his professional journey.
Greg is a graduate of New Mexico University and is a veteran of the United States Air Force, with a combined four tours in Desert Storm and Desert Shield. Greg is married and has been blessed with a blended family of 10 children and 1 granddaughter.
Hunter Powell, owner of Senior Benefits Plus in Kansas City, is on a mission to spread the importance of financial literacy and to positively impact as many lives as possible. With his father working in the financial services industry, Hunter grew up learning and living the insurance and financial services.
Hunter received his bachelor’s degree in Finance from Missouri State University. He is a committed life-long learner, knowing how important it is to continue learning so that he can always provide the most up-to-date and current information.
Hunter has been holding Medicare educational workshops to assist individuals as they transition into Medicare. What he found was that by the time someone reaches Medicare age, oftentimes, they have already made decisions that could adversely affect their finances during retirement. He is thrilled to be educating his community on ways to take control of your finances before and during retirement.
During his free time, he and his wife, Abby, enjoy traveling the country to visit national parks and spending quality time with family.
Lonny C. Powell
Lonny Powell is the Founder and President of Alliance Retirement Solutions and www.RetireWithLonny.com. Lonny has quickly risen to be considered one of the top financial minds in the investment and retirement industries. Lonny enjoys teaching Adult Financial Education classes, recognizing that these classes offer key information for those who are preparing for retirement. He also instructs a continuing professional education class for CPAs.
Lonny is certified as a national social security advisor which is the only independent accredited Non-Profit advising on Social Security Matters, as well as being a strategic member of the prestigious National Ethics Association. Lonny holds a series 65 license, which requires him to provide a financial fiduciary responsibility to his clients. He is the co-host of a popular national podcast on investment and retirement matters. Due to his expertise, he is featured on many local and national media outlets.
Jean Priest of J Priest Solutions Retirement & Insurance is an independent associate of Tarkenton Financial, with a focus on the financial concerns of the senior market. Built upon Jean’s personal experience and passion for helping and serving seniors, she strives to empathize and understand the needs of both students and clients, providing Financial Education that focuses on the realities and necessity of planning and preparing for the future.
Jean has hundreds of hours of study and certifications in Medicare, long-term care, and retirement planning. Her primary goal is to help people to understand what they have, and how it might work harder for them. Jean finds that by offering Adult Financial Education classes, she can assist those planning for retirement with important and timely information essential to making those BIG decisions. Since retirement planning is the primary objective of those attending her classes, attendees can better define their goals and create an action plan.
On a personal note, Jean is product of the sandwich generation, having two boys 18 and 24 years old and a Dad who is age 96. Jean lost her Mother at age 87 to Alzheimer’s. She was diagnosed in 2001 of this long, slow progressive debilitation disease. Jean knows firsthand how an unexpected illness can emotionally and financially impact one’s family.
“I can’t change my family’s situation…but I can help others who are in the same situation,” Jean says. “I know my Mother would be proud of me.”
Brandon Reese, CRPC®, CEPA
Brandon Reese, of Total Benefit Services, has been a client advocate in the areas of risk management, retirement planning, as well as financial education for over 20 years. He began pursuing comprehensive wealth management after the consequences of the great recession became evident in his local community in North Texas.
Having started as an independent insurance agent in the local community, the entrepreneur spirit began early in his financial services career. Later, to broaden the experiences, he worked for some of the largest financial services firms in the world including JP Morgan, Fidelity Investments, and TIAA-CREF. He held roles in trading, compliance, retirement education, estate planning, and others to gain the wealth of knowledge he possesses.
Brandon is a graduate of the University North Texas. In addition, he also holds the Chartered Retirement Planning Counselor designation from the College of Financial Planning as well as the Certified Exit Planning Advisor credentials from the Exit Planning Institute.
Brandon is very involved with his local community and church. He has coached football and soccer, as well as ran a free summer sports camp at his church. When asked, Brandon will tell you about his love for his clients, and his passion comes from his faith as well as his family. He has been married to his lovely wife Sarah for over 15 years, and they have three wonderful children.
