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Our Instructors
COFE was established with a desire to serve and educate people in all areas of retirement and financial health. We are committed to maintaining a robust standard of ethics and professionalism. Each educator has agreed to comply with COFE’s Membership Bylaws, Compliance Guidelines, and to complete a mandatory Instructor Orientation.
Our instructors are licensed in their particular state and area of expertise, and have successfully completed a professional and criminal background check prior to their acceptance as members.
Matthew Allgeyer
Matthew Allgeyer is a St. Louis native and graduated with honors from Rockhurst University in Kansas City, Mo. He teaches acknowledge the importance and need for Financial Education. He has been teaching classes for many years by discussing with those approaching retirement and preparing for their ‘golden years’.
Matthew’s biggest joy in his life is his family. He spends his free time with his wife and five children, spread from college to pre-school.
Fraser Allport
Fraser Allport is a Fiduciary and Certified Estate Planner ™ with 41 Years of Experience.
Fraser is the Owner of The Total Advisor, LLC, an Independent Retirement, Social Security, Medicare, Income Tax and Estate Planning Firm in Daytona Beach, Florida.
Fraser’s methodology is “Total Money Planning” for Individuals and Business Owners: Like putting together a puzzle, all aspects of your finances need to be integrated into a comprehensive “Life Plan” that will serve both you, you Loved Ones, and your Legacy.
Born in Connecticut in 1959, Fraser graduated in 1982 from Georgetown University’s School of Foreign Service in Washington, D.C., where he studied Business, History, and Economics.
Fraser is devoted to his Family, Community, Church, and Clients. Fraser loves Nature and Animals, The Great Outdoors, all Sports, and Charitable endeavors in his community.
Fraser’s Life Story is simple: He believes in Service to others.
As a member of COFE, Fraser will be offering classes on Social Security, Medicare, IRA/401k Options, Retirement Income Planning, Annuities, Tax Planning for Retirement and Rolling over Your 401k.
Brian Askins
Brian Askins, owner of Secure Insurance Group began his career in the insurance industry In April of 1990. Brian found great success and was named ‘Rookie of the Year’ in 1991. His leadership skills enabled him to advance his team to #1 status. But – Brian wanted to provide a different type of company and in 2014 he started his own independent insurance agency. When Brian started Secure he had one goal in mind: to create the best independent insurance opportunity that an agent could dream of being a part of.
Brian is proud to assist those who are approaching or already in retirement. As an expert in his field, Brian provides adult financial education classes that provide clarity on the many strategies involved in the retirement process. In this complex world, it is important to feel confident about the ‘best years of your life’.
If you were to ask Brian what he considers as his biggest accomplishment in life is – it wouldn’t take long for him to answer. He will tell you that that his family means everything to him. He has been married to his wife Patti for more than 31 years. They have four children, three in-laws, and five grandchildren.
Casy Askins
Casy Askins of Secure Insurance Group has been involved in the financial industry her entire life. Insurance and investments were the mainstay of dinner conversations. Casy attended Evangel University in Springfield, MO, with a focus on education. After working for numerous years in the field of education, she found her way back to the family’s financial services business. With both her educational and financial services knowledge, Casy can combine the best of both worlds through financial education classes. Casy has been a ‘coach’ to students at the high school level and now uses her skills to ‘coach’ those who are preparing for or have recently retired.
When not working, Casy still serves as a volunteer youth coach in multiple sports within her community.
Lisa Asmussen
Lisa Asmussen of Headwaters Health and Wealth LLC , has been in the insurance space since 2018. Her previous position was in public education, where she always helped students learn appropriate financial concepts for their age. She found the service she provides to guide individuals through the Medicare enrollment process, to be highly satisfying, much like the classroom teaching that preceded this work. She is always eager to educate about retirement health insurance and financial options. She can be found in her community working with numerous organizations to inform seniors about their options and benefits for Medicare coverage both through the government and with private insurers. Her eagerness to provide high quality thorough information is evident with her well attended seminars and highly satisfied attendees and customers.
When time permits, she loves to adventure outdoors. One of her long-time passions is river running and enjoying the camaraderie of friends that have similar interests. In the winter she spends time skiing with friends and family or getting away to a warm destination.
Daniel Asti
Daniel Asti, Managing Partner of Alto Financial Group, has over 35 years of experience helping his clients. He began his career in the commercial advertising business setting sales and recruiting records nationwide. In 2006 he entered the insurance and financial services industry when he founded Team Dream Financial, which ultimately grew into Alto Financial Group.
Over the last fifteen years, he has helped over 3,000 clients and developed innovative training systems that have helped our Alto Financial Group agents and advisors understand how to serve their clients better. With an emphasis on education within the community, Alto Financial Group has a goal providing the best possible information to those attending their classes. With advisors and agents nationwide, Alto Financial Group sets a high standard in the field of adult financial education.
Dan holds a Series 65 license and maintains life insurance and fixed annuity licenses in 17 states.
Patricia Bacon
Patty Bacon, a seasoned professional in the insurance industry, currently serves as the agency owner of The Bacon Agency , an Affiliate of Olympus Insurances Associates, LLC and Secure Insurance Group. Patty began her journey in the insurance domain in 2016, after working for many years in the financial industry. Over the years, she has garnered immense knowledge and stays continuously updated with the latest developments in Medicare, positioning her as a trusted expert in the field. Her education includes a BSA in English and an MBA. Educating seniors on their options with Medicare and helping them understand the importance is a passion for Patty.
Patty is also a proud mother of two grown children, and “Mimi” to seven beautiful grandchildren. When not helping her clients, you will find Patty at a ballfield watching her grandkids, or relaxing at the lake. Patty also is honored to be part of several charities, including the Dream Factory of SWMO, which provides dreams to chronically and critically ill children.
John Badalamenti
John Badalamenti has been in the financial services world for over 22 years. John graduated from Wayne State University and loves that his work gives him the opportunity to travel through his beloved home state of Michigan. John finds himself meeting with clients throughout Michigan and Ohio and finds these trips to be opportunities to explore the wonders in the areas. John loves Mystical Mackinaw Island and – ‘fun fact’ – was actually there in 1979 while “Somewhere in Time” was being filmed.
John says he “chose COFE’s platform since it allows the true facts about money and finance to be taught”. Knowing that education is the key to a secure retirement, he is excited to teach the truth about what is really occurring out there and feels confident that his workshops give you the knowledge needed to make rational decisions for your future.
John and his beautiful and supportive wife Jennifer enjoy spending time with their two boys as well as their eight nieces and nephews! As an avid animal lover, John works with several animal rescue shelters.
Viresh Bawa
Viresh G. Bawa, Senior Advisor at Road to Retirement, Inc., has over 20 years of combined experience in working with many types of insurance products such as long term care, disability, life insurance, annuities, as well as retirement consulting. Viresh has a Bachelor’s degree in Economic Science and is a Fellow of the Society of Actuaries, a Chartered Enterprise Risk Analyst, and holds his New Jersey Life Insurance License.
Through classes at local colleges, Viresh has educated and enlightened New Jersey residents on retirement planning. He enhances the course material with his own experiences and illustrations of real-life scenarios that help make the content easier to understand.
When he’s not helping clients prepare for their financial future, Viresh spends his time on activities such as assisting those with a disadvantaged background, yoga and golf.
Jay Beerley
Jay Beerley of Provision Retirement specializes in client services and plan development, utilizing his love of numbers to create investment plans and strategies. He holds a Series 65 designation with FINRA; is an Investment Advisor Representative with Provision Asset, LLC; and is also a Financial Educator with the Council of Financial Educators.
Jay brings his vast knowledge of financial planning and investment knowledge for creating a secure future along with his genuine care of others, when providing adult financial education classes in his community.
As part of his work with Provision, Jay also runs a Medicare practice helping people understand how the system works, what recent plan changes have happened, and helping them find products that meet their needs. Jay finds that the work he does with Provision Retirement is the perfect combination of serving people and working with finances.
In addition, Jay also serves as the pastor of Cross Fellowship Church in Savannah, TX. He and his wife, Christi, live in Savannah and have two children and a dog. Because of their commitment to the well-being of people and the development of community, they have created a home focused on hospitality and care for others. Provision Retirement is an important part of that work.
Damian Bell, CFP®
Damian Bell is the founding partner of RockBridge Wealth Management, Inc. and serves as the Managing Partner. He specializes in comprehensive financial planning for individuals and business owners. With the goal of better serving his clients, Damian started RockBridge Wealth Mgmt., Inc. in April of 2001. As a seasoned veteran in the financial services field, Damian offers financial education classes to those in his community. Damian has the unique ability to break down complex financial issues into easy-to-understand terms.
Damian’s career has included Proctor and Gamble, Polaroid, and Prudential Securities, earning a reputation for superior client service. Soon, he was noticed by Merrill Lynch and recruited to assist in opening a new branch office in Fairhope, Alabama. There, he quickly rose to the position of Assistant Vice President. Because of his strong desire to provide even better service for clients, he decided to earn the distinguished Certified Financial Planning™ designation, which he attained in 1998.
Damian is a graduate of Tulane University. Damian and his wife Lisa are natives of New Orleans and have been married since June of 1976. They are the parents of three children (Ryan, Adam, and Monica) and now have 4 grandsons. Lisa recently retired after a 30 plus year career, with last 20 + years as a teacher at Corpus Christi School in Mobile. Damian enjoys participating in the Corpus Christi chapter of the Men of St. Joseph and also served a three year term as a member of the Board of Directors for the Mobile Chamber of Commerce.
Douglas Bender
Doug Bender of Horter Investment Management has educated and enlightened area residents on how to protect, preserve, and pass on their wealth to their families. Through classes at colleges and libraries, Doug enhances course material with his own experiences and includes illustrations of real-life scenarios that make the content easy to understand. Doug recognizes that retirement planning involves not just numbers on a balance sheet, but the stories, values, and aspirations of individuals and families.
This holistic approach sets him apart, making him a trusted advisor who not only understands the intricacies of financial markets, but also the deeply personal nature of wealth management.
Darcy Bergen, CRFA
Darcy Bergen, Managing Partner of Bergen Financial Solutions is a three-decade-plus veteran of the financial services industry, Darcy utilizes a unique approach to informing people on the facets of planning and preparing for stability during retirement. His knack for teaching and strong advocacy for financial literacy has helped him facilitate college classes, seminars and participatory webinars on retirement financing.
Darcy is a financial advisor and Certified Retirement Financial Advisor (CRFA) who can offer investment and insurance products and services. As founder of Bergen Financial Group, he believes in giving our clients a foundation of learning so we can work as partners in retirement planning.
Mark Billes
Mark Billes, RICP®, is an Investment Advisor Representative with Horter Investment Management LLC, and is the President and Founder of Safe and Secure Retirement and Insurance Services, with offices in Corona and Huntington Beach.
Through classes at colleges, libraries and businesses, Mark is educating and enlightening area residents on how to help protect, preserve and strive to pass on wealth to their families. He is a longtime financial professional bringing years of experience to the classroom.
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Advisor. Horter Investment Management does not provide legal or tax advice. Investment Advisor Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Safe & Secure Retirement & Insurance Services. Securities transactions for Horter Investment Management clients are placed through E*TRADE Advisor Services, TD Ameritrade and Nationwide Advisory Solutions.
William Bohning
William Bohning, of BWL Group, is a seasoned professional in the financial services field, firmly believing that his job is to serve as the client’s “Fiduciary”. A commitment that ensures that he provide the best possible information to meet their individual needs. His compassion, and ability to understand the needs of others, make him a ‘go to’ in the insurance industry.
Born in Louisiana, William graduated from Southeastern Louisiana University with a B.A. in Finance and Marketing. William is devoted to his family, church, and clients. He loves all things outdoors from watching sports, to gardening, hunting and fishing. William’s life story is simple, he loves helping and serving others. If you were to ask him what his greatest accomplishment in life has been thus far, he would definitely say his family, including his wife, Jamie, and their four children including Macey, his daughter, his three sons, Nick, Alex and Luke, and his beloved Golden Doodle – Dash.
Edward Botelho
Ed Botelho, a Financial Planner, and the founder of WealthMax Financial Group. After graduating from Johnson & Wale University Ed started his 8 years of experience in the financial industry and has become a trusted advisor to many people and families looking to achieve their financial objectives and maximize their financial future.