When not working with clients or hanging out with his kids Brandon loves challenging nature hikes, sporting events, swimming, and kayaking.
Tony Rizzo, CFP® is a gifted communicator and educator, who considers financial education to be the key to achieving retirement goals. His ability to take complex retirement challenges and break them down into easy to overcome obstacles make Tony’s classes a must for those who are nearing retirement, or who have already retired.
As a Certified Financial Planner™ and fiduciary, Tony recognizes that every individual is different. His in-depth understanding of how to achieve long-term financial goals helps his students develop strategies to meet their
unique needs, and plan for retirement income for years to come.
Fort Worth, Texas is his home, where he lives with his wife and two children. Tony’s hobbies include photography, sports, and spending time in the great outdoors with his family.
Ron Roberts was born in Burbank California and grew up in the Mojave Desert. Being the first of six children born to deaf parents, he learned responsibility at an early age. His commitment to family and faith is unwavering. It’s the essence of who he is and the foundation of his business success. Living for a higher purpose and caring for others has always been Ron’s focus.
Ron has been in the Financial Industry since 1991. Founded in 2002, Roberts Retirement Group has grown over the years to serve families in northern California and around the country. Ron has served as president of the California Estate Planning Counsel and continues to mentor financial advisors across the United States. Ron is constantly educating himself on the most up-to-date investment strategies and changes in the financial industry, so that he can provide the most current information in his Adult Financial Education classes. Ron’s chosen vocation as a financial advisor, allows him to use his experience, his gifts and his love for family to help people in a very special and caring way.
Ron is a recognized leader in the industry, is a sought-after speaker, and has been featured in Senior Market Advisor Magazine.
Ron attended college in Stockton, California where he met his wife Julie. Ron and Julie have enjoyed raising their four daughters in a close-knit community. His hobbies include reading, boating, sports, and traveling with his family. Ron has been a volunteer at a private school where he taught history and American Sign Language. Family, faith, and community are the most important things that define Ron.
Stephen Robinson, founder of Neuse Consulting Group, has been a part of the financial industry for almost 20 years. After working for several well-known corporations over the years he founded Neuse Consulting Group to better serve his clients instead of companies. As an Independent group, Stephen and his staff are able to cater to the individual.
Stephen saw the need to be able to offer all plans and to provide an educational approach to Medicare and Senior Insurance planning. Recognizing the confusion within the processes involved, he takes pride in providing a sense of relief through financial education.
Stephen lives in Wake Forest with his wife, Sheridan, and daughter, Brooke, who is currently attending Baylor University.
Stephen enjoys spending downtime with his two golden retrievers and pulling for his NC State Wolfpack. Stephen also enjoys fishing with his family and golfing with his dad and friends.
Steven E. Roeth, ChFC, NSSA – Director of Wealth Management at Sun City Financial, LLC
Steven Roeth is a Chartered Financial Consultant, which is the highest and most comprehensive financial planning designation in the financial services industry. ChFC designees complete college-level course work in all of the fundamental financial planning areas such as: Investments & Portfolio Management, Income Taxation, Insurance & Risk Management, Retirement Planning & Cash Flow Plan Design, Estate Planning, Business & Business Continuation Planning, Advanced Financial Planning Applications and more. Steven is also one of three National Social Security Advisors (“NSSA”) in the City of Las Vegas, and was chosen nationally as Advisor of the Year in 2017. As an NSSA, Steven is a nationally recognized expert in the field of Social Security planning and teaches as a guest lecturer on the topic of “Maximizing Social Security.” He currently serves as Director of Wealth Management at Sun City Financial, LLC, a leading financial services firm headquartered in Las Vegas, Nevada and an Investment Advisor Representative (“IAR”) of Redhawk Wealth Advisors, Inc., an SEC Registered Investment Advisory firm headquartered in Minneapolis, Minnesota.
Through his broad-based work with individuals in insurance and investments, by partnering with local experts in tax and law, and by serving as a consultant to his business clients he has become a well-known expert in Las Vegas, Nevada in the areas of investments, insurance, income planning, pensions, 401(k), IRA, government entitlements, asset protection and estate planning.
Steven has donated a significant portion of his time towards ending financial illiteracy in his community through educational events held onsite at various companies, municipalities, churches, and clubs. He is an Eagle Scout and enjoys camping, hiking, and golfing. Steven is also happily married to his eternal companion, Emily, and they enjoy serving in their church and visiting Disneyland with their three sons: Landon, Cason, and Braden.
Investment Advisory Services provided by Redhawk Wealth Advisors, Inc., an SEC-registered investment advisor. Redhawk Wealth Advisors, Inc. and Sun City Financial, LLC are not affiliated.
Robb Rothrock, President of Rothrock Insurance Solutions, has been advising clients on safe money strategies for over 10 years. However, Robb is an educator at heart and believes that quality education is the key to making sound financial decisions. Robb has a practical knowledge of financial planning and the experience that comes from his many years of growing and running his own multi-million-dollar business prior to his insurance career. Robb has the ability to break down complex topics and teach them in a practical way. As a fiduciary, Robb takes pride in putting his clients’ needs first (as it should be).
Robb recognizes that there is no one-size-fits-all solution out there. “The most rewarding part of my job is getting to really know the people I meet, so I can properly assist them with the right strategy for a long and happy retirement.”
Robb has been married to his wife Janette for 27 years and has two children, Alyssa, and Robbie. Robb spent 11 years coaching youth sports, and enjoys golf, football, and a good cookout with friends and family.
Prashant Sabapathi, Vice President and Co-Founder of Elite Income Advisors, Inc., believes in using a comprehensive approach to financial planning that revolves around education. As both a trusted advisor and respected adult financial educator, Prashant offers classes that attempt to simplify complicated financial planning concepts, so that people may be empowered to take actionable steps forward in planning their retirement.
As a lifelong Marylander, Prashant graduated from the University of Maryland with a B.A. in Economics. In addition, he currently holds both a life and health insurance license, as well as a Series 65 license. Prashant specializes in helping individuals create, manage, and protect wealth throughout retirement, while employing tax-efficient strategies.
Prashant currently lives in the Baltimore area with his wife Alyssa, love to play golf in his free time, and serves on the Planned Giving Advisory Council for the Baltimore Symphony Orchestra.
Investment advisory services offered through Elite Income Advisors, Inc., a State-Registered Investment Advisor located in Ellicott City, Maryland. Elite Income Advisors, Inc. does not provide legal or accounting advice. Investment Advisor Representatives of Elite Income Advisors, Inc. may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Registration is not an endorsement of the firm by securities regulators and does not mean the advisor has achieved a specific level of skill or ability. All investment strategies have the potential for profit or loss. Annuity guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. Insurance and annuity products are sold separately through Retirement Planning Services, Inc.
Logan Schaefer of Impact Legacy Group is a committed financial education advocate, committed to helping people to attain their financial and health goals. Logan is proud to be a part of helping others to define and achieve the retirement they are seeking.
Logan obtained his undergraduate at Mississippi State, and completed his master’s degree at Texas A & M. As a result of his tenacious nature – he completed both in record time!
When not working, Logan is busy with his band “Logan Shane” – a country band he founded in the Austin area. He provides both lead vocals and rhythmic guitar.
Mark Schnizer, of Sentinel Advisory Group, has been in the insurance and financial services profession since 1988. Mark provides clients with his expertise in insurance products and solutions with a specific emphasis on retirement planning and asset protection. Prior to that, Mark spent twenty-two years with John Hancock Financial Network. During his tenure, Mark focused on assisting clients with their long-term care planning needs.