Ed has built a team of experienced professionals who share his passion for helping individuals and families achieve financial freedom. Under his visionary leadership and coaching experience, the firm has established itself as a go-to resource for comprehensive financial planning, offering a wide range of services designed to maximize wealth accumulation, preserve assets, and minimize tax liabilities.
In his free time, Ed enjoys traveling, working out, coaching hockey, and boating.
Scott Braddock
Scott Braddock, of Scott Braddock Financial, specializes in providing strategies and guidance for those who are seeking a better lifestyle in retirement. Whether you have a retirement nest egg of 5 million – or $50,000, we can help make sure it works as hard, and as smart as you did in earning and saving it. Like many people, your retirement may last as long as 30 years and you simply cannot afford to make mistakes with your retirement money and run the risk of ruining your lifestyle during your leisure years. We have helped individuals and couples at all economic levels to achieve their financial and long-term goals and enjoy retirement by working hard and smart and being ready for them when needed.
There is no one “best place” to put your retirement money because each individual and couple has unique requirements, different tolerances for risk, and need their money at different times. Likewise, there is no one place to keep your money that fits everyone for exactly the same reasons. Your unique circumstances must be taken into consideration if you seek to find the “most favorable place” for your retirement money. This is where we can be of service.
Scott provides financial education classes that often provide a fresh perspective, new ideas, or simply help to get that ball rolling!
Dan Brooks, CFEd®, CLTC®
Dan Brooks is a native of Iowa and after graduation entered the US Navy Nuclear Power Program. Upon discharge he followed in his family’s footsteps by purchasing the family restaurant from his father, a WWII decorated veteran. He opened a second restaurant two years later, selling both in 1991. After a few corporate years in the restaurant business, Dan began his new career in the financial world. He moved his family to Florida in 1998.
Dan’s licensing requires him to be a Fiduciary to his clients, legally compelled to “do what is in the client’s best interest”. In 2004 Dan completed the Certified Financial Planner (CFP®️) curriculum and in 2005 opened a Registered Investment Advisor firm. He holds a Florida insurance license and a Series 65 Securities license. He has counseled literally hundreds of Central Florida clients and worked as a paid consultant to banks, agencies, and CPAs.
Dan has found that education is the key to helping people move toward a secure financial retirement. He considers his time in the classroom extremely rewarding, knowing that he is helping people to better understand the choices available to help ensure that retirement is what they hoped it could be.
Early in his career, Dan represented several of the country’s largest financial companies. After just a few years of this hand-tying by big business, Dan became independent; never again forced to represent only one company. This independence enables Dan to uncover the best solutions for his clients, without pressure from a company compelling him to offer their limited choices. Dan is committed to this independent style of business, as it allows him to provide his clients access to the finest products, ideas, and strategies. It allows Dan to honor his Fiduciary mandate to:
“Do what is in the client’s best interest”
On a personal level, Dan has been a single dad to his daughter since 2008, who attends Rollins College in Winter Park, Florida. Dan enjoys spiritual reading, golfing, hiking, cooking, great wines, canoeing, exploring new restaurants, and traveling. His rescue dog Snitzel is usually at his side.
Investment advisory services offered through Virtue Capital Management, LLC (VCM), a registered investment advisor. VCM and Xexis Private Wealth, LLC are independent of each other.
For a complete description of investment risks, fees and services, review the Virtue Capital Management firm brochure (ADV Part 2A) which is available from your Investment Advisor Representative or by contacting Virtue Capital Management. Information provided is not intended as tax or legal advice and should not be relied on as such. You are encouraged to seek tax or legal advice from an independent professional.
Jay Brown
Jay Brown, of Strategic Financial, is a Financial Advisor who specializes in working with people who are retired or nearing retirement. As a financial professional for over 40 years, Jay has been providing financial advice and serving many satisfied clients on how to have a safe and secure future.
Jay has conducted hundreds of Retirement Planning Workshops over the past few decades. His passion in his work is evident: to help solve the many financial and emotional issues that pre-retires and retirees encounter, and to empower them to take action with informed choices. His unique and personal approach is combined with decades of experience, along with a mastery of important financial topics. Some of the professional services include Income planning, Tax reduction strategies, Wealth accumulation, and Legacy planning.
As the president of the firm Strategic Financial, along with the different licenses needed for his professional practice, his business has thrived and is fortunate to help an ever-increasing number of people every year to be inspired and to achieve retirement freedom.
He has been a long-standing member of the Better Business Bureau, with an Accredited Business A+ rating. Jay recently authored “Remarkable Retirement”, the title of a book which can be purchased (on Amazon). He is authoring a brand-new book on this subject, that will soon be released.
Michelle Brown, PhD
Michelle Brown is the founder and CEO of Texas Money Maven which was established in 2008. She is also a partner and investment advisor rep of Brown Financial.
Holding a bachelor’s degree in business management and a PhD in education, Michelle’s work with clients is a blend of two worlds—finance and education. As a former high school teacher and counselor, she has chosen to specialize in retirement planning to help reduce clients’ fears about the future and help maneuver the difficulties and anxieties they may face. “I want my clients to feel in control of their financial future.”
Consequently, she has acquired a vast knowledge of Social Security, Medicare, Medicaid, and VA pension strategies. She has become a certified Medicaid Planner, an Accredited Claims Agent with the Department of Veteran Affairs, and a Federal Retirement Consultant.
Her goal is simple – “To provide clarity and specialized knowledge to the financial issues and options of my clients, so they have a partner to give them guidance, tools, and support in taking advantage of opportunities that will bring them closer to reaching their goals.”
Todd Brubaker
Todd Brubaker brings over 26 years of experience in financial services to his role as National Director of Medicare Solutions at Horter Financial Companies. With a distinguished career including senior positions such as Managing Director at Prudential Financial and Divisional Vice President at Western & Southern Financial, Todd is renowned for his strategic leadership and deep industry knowledge.
At Horter Financial Strategies, now part of the broader Horter Financial Companies umbrella, Todd leverages his extensive experience to enhance our Medicare Solutions division. His strategic acumen and profound understanding of Medicare complexities enable him to drive initiatives that significantly increase profitability and improve the client experience. Todd’s ability to mentor and recruit top talent, coupled with his dedication to excellence, makes him a pivotal figure in our continued success.
Todd holds multiple professional licenses including life and health, property and has obtained casualty, and securities registrations (Series 6, 7, 24, 26, 63, 66), affirming his comprehensive experience in the financial sector. His role is instrumental in positioning Horter Medicare Solutions as a leader in the industry, providing our advisors and agents with the tools they need to excel and offering our clients unmatched service and support.
Khris Bryan
Khris is a 9-year Veteran of the U.S. Navy, a multi-business owner, managing partner of one of the largest Insurance and financial firms in Oklahoma, a financial & estate planner, senior retirement strategist, radio host and public speaker for over 20 years. Khris has become the “go-to” expert for businesses, pre-retirees, retirees, and individuals that are wanting to insure, protect and save for retirement. Along with his business partner, Khris has been featured in the Kiplinger Report as being innovators in the financial industry for their approach as a Multi-Disciplinary Professional Network. He provides ways for his clients to achieve, not only a solid retirement plan, but a lasting legacy for the second and third generations. Using little-known financial strategies, Khris helps clients make their money work smarter, faster, and better than most “experts” in the industry.
Khris’s life experiences and education have provided him with the building blocks he uses as the foundation for everything he has accomplished, from U.S. Navy BUD/S training, to running multiple businesses and mentoring those seeking their own path for a successful financial future. Khris’s clients range from multi-millionaires to those that are just starting to plan out their financial futures. No matter their current financial situation, Khris strives to help each client achieve the ultimate goal of becoming their own “Wealth Warrior”.
Dave Buchanan
With more than 27 years of experience, Dave Buchanan has extensive expertise in retirement and wealth planning, as well as tax-reduction strategies.
Dave understands everyone’s situation is unique, so getting to know the client is essential. He never assumes anything before learning who they are and what they hope to achieve. Having this knowledge leads him to the strategies that best work for each individual. Genuine, caring and committed, Dave always puts the needs of his clients first to develop long lasting relationships.
Dave has the skills and compassion to guide them in all aspects of financial planning and has strategic partnerships with estate planning and tax professionals to provide comprehensive solutions for wealth accumulation and protection.
We operate in a fiduciary capacity and are legally obligated to put the needs of our clients first. To best serve his clients, Dave is licensed in life and annuities, holds his Series 65 Uniform Investment Advisor Law Exam and is an Investment Advisor Representative with CreativeOne Wealth, LLC. Dave honorably served 6 years in the U.S. Army as a communication specialist prior to graduating from the University of Nebraska with a bachelor’s in Finance.
Dave Buchanan offers investment advisor services through Creative One, LLC (Leawood,, KS, 888-798-2360) a SEC Registered Investment Advisor. CreativeOne, LLC and its advisor do not offer render tax, legal, or accounting advice. Trinity Financial Group is is not a registered investment advisor and is not an affiliate of CreativeOne, LLC. Insurance products and services are offered through Dave Buchanan, independent agent.
Andrew Buehler
Andrew Buehler of FYRA Capital Management knows investing and retirement can be an emotional experience. That’s why he deploys strategies that utilize math and statistics to help ease people’s fears. By providing financial education classes, Andrew has the opportunity to help those who are planning , or concerned about their retirement, a chance to learn the facts, as well as great strategies.
A graduate of the University of Nebraska Omaha, Andrew resides in St. Charles, Missouri, with his wife, Erin, and their blue tick beagle, Basil. Most of Andrew’s hobbies involve the outdoors, with golfing, baseball, hunting and fishing among his favorite activities.
Josh Burns
Josh Burns, owner of Capstone Insurance & Financial Group, located in Flowood Ms., has been in the insurance industry since 2008. He has been part of several different great companies through the years, as an Agent, a District Sales Manager, as well as an Exclusive Financial Service Representative and has always found quick success wherever he goes due to his “never let up” mindset. Making the decision to start his own independent insurance agency has been a dream come true. He values the true friendships he has made along the way, and is always looking to become the best at what he does.
Josh believes whole heartedly in providing financial education within his community. As a leader in this industry, he strives to go above and beyond, recognizing that making connections, and providing people with personal attention and information, is the key to success.
Alvin Cade
bio pending
Dawn Chapman
Dawn Chapman of Askins Insurance Team is a dedicated professional who has made a significant career transition from social work and teaching to becoming a trusted life insurance and Medicare agent. Her strong background in truly understanding the needs of both individuals and families provide her with the empathy and compassion that is a huge plus. This, coupled with her knowledge and training, result in exceptional financial education classes.
Dawn is a graduate of Pittsburgh State University and enjoys traveling with her husband and two beautiful children.
Richard Claxton
Rick Claxton of Smith Gillis Financial, is a true “financial guy”! He has always had an intrinsic interest in financial and retirement planning, having opened his very first retirement account before graduating college. After college Rick enlisted in the Army National Guard as a combat medic, shortly thereafter being recommended for Officer training. All the while, Rick maintained his interest in the financial world. So much so, that during his deployment to the Middle East as a Field Artillery Officer, his platoon gave him the call sign “Wall Street.” As a platoon leader, Rick mentored his soldiers and encouraged them all to make smart money decisions and to plan for their future. Rick feels strongly that putting the clients’ needs first is the only way to serve his client’s needs best. His military training and combat experience has given him the ability to formulate strong plans based on calculated decisions in complex environments. This experience has prepared him to navigate through the needs of his clients to formulate a solid plan with a strong foundation.
Rick recognizes the importance and value of financial education and stresses the importance of retirement planning. Rick is proud to offer pro bono financial classes through COFE (Council of Financial Educators) to increase community awareness of the options for retirement and to ensure benefits are maximized to their fullest potential
Rick thoroughly enjoys meeting with clients and evaluating and creating strategies for their Social Security, Medicare, and Retirement Planning.
Rick currently serves as a Major in the Army National Guard. He, his wife Abby, daughter Zoe, son Carter and dog Sadie live in Wallingford.
Cameron Clay
Cam Clay, of Alto Financial Group, is a Pittsburgh, PA. native and a Penn State University alum. His financial services career started in 2011, servicing union workers with supplemental life insurance. Frustrated with limited options for his clients, he joined Dan Asti in 2013, and began working in southwestern Pennsylvania offering life and retirement solutions on a much broader scale.