In addition to helping individuals, Mark also works with a number of educational institutions and small businesses in the arena of long-term care planning. Mark knows that without proper financial education, retirement can be overwhelming. His classes enable the attendees to feel confident in their choices.
Mark graduated from the University of Cincinnati in 1987 with a degree in business. Mark lives in Mt. Washington with his wife Jennifer and their two sons, Joseph and Ryan. Mark enjoys golf, antique cars, and tennis. He attends Bellarmine Chapel on the campus of Xavier University.
Kenneth Schrauben, President and Founder of Retirement Capital Services, a Registered Investment Advisory Firm, is committed to bringing financial education to the public. Ken brings over 20 years of experience in the financial services industry to the classroom. He specializes in retirement and strategies to avoid financial anxiety and stress. Through classes at local colleges, Ken is educating and enlightening area residents on how to help protect, preserve, and strive to pass on wealth to their families in a way that helps promote peace of mind. With his vast experience with educating on retiree issues he has become an expert in income planning, risk assessment, social security, Medicare, estate planning and long-term care issues.
Ken and Angela, his wife of over 25 years, are very involved in their three children’s lives as well as local charitable organizations to make a difference in their local area.
Patrick K. Seelye has been in the financial services industry for over 20 years. He has been married to his wife Tammy for 30 years and has two young children, Madison and Matthew.
Pat is a United States Air Force Gulf War Era veteran.
In 2005 he became President of a national financial services company working with financial professionals all over the country for over a decade. As the needs of Americans living in or preparing for retirement evolved, Pat believed there was an obligation to update the methods and tools used to support their evolution.
Pat founded Financial Life Matters LLC in Lawrence, KS to provide independent, education-based retirement income planning. It was important to Pat to create a company that is independent of outside influence to act solely in the best interest of his clients. Education is the foundation for guidance, eliminating outdated concepts and approaches.
Matthew G. Sherman, Sr.
Matthew Sherman, Founder and President of Insurance My Way, has always had a passion for helping others. A natural teacher, Matt loves teaching adult financial education classes to those in his community. His classes and speaking engagements give him the opportunity to share innovating ways to retire safely and with peace of mind.
Matt focuses on providing retirement solutions to individuals of all income levels who are looking to elevate the performance of their retirement assets and aspire to secure a lasting guaranteed lifetime income protection without losing control. As a Certified Financial Fiduciary and Member of National Ethics Association, Matt has spent the last 25 years ensuring that his client’s best interest is always first and foremost. He takes his role very seriously, protecting his client’s nest egg from downside market risk. Matt often says to his clients that the closer they get to retirement the more important it is to protect what they have worked so extremely hard for their entire life!
Matt was born and raised in West Palm Beach, Florida and continues to live there with his wife of 35 years, Carol. Matt and Carol have two grown children and one grandchild. A true Floridian, Matt is an avid outdoorsman who enjoys boating, fishing, camping and golf.
Adam Smith, CFP®
Adam Smith of Capital City Financial Partners has always had an interest in the financial markets, but he enjoys helping people pursue their goals even more. After joining Capital City Financial Partners, he was able to put both goals into action. Financial education is of great importance at Capital City and Adam enjoys the opportunities that he can provide through his classes. Retirement planning can be overwhelming, and he feels great satisfaction in clarifying and educating those who are approaching, or already in, their retirement stages.
Before entering the financial services industry, Adam was on active duty in the Marine Corps for seven years and served another three years in the Marine Corps Reserve. After leaving active duty, he worked as a sawmill manager. In 2017, he made the shift to financial services, becoming an independent advisor at First Command Financial Services. He joined the Capital City team in 2019.
Adam is a Certified Financial Planner™. He also passed the Series 7 and 66 securities exams and holds a life and health insurance license in multiple states. He has a Bachelor of Science in biology, with a chemistry minor, from Newberry College and a Master of Science in Finance.
A Lexington native, Adam enjoys spending time with his two daughters and son, playing golf, enjoying the great outdoors, and cheering on Clemson sports.
Shawn D. Smith
Shawn D. Smith of SDSmith Financial always states that even after 36 years of experience in the financial industry – “I ABSOLUTELY LOVE WHAT I DO!” Shawn has found that his work enables him to meet and work with some of the most interesting and successful people in the world. Having the opportunity to learn about how so many people formed the values and lifestyles which helped them to become, or begin the road, to financial independence, is inspirational. Specifically, because this means they can work where, how and when they want. Shawn loves that his job is to figure out how to protect and grow people’s dreams based on their individual needs.
Shawn completed his undergrad degree in Economics at University of MO/Columbia. He received his MBA from Washington University in 2009.
Shawn is proud to be a part of people’s road to financial independence by providing financial education classes. Assisting people to find their own path to financial security is one of the many areas of his job that he finds so rewarding.
Steven G. Smith
Steven G. Smith, founder of Smith Gillis Financial, has built a flourishing family business by treating people like family. His philosophy is that “Taking care of you and your family is our #1 goal. Why? Because you’re now part of our family”.
Steve recognizes the importance of financial education, knowing that it is the cornerstone of financial security. The classes that Steve offers within the community provide clarity and insight to those who are seeking a secure financial future while preparing for retirement. His classes provide an opportunity to understand the difficult and complex strategies involved in the retirement planning process.
Steve and his wife Lynn have been married over 39 years, living in Wallingford, CT for most of that time. They have raised three wonderful children and are now enjoying the role of grandparents.
Jim Starr, President of Medicare 180, LLC., states “What excites me most about being in the health insurance industry is having the opportunity to help make client’s lives just a little better”.
Jim is a native of Michigan, having lived in both Metro-Detroit and West Michigan. Jim is a proud graduate of Michigan State University and is also very proud to say that his youngest of three children is currently a Spartan!
When he’s not in the office, he enjoys being outdoors with family and friends. He loves boating, working in the yard, playing with their dogs, or just having a beer with friends/neighbors. Jim is also a volunteer with Hand2Hand Ministries and has been for many years.
Winston P. Stevenson
Winston Stevenson is an Investment Advisor Representative, President of Winston & Companies and an FAA instrument-rated pilot. He believes order and planning are necessary to deliver desired results, and he has a track record of doing just that, helping numerous clients and passengers skillfully reach their destinations through proper preparation. As a COFE Instructor, Winston recognizes that financial education is an opportunity for those preparing for retirement to begin their preparation.
A Chartered Federal Employee Benefit Consultant, Winston is uniquely trained to assist federal employees in maximizing their benefits to reach their ultimate retirement goals. That remains his goal for all clients he works with every day. As an Investment Advisor Representative, Winston is held to a fiduciary duty of care, which means he is legally required to work in his clients’ best interests when providing investment advice. When providing insurance recommendations, at the regulatory level, Winston is held to the suitability standard, which requires that recommendations meet clients’ stated financial needs and objectives.
Winston has passed the Series 65 securities exam and holds licenses in life, accident and health insurance in Arizona and California (License #0C45881), as well as a life settlement broker license in Arizona. He has more than 30 years of experience in the insurance and annuity industry and holds a Bachelor of Arts in communications from Western Kentucky University.
Winston has been married to Millie since 1989. They have two adult children, Shane and Sarah, and enjoy spending time together as a family.
Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Winston and Companies are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents.
Mark Stimpson is a founder and managing partner of Elevated Financial Management as well as owner and president of Mark A Stimpson and Associates Inc. Mark’s company mission is based on the core principle that education is truly needed to fully understand one’s current financial situation. This knowledge leads to the ability to implement the different income, investment, or tax strategies that will lead to a stress-free and successful retirement.