Cam has the heart of an educator, recognizing that financial education is a key part of financial security. He enjoys providing classes and helping to create customized strategies that meet their specific needs.
When he’s not helping his clients make and save money, he’s serving as an Associate Pastor at Petra International Ministries and spending as much time as possible with his wife and children. He believes that we get the best out of life when we remain committed to help others along the way. Cam received his Bachelor of Arts degree in Journalism from the Pennsylvania State University.
Jamie Cockburn
Bio Pending
Timothy Colson
Timothy Colson is the founder & Managing General Agent of LegacyGuard Insurance Solutions. Timothy founded the agency with the intention of bringing a holistic planning experience to those in need of risk management solutions in the Tri-State area & beyond. Timothy has been practicing in the financial industry since 2013 & enjoys educating others on the various financial & risk management strategies available to them.
Timothy resides with his wife, Emily & their children in the Hudson Valley, NY area. He is an active member of his church, holding positions within the marriage ministry & community outreach ministry. He also is an avid New York Rangers fan & loves to coach youth hockey within his community.
Dennis Copland
Dennis Copland of the Enrollment Store brings years of experience to those he serves. Dennis is a seasoned veteran in the financial services field having extensive experience in Supplemental insurance, Medicare, Individual Healthcare and Group Employer Healthcare.
Dennis has the ability to break down the complexities of retirement into easy to understand terms. His Medicare classes ensure that people understand what is available and what best suits their needs.
Dennis and his wife Kim have been married for 47+ years and have 3 grown children. Dennis is involved in his community and his church, serving in whatever ministries have a need.
Eugene Coyle, CFP, ChFC
Eugene Coyle is the president of Coyle & Associates Financial Services, LLC. As a Certified Financial Planner™ practitioner and a Chartered Financial Consultant®, his practice specializes in working with baby boomers and retirees. Eugene graduated from DePaul University in Chicago in 1988, with a double major in business at the DePaul College of Commerce.
As a financial professional, Eugene has conducted hundreds of Retirement Planning Workshops over the past 20 years throughout the Midwest. The focus of his firms practice, working with people retired or nearing retirement is income planning, wealth accumulation, less taxation, and legacy planning.
Eugene often travels throughout the country to speak at financial industry events. Eugene is also the co-founder of Advisors Circle Financial & Insurance Group; a company designed to teach and train other financial advisors.
Coyle & Associates Financial Services takes a personal approach to financial planning offering a high level of service paired with years of experience, comprehensive resources and in-depth knowledge.
Eugene recently authored the book titled, “Remarkable Retirement,” which can be purchased on Amazon.
Richard Cummings
Richard Cummings, CEO of Cummings Insurance Inc, has always believed that education is the key element to successful retirement planning. For over 35 years, Cummings Insurance has specialized in safe money strategies and tax reduction for retirees and those about to retire. Protecting principle and assuring that his clients’ money lasts a lifetime is a priority, by teaching them how to maximize their IRAs, retirement accounts, and social security, to help them get the highest possible payouts.
Richard is a prominent public speaker, and a frequent guest on news/talk radio financial broadcasts. His informative financial seminars help to educate people in an easy-to-understand, relaxed environment, with an emphasis on guarantees and peace of mind.
Born in Andover, Massachusetts, Richard is a graduate of the University of Tampa and a longtime bay area resident. He and his wife, Laura, have been married for 44 years and live in Palm Harbor. They have three children and three grandchildren. Richard has enjoyed many years of coaching youth basketball through the YMCA. He enjoys golfing, family camping trips, and attending Tampa Bay Buccaneers games.
Stephen Curry
Steve Curry is a Certified Financial Planner™ with over 30 years of experience in the healthcare and finance industry. Steve manages comprehensive financial planning by identifying financial needs, providing solutions and setting goals while keeping budget in mind.
Steve has extensive experience providing consulting and advice in financial planning, health, life, dental and disability insurance for individuals as well as large and small corporations. His holistic approach to providing insurance solutions, expertise in forecasting market trends and desire to cultivate long-term relationships makes him a partner you can rely on. He is a nationally recognized expert who has been featured on Fox News.
Prior to NFP, Steve owned and operated Casico, a Managing General Underwriting firm and lead the company to $12 million in stop-loss premium. He was directly responsible as the COO for the financial turnaround of The Preferred Plan, the first PPO in Illinois; a family-owned business.
Outside of work, Steve enjoys traveling, spending time with family and cycling all around the world. He is also a wine enthusiast and enjoys trying new food and wine pairings.
William Curry, CLU, ChFC, RFC, AEP, MBA, JD
As a financial consultant and lawyer, William Curry is a multi-faceted professional capable of helping people with virtually all their financial needs. “My mission” he says, “is to help individuals and families plan, implement and manage every phase of their pre- and post-retirement life, ensuring that their Golden Years are just that – truly golden.” As a financial educator, Bill is able to make that mission a reality.
Bill, a financial professional since 1969, has over four decades of experience guiding clients through the vagaries of the economy. His credentials include a BA in Economics, MBA and JD (Juris Doctor) from Widener University. He’s also earned four certifications – Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), Registered Financial Consultant (RFC) and Accredited Estate Planner (AEP) – which required advanced coursework in taxes, retirement planning, estate planning, investments, risk management and other financial issues.
Bill’s professionalism has brought him numerous industry honors, including membership in the Million Dollar Round Table’s Top of the Table and International Forum, placing him among the top one percent of insurance professionals worldwide. An even greater tribute to him, though, is his loyal clientele, which continues to grow, thanks to clients’ recommendations.
Bill and his wife, Jennifer, have two children and four grandchildren. In his leisure time, he is a sports fan, golfer and avid salmon fisherman. He served his community as Treasurer and Chairman of the Board of Rodney Street Tennis & Tutoring, helping at-risk children. In addition, Bill has served as President of Delaware Chapter of the Society of Financial Service Professionals.
Advisory Services offered through Blackridge Asset Management, LLC, a Registered Investment Adviser. Securities are offered through Peak Brokerage Services, LLC, Member FINRA/SIPC. Blackridge Asset Management, LLC, Wealth Wisdom Group, Inc. and Council of Financial Educators are separate and independent entities from Peak Brokerage Services, LLC.
Andrew Dalager
Andrew Dalager of Heritage Insurance Group is proud to offer financial education classes in his community. Andrew believes that “while there may be several approaches to a goal, the best route is not the easiest or the cheapest – but rather the one that is best aligned with a person’s priorities, values, and risk tolerance. The real job of a financial educator is to provide the full picture and help guide people on the best strategy to meet their specific needs.”
When not working, Andrew stays busy with his three children. He also enjoys attending live music events and losing in friendly poker games with his lifelong buddies.
Mike Dandrea
Mike Dandrea, of Fourth Quarter Advisors, has been involved in the financial services field for many years and recognizes the importance of getting the details’ just right’. Recognizing how important those details are, Mike enjoys providing adult financial educational classes, helping those who are seeking the best possible choices for both their Social Security and Medicare needs. With so many choices, applying for benefits can become overwhelming. Mike helps to remove much of the confusion and presents the information in an easy-to-follow format.
Mike is a native of Upstate NY and graduated from Ithaca College with a degree in Administration of Health Services. Mike is devoted to his wife Adrian, his daughters Katelyn and Kyle, and his son Jake.
Doug Dano, CLU, RFC
Doug has a driving passion to help people achieve their financial dreams and secure their financial futures. Doug has more than 40 years of experience in the insurance industry. Whether you need help with employee benefits, financial planning or retirement and tax planning Doug can bring years of experience to help you find the correct solution.
He is a native Nashvillian, having graduated from East Nashville Senior High School and Belmont University. After his time at Belmont University, he continued his education in the insurance field by obtaining the Chartered Life Underwriter (CLU) designation and he has completed the requirements to become a Registered Financial Consultant (RFC).
Doug has worked for, and with, most of the major companies in the insurance industry. He began his insurance career with Metropolitan Life, recruiting and training more than 50 life insurance agents. He went on to establish a multi-line insurance agency which grew to employ 25 people.
Doug is married, has 2 children and 1 grandchild. He and his wife Lois met in church and has been involved in ministry together for many years.
Doug is here to apply his insurance and financial industry knowledge, expertise and creativity to your needs. He is here to help you, whether that means you are an individual, a family or a business, secure your financial future and achieve your dreams.
Terri DeBoer
Terri DeBoer serves as the Director of Communications at Jacobs Financial Services. After forecasting West Michigan’s constantly changing weather for more than three decades at WOOD-TV, Terri took off her Meteorologist hat and donned a new cap by joining the team at Jacobs Financial Services. In her new role as both Director of Communications and Licensed Insurance Producer, Terri applies her natural ability of instruction by providing financial planning classes.
In addition to delivering West Michigan’s “wake up” weather, Terri also served as co-host of a daily lifestyle show called Eight West. Through weekly interviews with Tom Jacobs, Terri realized significant similarities between forecasting the weather and the financial markets. In both areas, having a plan for safety and being prepared for times of uncertainty is critical. Reviewing her own personal financial retirement strategy ignited passion within her to help others create their own solid plans for a fulfilling retirement. So, Terri officially “retired” from WOOD-TV, passed her certification exam and joined the team at Jacobs Financial Services.
In 2021, Terri became a published author; releasing “Brighter Skies Ahead: Forecasting A Full Life When You Empty The Nest.” Terri followed up the release of the book and companion journal by partnering with Faith Hospice to serve as primary author of “Grieving Well: A Healing Journey Through “The Season of Grief” released in February, 2023. Terri’s most recent release “Encore Season: Making The Rest Of Your Life The Best Of Your Life” is an inspirational guide for those of us living in our “Golden Years”.
Terri is a long-time member of the Board of Directors of the Mental Health Foundation of West Michigan and Grand Rapids Griffins Youth Foundation. She is a frequent volunteer and emcee at numerous community events; supporting organizations like the American Heart Association, Faith Hospice, Special Olympics, Make-A-Wish and many more.
Personally, Terri has been married to her husband Bill for more than 30-years. They have three married adult children and two grandsons. Terri resides in Byron Center, Michigan.
Michael Delmonico
Michael Delmonico, of First Financial Education Centers, has been part of the financial services industry since 1995. Michael believes that his most important focus is to protect his clients’ assets by helping them plan the most tax efficient, predictable income for their retirement plan. His goal is to ensure confidence and peace of mind in retirement – to truly make those years golden.
A strong advocate of financial education, Michael offers classes in his local community, giving those who are preparing for, or are already in the retirement stage, the opportunity to learn additional strategies and gain clarity on the retirement process.
In addition, Michael also co-hosts “Your Family Bank” radio show on weekends on WSOS Saint Augustine.
Michael lives in St. Augustine, FL. with his wife Karen. In his free time, he enjoys both golf and pickleball.
Cortney Dial
With over three decades coaching top-tier professionals globally and authoring the acclaimed book “Heretics to Heroes: A Memoir on Modern Leadership,” Cort transitioned in 2016 from executive consultancy to the realm of retirement coaching. Focusing specifically on individuals approaching retirement or those already retired, Cort’s expertise aids those concerned about potential market setbacks, hefty tax burdens, and the daunting possibility of outliving their financial resources. His mission: optimizing the benefits from the hard-earned savings of his clients.
Cort’s unique approach lies in crafting legacies and ensuring a fulfilling retirement lifestyle. He stands out not just for his vast knowledge but for his genuine concern about his clients’ aspirations and his exceptional listening skills. He emphasizes the importance of an informed retirement strategy, drawing attention to the common tendency of individuals to emulate the retirement plans of previous generations out of unawareness of the myriad of options available today. In his words, “Most approach retirement mimicking their ancestors simply because they aren’t acquainted with the diverse opportunities at their disposal.”
Holding a bachelor’s degree in engineering from Oklahoma State University, Cort is now recognized as a prominent Wealth and Retirement Coach. He extends his advisory services through Smarter With Money, LLC. Licensed across numerous states including AZ, CA, FL, GA, LA, MS, MO, NV, OK, PA, TX, and VA, Cort is widely accessible. He currently resides in Round Rock, Texas, a stone’s throw from Austin, sharing his home with his wife, Julie, and enjoying their children Katy, Trent, and Charlie, and their beloved grandchildren Max, Jake, Evie, and Peter.