Mark is a nationally certified Social Security Advisor, teaching both Income and Social Security Planning at two local community colleges. As an expert on the many different rollover strategies for 401k’s, IRA’S, 403b’s, TSP’s, and any other qualified retirement plans, his classes provide essential, and invaluable information. In addition Mark is an IAR (Investment Advisor Representative), a certified retirement planner, certified financial educator, and a certified senior advisor. Mark is proud to provide adult financial education in his community as well as teaching basic financial literacy.
Mark is father to three wonderful children and grandfather of two awesome grandsons. Mark loves to play golf, racquetball, & cook. He also enjoys spending quality time with friends but especially with his beautiful wife of 40 years.
Robert Szymanski, CFP®, ChFC®, CLU®, MPAS®
Robert E. Szymanski is celebrating his 37th year in the financial service industry. He is the founder of Szymanski Financial Group (LLC) and Georgia Financial Education Institute. Bob knows that Adult Financial Education is essential and has been presenting classes to the public for many years. Recognizing that retirement decisions have long lasting effects, Bob enjoys providing retirees and pre-retirees with the information necessary to make the important decisions.
As a Certified Financial Planner (CFP®), a Chartered Financial Consultant (ChFC®), a Chartered Life Underwriter (CLU®), and as a Master Planner Advanced Studies (MPAS®), Bob has attained the many advanced financial planning designations available. In addition, with his focus on pre retirees and retirees, Bob has also earned the Chartered Retirement Planner Counselor (CRPC®) and is a National Social Security Advisor certificate holder. As a result, he is qualified to handle every aspect of his client’s retirement challenges, including to help protect their life savings, developing an effective income strategy and passing on a financial legacy. He currently holds the FINRA Series 65 and is licensed in Georgia Life, Accident & Sickness insurance. He graduated from The Citadel with a BS in Business Administration, Sam Houston State University with an MBA, and the College for Financial Planning with a MS degree in Personal Financial Planning.
Bob lives in Suwanee, Ga. with his wife Pam.
Thomas Thalman, CFP®
Tom Thalman has always been involved in “people helping” careers. After graduating from Bowling Green State University in Ohio with a degree in psychology he worked in a counseling center in Cleveland for several years. Following this he moved back to his hometown of Dayton, Ohio, attended Sinclair College, and embarked on a career in respiratory care where he worked in hospitals in Ohio and later in North Carolina.
It’s somewhat of a leap that Tom found an interest in finance and financial planning in the mid-90s. He obtained all of the licenses necessary to work in the industry in less than a year. During this time he was in medical sales and quickly transitioned to be an investment representative and financial advisor full time. Joining two large investment firms and gaining valuable experience in both companies over the next 18 years, he decided to become an independent financial planner and associated with Cambridge Investment Research, Inc. in 2012.
This affiliation affords Tom far more independence in working with his clients and he is not bound by certain products or shareholder wishes. He credits his interest in planning from his health care background because a good health care practitioner has a care and treatment plan for the patient. Why should it be any different with someone’s life savings? The next obvious step in his career was obtaining the CERTIFIED FINANCIAL PLANNER™ certification to round out his education and annual continuing education.
In the last 25 years, Tom has evolved into a Financial Life Planner. This behavioristic model is especially suited for people who want to focus on family, spirituality, and the freedom to roam and experience life in a context they never imagined. Tom is married to Jan, who recently retired from Duke University Medical Center after serving as Director of Respiratory Care for 39 years. Tom and Jan play outside a lot and enjoy living in the country in Wake Forest. While Jan does her gardening, arts, and crafts Tom plays drums and does various chores on their lot. Motorcycling and boating are also at the top of their activities list.
Disclosure “Advisory services are offered through Lifestyle Freedom Advisory Group, LLC, an investment adviser in the state of FL. Insurance products and services are offered through Lifestyle Freedom Safe Harbor, LLC., an affiliated company. Securities offered through Colorado Financial Services Company, Member FINRA/SIPC. Lifestyle Freedom Advisory Group, LLC and Colorado Financial Services Company are separate entities, independently operated.
Pete Tychsen, President and Founder of Preservation Financial Group in Tallahassee has been helping local residents plan their retirement since 1987. He is a licensed insurance agent and licensed financial advisor. His practice, which he opened in 1996, focuses on the areas of IRA/401(k) distribution, tax strategies, asset protection, and retirement income planning. Pete offers adult financial education classes regularly, covering a variety of topics. He recognizes the importance of learning the very best ways to protect and preserve what people have worked hard to save.
Pete lives in the Tallahassee area with his wife, LeAnne, and they have five children: Andrew, Anna, Arden, Christopher, and Sarah. When not working to help plan the financial future of retirees, he enjoys involvement at his church, fishing, hunting and spending time with his family.
Pete Tychsen is an Investment Advisor Representative of and offers advisory services through Retirement Wealth Advisors, Inc., a SEC Registered Investment Advisor. Insurance and other financial products are offered separately through Pete Tychsen D/B/A Preservation Financial Group. Retirement Wealth Advisors, Inc. and Preservation Financial Group are not affiliated companies.
Jeffrey M. Viveros is the President of Strategic Financial Services and has been helping people become educated on their financial options for over 32 years. To forward his mission of bringing education and knowledge to American retirees and pre-retirees, Jeff was involved with his brother in founding Educators Financial Services and Safe Harbor Financial. Jeff and his brother Eric have also spent over 2 decades working with teachers to help them navigate through the maze of financial options that are available to them. Because teachers are important to the future of our country, by educating our future leaders, Jeff has a passion about helping them maximize the opportunities available to them. Due to years of training and education in his profession, as well as the coveted training and title as an Ed Slott Master IRA Advisor, Jeff takes an educational approach with everyone he works with.
As someone who considers himself a consumer advocate, Jeff knows that retirement should be a rewarding time to spend doing what you enjoy with family or friends. But for many it can be confusing and worrisome not knowing if you will have enough money to make it through retirement. Jeff approaches each conversation and meeting through an educational method. He assumes nothing and addresses each person’s needs and goals as unique to them.
Jeff does community outreach educational programs with local colleges to help people understand retirement planning as well as educational workshops to let people know about various options that are available to them to maximize their social security benefits. Jeff’s personal policy is to consider each person or family he works with as part of his family and he treats them accordingly.
On a personal note, Jeff is a Christian and his donations go to his Church and the schools he is involved with. When Jeff is not working with clients or delivering educational workshops, he is spending time with his lovely wife and daughter. He has a strong family of 3 brothers and a courageous mother whom he is very fond of.
With over 18 years of experience in the financial services industry, Barbara Walker-Green, of BLG Financial and Insurance Services, possesses not only the ability, but the passion to place the best interest of her clients above her own. Specializing in retirement, estate planning, investment advisory services, and strategic financial planning, she provides state-of-the-art financial services to hundreds of organizations, families, and individuals. Her expertise has helped clients place themselves at their optimum financial position without compromising their immediate cash needs. Coupled with her unparalleled expertise is a genuine concern for providing superior service, long-term financial security, and ultimate success. Barbara recognizes that financial education is a key component to ensuring that those ‘golden years’ are truly golden.
Barbara’s holds a Doctorate in Business Management, a master’s degree in Finance, is an Investment Advisor Representative. Dr. Walker-Green has been featured in industry and public publications such as Black Enterprise Magazine, Forbes, and graced the cover of Senior Market Advisor Magazine.
Advanced Wealth and Retirement Planning Concepts is a financial planning and investment advisory firm committed to providing financial strategies and planning services to optimize wealth and ensure the proper transfer of wealth for generations to come. Through comprehensive financial reviews, asset protection strategies, investment advisory services, retirement planning, estate conservation, and insurance and annuity advising, they strive to bring wholeness to your financial life and give you peace of mind knowing you have financial security. Their ultimate goal is to work with you and for you to develop customized strategies and road maps to suit your ultimate financial vision.