Stephen Dissette
Stephen Dissette is an Investment Advisor Representative with Horter Investment Management, LLC and is the President and Founder of Stephen D. Dissette and Associates, with offices in NW Indiana and suburban Chicago. He proudly serves as a fiduciary, meaning that his clients’ best interests always come first.
A Certified Financial Educator (CFEd®), and published author of a book on retirement planning, Stephen has educated and enlightened area residents on how to protect, preserve, and pass on their wealth to their families through classes at colleges, libraries and businesses. He enhances the course material with his own experiences as a longtime financial professional and includes illustrations of real-life scenarios that make the content easy to understand.
Stephen is a Northwestern University alumnus and served as an officer in the United States Navy.
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Advisor. Horter Investment Management does not provide legal or tax advice. Investment Advisor Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Stephen Dissette & Associates. Securities transactions for Horter Investment Management clients are placed through E*TRADE Advisor Services, TD Ameritrade and Nationwide Advisory Solutions.
Brandon Domenick, AIF®
Brandon Domenick, Managing Partner of Capital A Wealth Management, is committed to providing the financial education that is an integral step in the retirement process. He recognizes the importance of providing clear and easy to understand information, enabling people to make use of the best strategies to reach the retirement they desire.
Brandon is a graduate of Westminster College. Outside of the office, he enjoys spending time with friends and family, playing basketball and being an active member of the community.
David Domenick, Jr.
David Domenick, Jr, Managing Partner of Capital A Wealth Management, understands that education is a key component of preparing for retirement. Recognizing that the process is not always a clear path – David provides financial education courses in his community to assist those who are preparing for the next phase of life.
David is a graduate of Indiana University of Pennsylvania, receiving his bachelor degree in finance and legal studies. While attending IUP, he earned his Bloomberg Certifications, and upon graduation, began his career in the financial services industry.
In his free time, David enjoys spending time with friends and family and being active in the community.
David Doerr
bio pending
Zale Dowlen, JD, MBA
Zale Dowlen is an attorney who understands both Retirement and Estate Planning. Zale has made it his crusade to help as many people as he can understand and control both their retirement journey as well as their ultimate legacy.
Often you will hear Zale quote “There are two (2) tax systems in America, one (1) for the informed and one (1) for the uninformed. Both are legal.” As an attorney with a master’s degree in business, Zale is able to provide financial education to inform people how to use the law to their advantage.
His knowledge and approach enable him to guide those who choose to be informed on how to make both retirement and estate planning make sense. His strategies not only apply to clients’ plans but also the generation who follow them.
Zale and his wife Callie live in Hendersonville and attend church in Goodlettsville.
Chelsea Dusi
Chelsea Dusi of Alto Financial Group has been involved in the financial services field for 10 plus years. Her attention to detail provides those that she works with the tools needed to reach their financial goals. As a financial educator, Chelsea is dedicated to ensuring that complex concepts are presented in a clear and understandable manner, recognizing that retirement planning and financial solutions differ for each individual and family.
Chelsea has been blessed with three beautiful children. Her family has been her number one reason for the WHY in all that she does. She is an active volunteer in her community, always willing to offer service to those in need.
Paul Dyer
Paul Dyer owns and operates US Tax Centers of Bangor as well as several other successful businesses in Bangor, Maine. However his true passion is Tax Planning and Education. Paul and his wife Lisa founded a DAF, Legacycharities.org, and are active in fundraising for multiple causes. They are currently working to help fund their local Chapter of the Red Cross in order to assist with COVID-19 related programs.
Paul has lived in the Bangor area for 50+ years and currently resides in Hampden with his wife Lisa. His son Ben is attending the Maine Maritime Academy and is an accomplished scuba diver. His daughter Claire is at Hampden Academy and is a Flyer on the Cheerleading teams – Go Broncos!
David Eissman
David Eissman is both an educator and public speaker and presents at over 20 public events each year. He believes wholeheartedly that knowledge of financial topics related to pre-retirement and retirement empowers people to make smart decisions. He recognizes that only through financial education can people truly make the most informed choices for their retirement.
As founder of Eissman Wealth Management, LLC, David educates his students on retirement plans that allow for financial security throughout this important chapter in the lives of retirees and future retirees. He holds the designation of Chartered Financial Consultant. The ChFC requires over 400 hours of study over several years, and it is considered the most extensive educational program of any financial services credential. David’s students enjoy all the benefits of a trusting relationship with a knowledgeable and caring Financial Educator.
In addition, David’s credentials allow his students the extra benefit of learning from an educator who has a broad educational background himself. Students benefit from his registration with the SEC as an Investment Advisor Representative (IAR). This allows him the ability to provide a much broader array of strategies and solutions for retirees and future retirees than many others in his field. David is also an Investment Advisor Representative with Sound Income Strategies, a Registered Investment Advisor (RIA).
West Cobb has been David’s home for nearly 20 years. He’s very active in both the civic and business community.
Investment Advisory services offered through Sound Income Strategies, LLC an SEC Registered Investment Advisory Firm. Eissman Wealth Management, LLC and Sound Income Strategies are not associated entities.
Christopher Ferrara
Chris Ferrara of FYRA Capital Management is a 25-year veteran of the financial services industry. Chris enjoys simplifying complex topics for investors to help them make informed decisions about their financial future. Chris’ experience in the financial services industry has allowed him to see how important financial education is for investors of all ages. He chose COFE’s platform because he feels the content fills a much-needed gap for today’s investor.
Chris graduated from Miami University with a B.A in English Literature in 1995 and went on to receive a Master of Science in Finance from Boston College in 2002.
Chris and his wife, Jennifer, have lived in the St. Louis area since 2005 with their 3 children. When Chris isn’t working with clients, he enjoys visiting Lake of the Ozarks or taking in a St. Louis City SC game.
Paul Ferraresi
Paul E. Ferraresi, Chairman of Founders Group in Houston, Texas is proud to be a Financial Planner who has captured the human side of financial planning. For over 35 years, he has assisted individuals and corporations in all aspects of their finances. He continues to believe in the principles of hard work, honesty, loyalty, and dedication. He understands that while his clients know how to earn money his responsibility is to help them make their money work. Paul maintains a conviction and company philosophy of “striving to be the best to make you better”.
A true believer in the importance of education, Paul provides adult education within his own community. His love of education is evidenced by his past positions of Adjunct faculty member for the College of Financial Planning, Instructor for the University of Houston, Instructor for the American Management Association as well as an Instructor for multiple Fortune 500 companies.
Besides his exciting business life, he is a participant in his local church on various councils. He is an active sports enthusiast involved in baseball, softball, tennis and biking. Paul loves spending time reading, gardening and cooking. His favorite pastime is enjoying the serenity of the seashore. His passion, enthusiasm, humor and knowledge place him in high demand as a consultant to individuals, families, corporations, and, as a speaker and trainer.
Daniel Fisher, RFC, FRC
Daniel Fisher of Fisher Financial Group in Northbrook, IL works in a fiduciary capacity and has over 35 years of experience in the financial industry, specializing in retirement and income planning. As a seasoned veteran, Dan recognizes the importance of truly understanding the whole process of creating and sustaining a safe retirement process while paying the least amount of income tax along the way. He has helped hundreds of federal employees’ plan for their retirement and is also a frequent financial expert guest on Chicago area TV and radio. In addition, Dan is the author of “Retire Early” – The 9 Critical Decisions When Retiring Before 65.
Dan is a Registered Financial Consultant (RFC), Federal Retirement Consultant (FRC) and a Registered Investment Advisor with his firm Fisher Financial Group, LLC. He holds a Bachelor’s Degree in Business with a major in Accounting and Taxation from Roosevelt University.
Jeffrey Florence
Jeffrey Florence was raised in Warren County, attended Miami University, and has lived in Loveland for the past 29 years. Jeff specializes in insured, protected, and safe investing, creating lifetime income streams that cannot be outlived, and protecting assets from long term care costs. He earned an MBA from Miami in 1987, CLU (Chartered Life Underwriter) in 1990, and a ChFC (Chartered Financial Consultant) in 1994.
Jeff finds that the key to connecting with his class attendees is to provide them with the education that they need in order to achieve their most successful retirement.
Rick Foster
Rick Foster is the President & Founder of Guardian Financial Management. As a retirement income specialist, investment advisor representative and educator, Rick has been helping people protect and grow their assets for more than 20 years in the North Texas and Southern Oklahoma area. Rick likes to educate people about a better way to participate in bull markets while reducing their risk at the same time. Rick calls it “growing your money with guardrails.”
Rick combines his experience with a non-sales approach to retirement planning to help hundreds of clients find the best products available in the market today. By listening closely to each client’s needs, he develops a unique plan that meets their individual goals.
A Texan and a horseman, Rick, and his wife Brenda, raise quarter horses and cattle on their 55-acre ranch in Valley View along with their 3 dogs. They have 3 daughters and 11 grandchildren and 1 great grandchild. When he is not busy raising his cattle and horses, Rick enjoys riding cutting horses, playing golf, and writing. He is a published author.
Disclaimer: Investment Advisory Services offered through Brookstone Capital Management, LLC.(BCM), a SEC Registered Investment Advisor. Guardian Financial Management and BCM are independent of each other.
Lindsay Frabotta
Lindsay Frabotta of Capital A. Wealth Management entered the financial services field for all the right reasons. Several years ago, Lindsay discovered that her grandmother was being taken advantage of by a financial advisor. The result was the loss of hundreds of thousands of dollars. Not only was Lindsay emotionally invested in the financial pain and future protection of her grandmother, but she was also motivated to know more about the industry that created this situation. When her grandmother transferred her remaining assets to Capital A, Lindsay watched the process and learned more. Once she had seen how Capital A treated her grandmother and her financial situation, she knew that she wanted to work for the company that was willing to help as they could.
Today, Lindsay provides financial services to our current clients. She also onboards new clients and calls potential clients to talk about what we do to help in retirement planning. Lindsay graduated from Slippery Rock University, where she studied accounting and finance.
Lindsay is originally from New Castle but has recently moved to Mars, Pennsylvania. When she’s not at the office, you will find her working out, reading, playing golf, watching sports and spending time with family and friends.
Shay Franklin
Shay Franklin, the dynamic co-founder of Insurance Corner, has been a force in the financial services industry since 2015. With Life & Health, Series 6, 63, and 65 licenses, Shay serves as both an Insurance Specialist and a fiduciary, putting clients’ interests first. Residing in a quaint small town with her husband and three kids, Shay embodies the community values she brings to her work.
Shay earned her degree from the University of Phoenix, reflecting her dedication to education. Beyond her professional commitments, Shay actively participates in her community and holds a position on the school board. As a savvy business co-owner, Shay explores innovative ideas to scale and enhance their venture, all while valuing work-life balance and cherishing family moments. In the dynamic world of financial services, Shay Franklin stands as a leader, consistently pushing the boundaries of success.
Alison Free
Alison Free is a respected financial professional with an intuitive ability to identify and anticipate client needs. Alison strives to offer solutions that help to meet the needs of those who are approaching or are already in the retirement phase of their life. Alison’s knowledge and expertise as a retirement specialist and Medicare expert has put her in the top 1% of her company nationwide. Her 400+ clients have come to expect her quick response and over and above service that they can count on year after year.
Alison recognizes that the retirement planning process is key to ensuring a safe and secure financial future. Her adult education classes are designed to alleviate some of the stress that arises when facing retirement and to answer real world financial questions. Alison enjoys building personal relationships at her classes by listening to better understand the retirement goals of her students.
Alison has over 25 years’ experience as a trust advisor helping people with the largest and most important decisions in their lives. In addition to her insurance license, she also holds a Series 7 securities license, a Florida Real Estate broker license, certification in Long Term Care and is one of the top life insurance strategists in her area. Alison is a proud mother of four daughters and grandmother to ten adorable grandchildren.
Alison Free is an agent licensed to sell insurance through Bankers Life and Casualty Company. Bankers Life is the marketing brand of Bankers Life and Casualty Company, select policies sold by Colonial Penn Life Insurance Company. Alison Free is a Financial Advisor through Bankers Life Securities, Inc., and provides investment options including variable annuities, mutual funds, and equity and fixed income securities.
Bryan Frutchey, RFC
Bryan Frutchey, Vice President of Retirement Planning with Cascade Brokers Alliance, has over 40 years of experience in the financial services field. Bryan is a Nationally Certified Social Security Advisor, and as a fiduciary, Bryan can be counted on to provide the very best information and advice for those he works with.
He was a member of Fidelity Investments Advisory Council for six years. His personal goal is to impart
Affirmation, Direction, and Hope to those he meets each day and to improve their lives!
His practice focuses on retirement planning. He is a volunteer instructor of educational classes on all aspects of retirement, helping people break complex financial concepts into easy-to-understand steps.
Bryan and his wife have five wonderful daughters, and he is proud to be called “Papa” by his 7 grandchildren.
Gracie Gann Burke
Gracie Gann is the 2nd generation to Advantage Retirement and is an Investment Advisor holding a Series 65 and is a multi-year MDRT* qualifier. Gracie attended FIT University in New York and graduated from Missouri State University. As a wealth advisor, Gracie specializes in designing holistic retirement plans tailored to each client’s unique goals with a focus on asset preservation and tax efficiency.
At Advantage Retirement Gracie prioritizes building long lasting client relationships and progressing the business as clients’ future retirement needs evolve.
William Hackley
William Hackley of First Fidelity has been in the financial services industry for over four decades. As the principal of First Fidelity, William provides clarity and a comprehensive understanding of of the current economic climate. He has been helping people achieve their financial goals his entire career and is devoted to helping retirees and those about to retire, protect their money – and ensure that it lasts. He specializes in principal protection and generating dependable income streams. He educates his clients so that they can avoid common financial mistakes.
Dedicated to his own education, William regularly attends financial classes to keep abreast of the constantly changing laws. He resides in Denton, Texas, with his lovely wife, Fran. He has five children, eight grandchildren, and a dog. You can find Bill Competing on pickleball courts in North Texas.
Roger Harris
Roger Harris, founder of White Horse Financial, has been actively using his financial planning expertise to help families achieve the lifestyle they’ve always dreamed of. He founded White Horse Financial to shed the “sell this” pressure that comes with a large financial firm. As an independent financial planner, Roger picks and proposes what is best for the client, not the company.
Roger is a true believer in the power of education. He firmly believes that there are MANY ways to save and grow money without risking everything in the Stock Market ‘casino’. His classes provide solid information, options and strategies to ensure those ‘golden’ years are truly golden.
Before his Financial Planner career, Roger spent 21 years in the Engineering Industry as a toolmaker and designer, where he was trained to always seek a better way and to always listen to other’s viewpoint. It is in his blood to always ask why things are done a certain way and what the long-term consequences of a particular strategy will have on the outcome versus the intended purpose. This type of thinking and resourcefulness is exactly what families need from their financial planner. Not handling the end-game properly can be very costly.
Roger grew up in North Carolina, the youngest of five baby boomers in a military family. He is an avid athlete and loves working out, mountain biking, hiking, skiing, and playing tennis. He is also a voracious reader and a lifetime learner.
Roger and his beautiful wife, Jennifer, live in Fayetteville, NC, where they are members of the local Church. They have four grown children and three grandchildren. Faith and family are very important to him.
Ann Headlee
Ann Headlee of the Enrollment Store loves helping people get the RIGHT health insurance. Medicare and ACA can be so complicated, and she finds joy connecting folks with best plan for their needs that meets their budget – paying specific attention to their preferred Doctors and Prescription Drugs. Taking the worry our of Medicare and under 65 insurance options lets her take care of others – what God put us all here to do!
Ann is the mom of three great kids, Jack and his wife Cayla, Audrey and Claire. Ann and her family love the water and spend quite a bit of time at Lake Texoma and any beach they can find. Her kids and husband are very into volleyball, basketball and football so she often attends sporting events and visits live, local music venues.
Philip Henry
As a licensed insurance professional with almost 20 years of experience, Phil is a New England native and graduate of Southern New Hampshire University.
His practice focuses on guiding individuals and small businesses in the planning and implementation of retirement income strategies through a variety of insurance and annuity products.
Matthew Hepburn
Matthew Hepburn, of Mainline Capital Investment Associates, is a dedicated and passionate financial advisor based in the city of Philadelphia. With a deep commitment to his clients’ financial well-being, Matt has established himself as a trusted advisor in the local community. His extensive knowledge of financial markets, combined with his caring nature, make his financial education classes an excellent opportunity to receive guidance and answers on how to achieve financial goals.
Born and raised in Philadelphia, Matt developed a strong work ethic and a genuine desire to help others from an early age. After completing his education at James Madison University, he embarked on a career in the financial industry, driven by his love for numbers and the opportunity to make a positive impact on people’s lives.
As a family man, Matt finds immense joy in spending quality time with his wife and son. He cherishes the moments they share, whether it’s exploring the beaches along the Jersey Shore or simply relaxing at home.
Matt’s genuine love for his profession shines through in his daily interactions with clients. He finds great satisfaction in helping individuals and families navigate complex financial decisions, empowering them to make informed choices and secure their financial future. By taking the time to understand each client’s unique circumstances, goals, and aspirations, Matt tailors personalized financial strategies that align with their needs.
In his role as a financial advisor, Matt strives to simplify the intricacies of investing, retirement planning, and wealth management in his financial education classes. He believes that financial education is a key component of achieving financial freedom and works diligently to ensure that people are well-informed and confident in their financial decisions.
Matt exemplifies the qualities of a dedicated financial advisor who combines expertise, compassion, and a genuine desire to make a difference in the lives of those he works with. His strong work ethic, love for his family, and a commitment to helping others, Matt continues to impact the financial well-being of individuals and families throughout the Philadelphia area, leaving a lasting legacy of financial stability and empowerment.
Marci Hodge
Marci Hodge, President of Faithful Financial Group, moved to Deland FL in 2004 with her husband of 16 years. Marci started a successful career as a Licensed Insurance Agent. Her skill, experience, and knowledge have been invaluable over the years to help retirees put together their “Retirement Puzzle.” Marci has helped thousands of people to navigate through the daunting process of retirement: Medicare plans, Long Term Care Planning, Life Insurance, and Safe Investments, as well as planning ahead for a lifetime income. As a retirement educator, Marci offers private consultations for clients, helping them with new fresh ways to invest their retirement savings, keeping their hard-earned money safe while still enjoying growth, and successful strategies to make sure their nest egg doesn’t run out. She is constantly looking for new and innovative ways to help her clients save money, because “every penny counts in retirement!”
It is important to Marci that her clients fully understand the products for health insurance and investments and how they work. She takes the time to sit with each client and simplify the Medicare process while making sure that the plan you choose is right for you because everyone has different needs and goals. Assisting and educating clients on how to protect themselves and their families from the costs of a long-term illness, as well as new ways to pass their financial legacies to their loved ones is what she truly enjoys in her career.
Her most successful clients say that they feel secure and happy that they are in a better situation than they were before she started working with them. Contact Marci Hodge and start your path to a happier and more secure future.
Drew Horter
Drew Horter, President and Founder of Milestone Tax Center has built a reputation for providing strategic tax planning to help navigate the complex landscape of taxation to optimize financial outcomes. With a career spanning over 40 years, Drew’s passion for tax planning goes beyond the numbers, as he understands that taxes are a significant part of financial well-being and takes a holistic approach to financial planning.
Drew has a deep commitment to staying updated with the latest changes in tax legislation, and through the Tax and Income Planning course, local residents learn how to develop a tax-efficient strategies that not only minimize tax liabilities, but also contribute to long-term financial growth and security.
Drew is a member of COFE and a graduate of the University of Cincinnati (1977) with a degree in Political Science (BA) and a minor in business.
Benjamin Hout
Ben Hout of Horter Investment Management takes great pleasure in providing financial education. He has been providing classes at area libraries and colleges on how to protect, preserve, and pass on wealth. He enhances the course material with personal experiences and includes illustrations of real-life scenarios that make the content easy to understand.
Ben is a Certified Financial Planner with over 13 years of financial service experience.
Outside of work, Ben enjoys spending time with his 2 sons, hitting his daily step goal, and cheering for local sports teams.
William Hughes
William Hughes of KC Medicare Advisors has been involved in the financial services field since college graduation. After graduating from Missouri State University, he knew that he wanted to help others and that insurance was a great fit.
Will enjoys providing adult financial education classes in his community. He knows that there are so many variables when making financial decisions, and that often people are just unaware of the various benefits that are available to them.
In his spare time Will is active in both his community and church, loves to golf and always finds time to follow the Chiefs.
Benjamin W. Hulburt
Benjamin Hulburt, Managing Partner of Alto Financial Group, has over twenty years of entrepreneurial and financial experience. He has founded and grown two successful publicly traded companies into multi-billion-dollar enterprises. Ben brings a unique set of skills to Alto Financial Group which include significant financial markets experience having led two initial public offerings on both the NYSE and the NASDAQ, numerous secondary public equity offerings, private debt offerings, public debt offerings and private equity fund raising efforts, as well as numerous mergers and acquisition transactions over his twenty-year career.
Mr. Hulburt began his professional career as an active duty commissioned officer in the United States Army, leaving the service holding the rank of Captain. He served as a Director of Rex Energy Corporation (NASDAQ) from March 2007 to October 2010, and as Chairman of the Board of Eclipse Resources Corporation (NYSE) from 2015 to 2019. Ben received his Bachelor of Science degree in Finance from Pennsylvania State University. In addition, he was awarded the Ernst & Young Entrepreneur of the Year 2010 in the Western Pennsylvania region and was named to the Top 40 Executives Under 40 by Fortune Magazine in 2013.
As the Managing Partner at Alto Financial Group, Ben has been a big part of ensuring that financial education is offered within the various communities they serve. He recognizes that through financial education, the firm can truly make a difference to those who are seeking the best path to financial security. With advisors and agents nationwide, Alto Financial Group sets a high standard in the field of adult financial education.
Ben maintains life insurance and fixed annuity licenses in 21 states.
Aaron Hutchinson
Aaron Hutchinson, of DHL Wealth Management, developed an early respect for financial security. By the time he had reached the end of middle school, he had saved $8,000 from his neighborhood mowing jobs. His father had strongly encouraged him to save his money – not always an area that they agreed on, but a wise decision. With that money, he invested in Ford stock, as it neared the bottom lows in the early 2000’s. After 5 years, his money had more than doubled. Recognizing the sound advice he had received, he knew that saving and investing were part of his future, leading him to pursue a career in the financial industry.
Aaron started as a retirement specialist and is proud to now serve as a Managing Partner at his firm. Once he truly got the concept – he has never looked back. He finds great satisfaction in presenting financial education courses to help others to live a meaningful and financially secure life. Aaron loves nothing more than breaking complex financial concepts down into an easy-to-understand plan.
Aaron and his wife have two beautiful daughters. In his spare time, he can often be found taking care of his large garden that provides both fruit and vegetables for his family. And when he truly has free time, he loves cruises. Aaron is a proud veteran of the U.S. Marine Corp.
Lindsay Hyde
As an independent insurance agent, Lindsay Hyde with Integrity Insurance takes pride in offering a clear, down-to-earth approach to understanding the ins and outs of Medicare. She takes the time necessary to simplify the process and truly enjoys helping others and meeting them where they are.
Lindsay graduated with a Bachelor’s degree from Brigham Young University and a Master’s degree from Grand Canyon University. In her free time, Lindsay loves spending time with her husband and their seven children. Her hobbies include traveling, camping, hiking, exploring ghost towns, reading and constantly learning new things.
Allison Jackson
Allison Jackson, of Integrity Insurance LLC, has been a licensed agent since 2013. Allison received her Bachelor’s Degree from Washburn University. She worked as an Underwriting Supervisor for a Property & Casualty agency for years, but it failed to fulfill her natural abilities to connect with people and make a difference in their lives.
She returned to Medicare insurance in 2021, which nurtures her soul and allows her more freedom. Allison’s unique skills and values ensure that no one is ever stuck in a policy with the wrong doctors or wrong prescription coverage.
In her spare time, Allison loves traveling, camping, and being outdoors. She raises two amazing kids in Kansas with her loving husband.