Investment Advisory Services offered through TLG Advisors, Inc. Registered Investment Advisor.
Phillip Wehrman came to the financial industry in a roundabout way. Phillip originally went to school for mechanical engineering and worked designing fastening systems for the automotive industry. Not being able to sit and watch the Iraq War unfold without participating, he joined the United States Marine Corps as did both of his brothers. Upon his return to MI, he knew he did not want to sit behind a desk and draw. Phillip pursued several different career opportunities before coming to the realization that he wanted to help people protect their most import assets.
After the decline of 2008, he saw the pain and disconnect people had with their finances. Phillip now feels blessed to have the opportunity to truly show people all their choices so they can make hard, sound decisions. Phillip recognizes that financial education is a most logical start in order to achieve the financial security that we all want to achieve. Coming from the automotive industry, there was only one method taught to save, he is excited that he can now share superior methods with those who need them most.
Phillip has been in Michigan all his life; born and raised in Sterling Heights. He has stayed in the same general area to raise his 6 kids with his strong, beautiful wife.
Sam Weideman of Medicare 180, LLC. found his niche in life at an early age. While sitting in on a meeting that his grandparents had regarding their finances, he recognized that the complexities his grandparents were addressing were so easily simplified and solved by their agent, providing them with a huge sense of relief.
Sam always keeps that meeting in mind when presenting adult financial education classes. He knows that Medicare can be confusing, and his goal is to break things down and simplify the process for those who are beginning or changing their Medicare options.
Sam is a Graduate of Grand Valley University and was born and raised in the Metro-Detroit area. Outside of work nothing makes him happier than to be golfing with his grandfather or friends.
Daniel P. Weisenbach
Daniel P. Weisenbach is an independent financial specialist with more than 35 years of experience, insight and wisdom, dedicated to investment, retirement, tax and estate planning strategies.
Dan helps clients using safe, proven, time tested tax saving ideas and unique “risk-controlled” investment strategies designed to create, preserve, and maximize assets, income, prosperity, and legacy.
Dan started in the financial industry in 1982. In 2006 he decided to take 20 plus years of corporate and industry knowledge and share it with his clients becoming a Registered Investment Advisor in 2009. In 2017 Dan started DPW Financial, LLC.
Dan has continued to “pay it forward” by teaching financial educational classes helping individuals learn what they can do, so they can know what they should do.
Investment advisory services offered only by duly registered individuals through AE Wealth Management, LLC (AE Wealth Management). AE Wealth Management and DPW Financial, LLC are not affiliated companies.
Wayne Wilson of Wilson Financial has over 20 years of experience in the financial industry. He developed his business by maintaining close trusting relationships with his clients, providing straight answers, and always looking out for their best interest. His mission is to help people grow, protect, and preserve their life savings, while planning for secure, stable & sustainable retirement income that cannot be outlived.
Wayne is a true believer in the power of education, recognizing that people have questions regarding their retirement! His classes provide answers to help ensure that those ‘golden years’ truly are golden.
Wayne and his wife Ashley live in Thomson, Georgia, and are blessed with 6 wonderful daughters. Wayne is a longtime softball coach and mentor to young athletes and donates his time extensively to the Briarwood Academy sports programs.
Brett A. Wood
Brett Wood of TBS Retirement Planning grew up in Oklahoma City, Oklahoma but moved to Texas after his first round of college. Brett has been in practice since 2004 and specializes in tax-advantaged saving strategies and tax-efficient retirement income planning. In other words – making sure you keep your money and that your retirement is everything you want it to be. Brett enjoys providing adult financial education classes, recognizing that knowledge is power!
Brett earned a BBA-Finance with a concentration in personal Financial Planning from the University of North Texas. He also earned an advanced certificate in Financial Planning from Kaplan University.
Brett lives in Highland Village with his wife, two sons, and their pets. He enjoys doing home improvement projects with his family, outdoor living, and activities with his sons’ Boy Scout Troop.