Jonathan Jackson
Jonathan Jackson of Olympus Insurance Associates has been involved in the financial services field since 2013. Although he found great success in working for other agencies, opening his own agency afforded him the opportunity to serve his clients, train other brokers, and provide financial education to the public.
With constant changes affecting retirees, Jonathan finds great satisfaction in helping those who are preparing for retirement with the information needed to embrace their golden years feeling fully prepared.
Tom Jacobs
Tom Jacobs is the president and CEO of Jacobs Financial Services LLC. He has over 25 years of experience in the insurance and financial industry. He believes the best approach when working with clients is to be straightforward, direct, and crystal clear about retirement income strategies.
He holds an associate degree in communication and received his bachelor’s from Ferris State University.
He is married to Shelly and is the proud father of two daughters. He enjoys fishing, boating, and golfing.
Sid James
Sid James, Owner of Sid James Insurance, was the 2022 LOA agent of the year for Secure Insurance Group out of Springfield, Mo. Sid has a passion for educating individuals, families, and business owners to solidify and navigate through their financial plans to enjoy the best years of their life. His specialization in retirement planning and Medicare helps ensure his clients are on the best plan for success.
Sid attended Evangel University in Springfield, Mo to play basketball and studied Business Administration. His passion for basketball started Force Elite where he coaches young adults the skills and characteristics it takes to succeed in life and sports.
On a personal level, Sid values family time and enjoys driving his jeep and playing basketball with his friends.
DJ Jensen
bio pending
Joshua Kaburick
Josh Kaburick of Aadvantage Insurance Group guides his firm with the purpose of enabling individuals and businesses in the management of financial risk. Josh’s successful tenure in transportation and time in the insurance industry provide him with a unique opportunity, in both experience and relationships, to help those preparing for retirement, to look at the big picture ahead.
A native of the St. Louis, MO area, Josh attended Western Illinois University on a football scholarship, graduating with a bachelor’s degree in business administration and a minor in marketing before returning home to join the family business.
Josh, his wife Kim, daughter Gabrielle, and son Carson reside in Glen Carbon, IL.
Kevin Kaiser
Kevin Kaiser of Anchor Financial Group has built a decade of experience in the insurance and financial industry. As a senior manager with Anchor Financial Group, he values creating a comfortable environment for clients and is committed to addressing their deepest concerns and questions. Presenting clients with options and solution-based planning, he guides them in making informed, educated, common sense decisions.
Prior to his work in finance, Kevin spent 10 years in telecommunications, honing his ability to navigate complex scenarios and find effective solutions. His background also includes study at Danville Area Community College, Ivy Tech State College and Ball State University. Kevin is fully insurance licensed and certified in the lines of health, life and financial products.
Kevin takes great pride in building strong relationships, understanding their needs and helping them achieve their financial goals. He encourages everyone to start planning for retirement as early as possible, regardless of their current financial situation.
Beyond his professional life, Kevin is happily married to Ashlie, a hairstylist and salon owner. They have two children, Bailey and Declan, as well as a dog named Annie. The family loves vacationing at the beach, particularly in Panama City Beach and the Florida Keys, but they usually spend their free time at ball fields or courts, cheering on their daughter’s sports teams. Kevin is a dedicated fan of the Cincinnati Reds and Bengals, and he has been proud to call Brookville, Indiana, his home for the past 12 years.
Crayton Kale
Crayton Kale founded Kale Insurance 24 years ago to truly work with individuals and resolve their issues by providing the various types of insurance that work best for their personal needs. In addition, he has found sharing information in a teaching environment to be very rewarding. With so many changes occurring in Medicare Insurance Plans, Crayton knows that education is the key to getting the most out of your benefits.
Crayton grew up in Lincolnton, NC and graduated from Wingate University with a degree in Business Administration. Family is the most important thing though, and when not in the office that is where he focuses his time! Boating and wake surfing with family and friends, kids’ volleyball and soccer games provide great family time. In addition, Krayton has been a member of First Baptist Church Lincolnton for 50 years and is actively involved with the youth group.
Mike Katka
Colonel (Ret) Michael B. Katka is the owner and general manager of Secure Insurance Advisors LLC, which he started in 2020 as a full-service insurance agency under Secure Insurance Group (SIG) of Springfield, MO. Partnering with SIG, he offers more than 50 years of combined experience in the industry. Mike retired from the Air Force in 2012, and a year before his retirement, he started helping clients with their insurance needs.
Mike has carried the Air Force core values of Integrity First, Service Before Self, and Excellence in All We Do into his business philosophy. Based upon these ideals, Mike finds that offering educational financial classes to the public provides an opportunity to share his knowledge with those preparing for what should be the best years of their lives! With so many options available, those attending his classes find clarity, a strong sense of direction, and a better sense of security for their future.
Prior to starting his business, Colonel Katka was the J6 Architecture Branch Chief, United States Transportation Command, Scott Air Force Base, Ill. He is a command pilot with more than 2,700 hours of flying time, primarily in the C-130E/H aircraft. Colonel Katka is married to his wife of 32 years, Kim, and they have two children, Brandon and Tiffany.
John Kennedy
John Kennedy, Owner of Kennedy Wealth Strategies, Inc., works side by side with his wife and partner Jennifer Kennedy. Both have been involved in the financial field for numerous years. Their combined business and financial knowledge provide them with the unique opportunity to provide the best resources for those in their community. Providing educational classes enables them to assist those preparing for retirement with a better understanding of the big picture and to prepare for a worry-free future.
Together, John and Jennifer have 3 incredible kids and reside in Chattanooga, TN. While their main goal for their clients is to provide knowledge and peace in their decisions, their ultimate goal in life is Heaven.
Cynthia Kiley-Craig
Cindy has been helping families protect & care for themselves since 2005, as a Medicare specialist, financial advisor, insurance advisor, retirement planner—and even as a nurse. Hundreds and hundreds of families across Wisconsin and the country have Cindy to thank for securing healthcare coverage, tax-free death benefits, guaranteed retirement incomes, and more.
Cindy is proud to assist those who are approaching or already in retirement. As an expert in her field, Cindy provides adult financial education classes that provide clarity on the many strategies involved in the retirement process. In this complex world, it is important to feel confident about the ‘best years of your life’.
Cindy is married to the love of her life & business partner, Jason. They raise their kids, love their dog, and plan adventures in Madison, Wisconsin.
Benjamin Klesinger
Ben Klesinger of Reliant Insurance Group brings over 20 years of financial planning experience to the classroom. He enhances the course material with practical examples of the principles being taught, making the content easy to understand and apply to your own situation.
Ben is a summa cum laude graduate of the University of Colorado with a BS dual major in Accounting and Finance. In his spare time, Ben enjoys traveling, cooking, trying new eateries around town and spending time with family and friends.
James Knott
Buddy Knott, Owner of Harvest Insurance Services, is known as a true ‘people person’. One of the things he loves most about his work is that he is able to help people in both the best and worst times of their lives.
The loss of his father, dealing with multiple financial issues, gave Buddy the incentive to provide classes in his community, ensuring that people had the opportunity to gain the knowledge needed to put their plans for LIFE into the right perspective.
Buddy has been married to his wife Connie for over 25 years and is the father of two. He loves all things sports and outdoors.
Anthony Lara
bio pending
Michael Lemaich, RFC, CLTC
Michael Lemaich, of Global Fund Management, is a seasoned veteran in wealth management. His experience was honed by positioning his own family to capture the success of his 16-year career as a proprietary trader on and off the floor of the Chicago Mercantile Exchange. Michael specialized in developing and implementing proprietary trading strategies for trading fixed income products, with a focus on managing risk. Many years, he traded derivative contracts representing trillions of dollars in notional value.
Michael truly enjoys sharing his financial knowledge by providing financial education classes in his local community, helping those who are preparing or already in retirement, with the knowledge to ensure a secure financial future.
In addition to his professional experience, Michael attended University of Florida, receiving his B.S. He additionally holds the Registered Financial Consultant (RFC) and the Certified in Long Term Care (CLTC) designations, and as an Investment Advisor Representative, he has a legal fiduciary responsibility to act in the best interests of his clients. He holds a Life and health License and gained his status as an Investment Advisor Representative by passing the extensive Series 65 securities examination.
Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Global Fund Management are independent of each other. Any reference to safe money is in regards to annuity and insurance products. Annuities are designed for long term financial planning and are not designed for short term investment strategies. Guarantee periods or annuity payments may be subject to restrictions, fees and surrender charges as described in the annuity contract. Guarantees are backed by the financial strength and claims paying ability of the issuing insurance company.
Registered Investment Advisors and Investment Advisor Representatives act as fiduciaries for all of our investment management clients. We have an obligation to act in the best interests of our clients and to make full disclosure of any conflicts of interests, if any exist. Please refer to our firm brochure, the ADV 2A item 4, for additional information.
Schuyler Lindsay
Schuyler Lindsay is the founder of Lindsay Cross Financial, headquartered in the South Loop neighborhood of Chicago. As specialists in Medicare, Insurance and Retirement Planning, his firm has a focus on assisting individuals and families achieve their financial and retirement goals. Recognizing that reaching those goals is achievable once people have a plan, Schuyler provides adult financial education in his local community.
Born and raised in central Florida, Schuyler attended Eastern Illinois University where he was active in athletics, including football and wrestling. After graduating, he found that he loved the area and permanently relocated to Chicago. He currently resides in the Loop of Chicago with his dog Tuco. In his downtime, he enjoys adventuring in the city and experiencing all the great things it has to offer.
Alene Maag
Alene Maag of AM Financial Solutions is originally from Anchorage, Alaska. Now, as a resident of the Greater Houston, TX, area, she has been serving clients since 2018 in several States, with life, health, and safe retirement strategies.
Alene enjoys teaching others financial literacy, developing debt action plans, providing Infinite Banking concepts, supplying final expense policies, and creating wealth strategies for her clients. She is now serving Medicare beneficiaries through The Infinite Partners Agency. All of these services she provides with exceptional customer care, personalized to meet the individual needs of each client.
Cynthia Maze
Cindy Maze of the Enrollment Store has been helping people with their insurance needs since 2006. As the Education Coordinator for the Enrollment Store, Cindy knows how important communication and education are when making important decisions. She finds that providing Medicare education classes is rewarding in so many different ways. Cindy’s role as a Medicare educator gives her the opportunity to both inform and assist those who are making decisions on their healthcare plans, providing answers that can make a huge difference in a person’s life.
Cindy lives in Plano with her husband Tracy and their 2 Australian Shepherds, and 2 cats. Animals, art and literature are all important parts of her life. She states that there is nothing like reading a good book while your 50 pound dog lays all over your lap!
Daniel McCarty
Dan McCarty of McCarty Insurance Group is a visionary entrepreneur and advocate for senior citizens’ financial and health security. In 2007, he laid the foundation for McCarty Insurance Group, a thriving enterprise dedicated to safeguarding the wealth and well-being of seniors. Over the years, Dan has personally worked with thousands of seniors, guiding them through the complexities of insurance to secure their financial futures and ensure access to quality healthcare.
Recognizing the growing need for accessible information and resources regarding Medicare, Dan launched SecureMyMedicare.com. This innovative platform serves as a beacon of empowerment for seniors, providing them with the knowledge and tools necessary to navigate the intricate landscape of Medicare and make informed decisions about their healthcare coverage.
Dan’s unwavering commitment to serving seniors has earned him widespread respect and admiration within the industry. His dedication to excellence and passion for helping others continue to drive his mission of ensuring every senior can enjoy a secure and fulfilling retirement.
David McEntire, NSSA®
David McEntire of Provision Retirement specializes in navigating the intersection of Medicare, Social Security, and other retirement accounts, while recognizing the importance of quality service. David gives clients a trusted voice and peace of mind during their retirement years by taking an abundance of complex information and packaging it into a retirement plan tailor-made for the client.
David was born and raised in the metroplex and earned his bachelor’s degree from the University of North Texas. He lives in Celina, TX, with his wife Laila, their 3 children and 3 doodles. He enjoys spending time with family, traveling, and watching his San Antonio Spurs!
David is registered with FINRA with a Series 65 and his insurance license through the Texas Department of Insurance. He has also met the requirements to be a National Social Security Advisor (NSSA) certificate holder. David serves clients locally and virtually.
Brendan McPoyle, CFP®
Brendan McPoyle has been in the financial services industry as a Certified Financial Planner™ (CFP®) for over 20 years. Brendan takes pride in not only guiding his clients towards financial security and independence, but also to empower them with knowledge. Seeing individuals and families achieve their goals is his passion, and he achieves this through personalized planning, wealth management strategies, and providing engaging educational workshops and seminars.
From retirement planning to investments, he breaks down complex financial concepts into actionable steps, equipping individuals with the confidence to make informed decisions. Recognized as a Five Star Wealth Manager, he combines financial expertise with clear communication, ensuring that those he works with reach their goals with both understanding and peace of mind.
Jay Mehta
Jay Mehta of Veraz Advisors brings over 20 years of professional experience to the classroom. Jay feels strongly that financial education is key to creating a solid retirement plan.
Jay has earned 2 MBAs, one from the Haas School of Business at University of California, Berkeley and the other at Columbia University, where he also taught entrepreneurship as part of an elite teaching team. Jay is a fiduciary who specializes in retirement planning, with a focus on putting client’s best interests first.
Through local classes, taught at colleges and community centers, Jay is educating and enlightening bay area residents on how to help protect, preserve and strive to pass on wealth to their families in a way that helps promote peace of mind and confidence.
Jay is also the co-host of the popular Bay Area talk show Finance 2 Freedom, which covers strategies designed to minimize market losses, increase income, lower taxes and protect & growth wealth for individuals, families and businesses owners. Seen on KRON4, CBS and the CW.
Investment advisory services are offered through Veraz Advisors, LLC, 2355 San Ramon Valley Blvd, Suite 204, San Ramon, CA 94583. Additional information about Veraz Advisors, LLC is available on the SEC’s website at www.adviserinfo.sec.gov. Insurance products are offered through Veraz Insurance Solutions, LLC, California License#: 6000822.
Dwight Mejan
Dwight Mejan, Founder and President of 360 Capital Management, has been in the financial services industry since 1994. He began his career working for a nationally known insurance company where he specialized in working with pre-retirees and retirees. Six years later he was promoted to manage a branch location in Raleigh, NC, where he enjoyed 7 years of building and growing a territory location of 20 counties and managing a large staff.
In 2010 Dwight decided to go out on his own and become independent to provide a broader spectrum of solutions for his clients. Dwight enjoys working with a diverse group of clients from all walks of life and equally enjoys the opportunity to work with members of his family in helping to build fundamentally sound retirement solutions for their clients. Through financial education classes, Dwight can provide answers to the questions that concern so many who are entering retirement.
Dwight grew up in the Midwest in a suburb of Chicago. He and his bride Dawn moved to NC in 1994, and together they have a family of 3. Dwight graduated in 1991 from Purdue University with a Bachelor of Science in Business Management and a minor in Finance.
Much of his success in personal investing at an early age he credits to his father’s advice growing up. He would often say, “Create a budget, live within your means and save for a rainy day!”. Both parents modeled character and integrity and he is grateful to them for instilling a set of core values and giving solid advice through the years. In his free time he enjoys traveling with his family, fly fishing, golf and relaxing in the mountains in western Carolina.
John Merkel
John Merkel has been educating people about retirement strategies since 1996. In the last 27 years he has helped thousands of individuals develop plans that ensure an abundant high quality lifestyle in their golden years. John serves on the advisory council at the University of Texas at Tyler. Alongside his wife Lori, and daughter Lindee, John enjoys pouring into the community and others around him through philanthropy and volunteerism. John grew up in an orphanage in west Texas, overcoming immense adversity to become the successful, loving father he is today. John delivers timely education that addresses both modern and future needs. What tomorrow holds is uncertain, that’s why John believes that “Leaving a legacy that matters starts today.”
Timothy Meyer
Tim Meyer of Engineered Financial Solutions has been consulting with individuals and small businesses in the Financial Services field for the past 20 years. He has taken a comprehensive approach to planning and has included aspects of risk management, college planning, tax planning, and retirement cash flow optimization with his clients.
Over time, Tim has seen the true need for financial education. He recognizes that there is no one size fits all approach as people near retirement, and enjoys providing both the basics, as well as various strategies involved in achieving the right path for those looking at their retirement options. After experiencing the loss of his wife of 30 years, Amy, Tim personally understands the difficulties associated with the loss of a spouse and helps people navigate those tough time and put plans in place to reduce the uncertainty.
Prior to that, he worked for over 13 years in engineering roles including R&D, manufacturing, and Supplier Quality Engineering for semiconductor equipment companies, including Applied Materials and Novellus System as well as several startup companies. Tim has a BS in Mechanical Engineering from Union College and returned to complete all of the technical requirements for a BS in Physics.
Tim lived in Folsom, California, for 22 years with his wife Amy where they have raised five children. Tim currently lives in El Dorado Hills where he enjoys biking, open water swimming, ultra-running, and mountain climbing.
Joshua L. Millard
Josh Millard of Millard Financial Group is a fiduciary committed to act in the best personal and financial interests of those he assists. In addition, as a member of the National Social Security Advisor’s (NSSA), he is dedicated to serving an aging America.
Recognizing the precarious state of Medicare and Social Security, Josh provides financial education covering comprehensive retirement management, with a focus on addressing the distinctive financial needs of those nearing retirement and those who are already retired. As a retirement planning specialist, Josh focuses on helping people as they transition from working to their retirement years, knowing that the goals and objectives of a retiring client are more geared toward safety and risk elimination, peace of mind, developing income options and tax savings strategies, avoiding probate, and reducing or eliminating the potential for loss to a nursing home.
Josh has been married to his beautiful wife, Natalie, since 2005, and has two awesome teenage boys, Braxten, and Lucas. He spends most of his free time coaching football for his boys and volunteering at Forgotten Children Worldwide, a not-for-profit orphan care ministry.
John Miller
John Miller moved to St Petersburg, Florida from Rochester, NY in 1992. He worked in corporate America for the first half of his career. John and his clients saw the value and flexibility of being an independent advisor so in 2014, John decided to launch his own business as president of JD Miller & Associates. John has now dedicated his career to provide unbiased, big picture retirement planning including social security education, income and expense planning, Medicare understanding and advanced estate planning.
John has been married to his wife Shelly since 2000 and they have three children in the Seminole school system.
Rod Moore
Rod Moore of Moore Tax and Financial Services has over 25 years of experience in the financial services industry. As an educator, Rod brings a wealth of knowledge and real-world experience to those attending his classes. Knowing that planning is the key to achieving retirement goals, Rod has made it his goal is to ensure that people know how to protect their assets and ensure that they have the income they need in order to meet their retirement goals.
Rod has 3 adult children and 10 grandchildren. Rod enjoys playing golf, and fancies himself an amateur cowboy artist, and enjoys oil painting when he has spare time.
Andrea Morgan
Andrea Morgan of Ethixs Insurance and Advisors Group, entered the insurance and financial services industry in 2012. Andrea specializes in helping companies provide benefits and retirement strategies for their employees. She also personally assists clients in planning and protecting their retirement by providing out of the box strategies to provide lifetime income with no risk to their legacy.
Andrea believes that education is a key piece of the retirement process. With so many options and potential paths, Andrea provides financial educational classes to ensure that those entering or already in retirement, have the best education and understanding possible.
Andrea resides in Katy, TX with her husband Mark “Rhyno” Morgan and children. She loves family, church/community, outdoors and traveling.
Chase Morris
Chase Morris is a Managing Partner at Clarity Tax Partners, LLC. Through his diverse professional background and training, Chase provides the insights and expertise necessary to create comprehensive plans for high-net-worth individuals, families, and businesses. He has a deep understanding of the challenges and opportunities facing these clients, and he uses his knowledge and skillset to develop tailored plans to help clients achieve their goals.
Chase is a graduate of Brigham Young University and the J. Reuben Clark School of Law. He is admitted to the Utah State Bar and is currently licensed as an attorney in the State of Utah. Chase is also a licensed investment advisor.
In his free time, Chase enjoys spending time with his wife and children, as well as exploring the mountains, hunting, and hiking. He is also an active member of his church and is committed to serving his community.
Seth Morris
As a managing partner at Clarity Tax Partners, LLC, Seth Morris brings a wealth of expertise in tax planning and financial strategy to his clients. With a strong background in crafting effective tax solutions, Seth is committed to educating others through his tax planning workshops, helping individuals and businesses navigate the complexities of the financial world.
Outside of work, Seth and his wife, Annie, along with their three children, share a deep love for the ocean. They enjoy spending time fishing, surfing, diving, and simply enjoying the water.
Brendon Murphy, CFP®
Brandon Murphy is a Certified Financial Planner Practitioner (CFP®) and an accomplished member of Princeton Global Asset Management’s leadership team. He has been working with clients in Wilmington, DE, Southeaster PA, and Princeton, NJ for over 20 years. As a Five Star Wealth Manager for the last seven years, Brandon takes great pride in being recognized for his financial expertise and client service. Experienced in developing comprehensive financial plans, he creates budgets and cash flow management, pension plan maximization, 401K, 4036 and IRA/Roth retirement contributions and distributions, asset allocation structuring, investment strategies, student loan debt management, and charitable and planned giving vehicles. In addition, he is also licensed in life and long-term care insurance as well as fixed and variable annuity products to help clients protect assets and secure their financial futures.
Brandon enjoys providing financial education classes and providing guidance to those who are seeking sold financial retirement plans and has provided classes throughout the DE and PA areas.
A lifelong resident of Delaware County, PA, Brandon lives with his family in Havertown, PA, where he is actively involved in the community. As a member of the Financial Planning Association, The Delaware County Chamber of Commerce, The Delaware County Estate Planning Council, the Wilmington Tax Group, the Irish American Business Chamber Network, and the Knights of Columbus.
Russell Noel
Rusty Noel, owner of RMTS Enterprises LLC dba The Insurance Educators has been in the insurance industry since 2018. Rusty previously owned and operated a family entertainment center and worked as an educator before being introduced to the insurance industry where he found his passion.
Rusty has a Bachelor’s degree in Business from Missouri State University and a Master’s degree in Education from Southwest Baptist University. With his experience in customer service and as an educator, Rusty strives to simplify insurance. The Insurance Educators focus on Medicare, under 65 health, life insurance, retirement planning and more.
Rusty and his wife, Michelle, are active members of Life.Church in Springfield, Missouri. They share two beautiful daughters. Sydney, is a recent college graduate and is starting in the insurance industry, and Taylor is a happily married newlywed and pastor at the Life.Church Overland Park, Kansas campus. The focus of our entire family is to serve and help others.
Laura Norwicke
Laura Norwicke of Thrive Health and Life Insurance is a financial services specialist, leading a team of experienced professionals. Laura is well versed in multiple areas of insurance and finds joy in helping others navigate the complexities of the many programs, deciphering what they do and don’t need.
Laura is originally from Shawnee, KS and is a graduate of Kansas State University, but has made her home in Colorado for almost 3 decades. For Laura, family is everything and her priority is to live a well-balanced faith-filled life with family, friends, regular exercise, rest, good food and fortune.
David Ocasio, ChFC
David Ocasio is an Investment Advisor Representative with Horter Investment Management, LLC and President and Founder of Ocasio Financial Services, with offices in Northern Virginia. David is also a Charter Financial Consultant with the American College of Financial Services as well as a National Social Security Certified Advisor. With 20+ years of experience in financial services he delivers strong solutions with substantial proven results for those he works with.
David brings a unique blend of experience and knowledge to his financial education courses. He takes pride in using his expertise to help people to grow, protect, and achieve their financial goals.
Insurance Services offered through Highland Capital Brokerage.
David lives in Loudoun County, Virginia, with his wife, Marina, and three lovely daughters, Sofia, Alicia, and Bianca. David and Marina’s life revolves around their family, and they love taking RV trips whenever possible. David also enjoys biking, taekwondo, and occasionally mountain climbing.
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Advisor. Horter Investment Management does not provide legal or tax advice. Investment Advisor Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Highland Capital Brokerage. Securities transactions for Horter Investment Management clients are placed through E*TRADE Advisor Services, TD Ameritrade and Nationwide Advisory Solutions.
Kimberly O’Dell
Kimberly O’Dell brings a wealth of experience and dedication to her role as a financial educator. With a solid foundation in financial planning and education, she has mentored under Bill Kinder, a Chartered Financial Consultant (ChFC), for several years. This mentorship, coupled with her previous role in a nationwide union educational program, has equipped her with the knowledge and skills to provide comprehensive financial education, particularly to those preparing for or already in retirement. Kim excels in guiding individuals through life’s significant financial events, focusing on asset protection and estate conservation.
As an engaging and personable educator, Kim excels in connecting with her clients and students. She is dedicated to understanding their unique circumstances and what matters most to them. By working closely with individuals from diverse backgrounds, Kim helps them comprehend and achieve their financial goals with confidence.
Kim’s dedication to her clients is matched by her commitment to her own family. She cherishes time spent with her family, including her three magnificent grandchildren, husband, and Golden Retrievers. Her commitment to both her clients and her personal life embodies the balance she strives to help others achieve in their financial planning.
Tommy Overton
Tommy Overton of the Overton Agency is a Veteran Health and Life insurance Specialist since 2003. Tommy informs, guides, & coaches individuals & families through the Medicare, Health, & Life Insurance Markets to provide both peace of mind and clarity. Tommy has had his own battles in the past with severe health issues, so he understands the importance of quality coverage at an affordable price.
Tommy and wife, Jennifer married in 1998 and have 2 amazing daughters. Both Tommy and Jennifer are Alumni of the University of Central Arkansas. They have resided in Conway, AR since 1991.
Joseph Palimino
Joseph Palimino is a Managing Partner of Capital A Wealth Management. Joseph joined the firm in 2015 and manages the Medicare and Insurance part of Capital A. As an active part of the community, he finds great satisfaction presenting Medicare classes within the local area. While Medicare may be something that everyone will get, Joseph recognizes the complexity and breaks the process down in easy to understand terms. A graduate of Penn State University, Joseph loves spending time in the community, participating in local activities with his wife and three children.
Bart Patterson
As a certified public accountant (CPA), Bart Patterson saw an opportunity to combine his passion for proactive tax planning with his desire to help people live their best life in retirement. He founded Zenith Advisory Group to provide clients with retirement strategies that address the most important risks in retiremZent, ensuring his clients can enjoy retirement worry-free, knowing their years of hard work and sacrifice are being protected. In addition to being a CPA, Bart is a Registered Investment Advisor and holds his life, health and annuities licenses.
Bart played college baseball at Eastern Michigan University and graduated from Bowling Green State University with a bachelor’s degree in accounting as well as a master’s degree in taxation. He has provided tax planning and retirement advice on several media outlets, including Fox Columbus and 610 AM.
Bart and his wife, Ashley, have three children together: Milo, Finn and Estelle. They reside in Oxford, Florida, with their dog Larry. Outside the office, you’ll find Bart running around to all of his kids’ sports activities, even jumping into coach if needed. When not at a sporting event, the family loves going to the beach and other outdoor activities. Bart also enjoys hiking, fly fishing and especially saltwater fishing.
Investment advisory services are offered through Zenith Advisory Group, LLC a registered investment advisor. Insurance products and services are offered and sold through Zenith Insurance Advisors, LLC and individually licensed and appointed insurance agents in all appropriate jurisdictions.
Shane Patterson
Shane Patterson, Founder and President of 62 Financial Group, is eager to help his clients understand the various options available in order to assist them in achieving their individual needs and goals.
Whether it be principal protection, life insurance, Medicare, or understanding how and when to take Social Security, he remains passionate about educating people on how to navigate the process of achieving a Stress-Free Retirement.
Providing financial service for the past 20 years, Shane is diligent in providing the best possible service to the individuals and families that he works with.
Canaan T. Penland
Canaan Penland, of Advanced Retirement Planning, educates investors and retirees on how to maximize the value and security of their retirement assets and long-term income plans. He states, “Being a financial advisor is not a matter of telling people how to invest, but listening to their concerns and circumstances and educating them on the best available options.” Canaan strongly agrees with the sentiment of one of the most successful pioneers of global investing, that the four most dangerous words of investing are “this time is different.” The only thing that you can consistently rely on in the financial markets is inconsistency. As a financial educator and advisor, Canaan has witnessed investors repeatedly make the exact same mistakes as they near retirement, frequently leading to a negative impact on their retirement outlook.
Now residing in Southern California, Canaan is originally from Virginia, where he graduated summa cum laude with honors from Roanoke College with a concentration in finance. His interests in the financial markets and portfolio design began well before becoming an advisor, with years of experience in complex market research and the development of securities analysis software.
Canaan is very passionate about educating others on the modern financial system and the influence significant market volatility has had on investment decisions and retirement income planning. “There must be a great deal of understanding and confidence between an advisor and a client. It is a partnership…” says Mr. Penland. “The long-standing theory of ‘buy and hold’ has become ‘buy and hope’ with little understanding of the risks involved. ‘Hope’ should never be a component of any investment strategy, and certainly not a retirement plan.” As a member of COFE, he greatly enjoys educating individuals, couples, and business owners on the best options available to them, adding superior value and security to their financial future.
Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Advanced Retirement Planning are independent of each other. Insurance products and services are not offered through BCM, but are offered and sold through individually licensed and appointed agents.
Harvey Perle
As a Medicare Advisor, Harvey Perle, an accomplished Minnesota Insurance Producer certified in ten distinct carriers, utilizes his unique background as a Licensed Nursing Home Administrator to deliver comprehensive and tailored Medicare insurance solutions through his agency, Perle & Co., employing an engaging, educational approach to clarify complexities and optimize client understanding.
In his free time Harvey loves nothing more than travelling.
Casey Peterson
bio pending
Phillip Pickle
Phillip Pickle, Managing Partner Anchor Financial Group has been in the insurance and retirement planning field for over twenty years. Right out of college, he started as a sales agent for a Fortune 500 company. Immediately, he set himself apart and became the top producer in his division. He held that distinction for his entire tenure with the company. After several years, numerous production awards, extra training certifications, and several offers of managements positions he soon realized he missed being in the field, helping clients.
In 2008, Phil left that company and opened his own firm, AFG, with his business partner. Since then, he has been doing what he loves–meeting with clients and helping them with their basic insurance and retirement planning needs, educating them on how to meet their retirement goals, and providing them with several safe and unique options for financial growth. Phil works with clients from all age and income ranges. One of the things he enjoys most in his work is providing financial education classes. He finds that people often have what he refers to as “lazy money”. Money they’d like to see grow, providing additional security for their future.
Hunter Powell
Hunter Powell, owner of Senior Benefits Plus in Kansas City, is on a mission to spread the importance of financial literacy and to positively impact as many lives as possible. With his father working in the financial services industry, Hunter grew up learning and living the insurance and financial services. He received his bachelor’s degree in Finance from Missouri State University. He is a committed life-long learner, knowing how important it is to continue learning so that he can always provide the most up-to-date and current information.
Hunter has been holding Medicare educational workshops to assist individuals as they transition into Medicare. What he found was that by the time someone reaches Medicare age, oftentimes, they have already made decisions that could adversely affect their finances during retirement. He is thrilled to be educating his community on ways to take control of your finances before and during retirement.
During his free time, he and his wife, Abby, enjoy traveling the country to visit national parks and spending quality time with family.
Samuel Pretz
Samuel Pretz, of Senior Benefits Plus in Kansas City, has always wanted to help people understand a complicated subject. He chooses to fulfill that passion by helping the best generations among us understand the Medicare benefits they had access to. Sam graduated from Missouri State University with a degree in Finance and stayed to get his MBA with a focus in management.
Sam has helped expand Senior Benefits Plus into the premier Medicare agency in the City of Kansas City. Sam hosts Medicare workshops around Kansas City, giving Medicare beneficiaries an entertaining and knowledgeable perspective on how to maximize their Medicare.
In his free time, Sam loves to spend time outdoors running or playing golf. He is always welcoming new members into his Medicare family!
Jean Priest
Jean Priest of J Priest Solutions Retirement & Insurance is an independent associate of Tarkenton Financial, with a focus on the financial concerns of the senior market. Built upon Jean’s personal experience and passion for helping and serving seniors, she strives to empathize and understand the needs of both students and clients, providing financial education that focuses on the realities and necessity of planning and preparing for the future.
Jean has hundreds of hours of study and certifications in Medicare, long-term care, and retirement planning. Her primary goal is to help people to understand what they have, and how it might work harder for them. Jean finds that by offering Adult Financial Education classes, she can assist those planning for retirement with important and timely information essential to making those BIG decisions. Since retirement planning is the primary objective of those attending her classes, attendees can better define their goals and create an action plan.
On a personal note, Jean is product of the sandwich generation, having two boys 18 and 24 years old and a Dad who is age 96. Jean lost her Mother at age 87 to Alzheimer’s. She was diagnosed in 2001 of this long, slow progressive debilitation disease. Jean knows firsthand how an unexpected illness can emotionally and financially impact one’s family.
“I can’t change my family’s situation…but I can help others who are in the same situation,” Jean says. “I know my Mother would be proud of me.”
Chaundra Price
Chaundra Price founded Medicare Teachers to ensure that those who are preparing to receive, or already receiving Medicare benefits, understand both the basics and the many details involved in the enrollment process. As an expert in the field, she is able to provide clear and understandable explanations of what is truly involved in your decision making process.
As a life-long teacher, Chaundra takes immense pride in providing educational classes in her community.
Michael Primavera
Michael Primavera joined Daniel A. White & Associates, LLC in 2023. He operates Dan White’s third office in Lewes, Delaware. He has extensive experience in the Pension and Retirement industry with a focus on defined contribution and defined benefit plans. Along with building these plans with business owners, board members and other financial professionals, he also takes tremendous pride in working with individuals in developing a comprehensive retirement plan.
Michael was born in Philadelphia and grew up in Lansdale, PA. He has three children: Ella, Michael and Morgan (twins). In his spare time, he enjoys skiing in the winter, Opening Day for the Phillies in the spring, anything to do with the outdoors in the summer, and football season in the fall. In between all of this, Michael really enjoys spending time with his children in their personal and academic lives. From soccer games to plays and musicals, it is the time spent with them that is truly important.
Michael holds a Bachelor’s Degree in Science from the University of West Chester. He is also a new resident of the Lewes area and is excited to be an active part of the community and all that it offers.
Brian Raleigh
Brian Raleigh, President, and Founder of Raleigh Wealth Solutions, has helped retirees and business owners craft effective income and tax strategies for the past 25 years. His comprehensive approach to planning is designed to help clients retire earlier, and his income strategies help keep clients from worrying about the ups and downs of the market. His knowledge and strategic relationships assist business owners in saving on taxes, keeping more of their hard-earned money in their pockets!
After a successful 10-year corporate career, he knew that to truly serve his clients without product bias and corporate self-interest, he needed to start his own firm. In 2005, he formed TruWealth Strategies, which would later become Raleigh Wealth Solutions. Brian’s motto is: “Hope for the best, but plan for the worst.”
Brian has appeared in Fortune, CNN Money, USA Today and several local publications. In Raleigh, he is known as “Raleigh’s Retirement Coach.” His radio show can be heard on WTKK 106.1 every Saturday and Sunday.
Born and raised in Swanton, Vermont, Brian graduated from the University of Vermont with a Bachelor of Science degree in education. He earned his master’s degree from Western Carolina University and obtained his Life Underwriter Training Council Fellow (LUTCF) designation in 1999 with a focus on estate and business planning strategies. In 2017, he received the Certified Financial Educator (CFEd) designation.
Outside of the office, Brian plays and coaches hockey and enjoys working out, biking, yoga and canoeing. He and his wife, Jill, have four children. Their oldest daughter Mikayla is a Raleigh Wealth Solutions Wealth Advisor; their son Jake and their daughter Shaelyn recently joined Raleigh Wealth Solutions, and their youngest Brandon goes to Athens Drive High School and plays hockey for the Junior Hurricanes.
Jack Raleigh
Jack Raleigh of Raleigh Wealth Solutions specializes in Medicare Supplement and Long Term Care. With so many choices facing retirees, Jack provides comprehensive classes, breaking down the many options available as well as how to make the most of the benefits that are available. His classes an opportunity to truly understand the big picture.
Jack was born and raised in a small town in northern Vermont. In 2018, he moved to North Carolina. He earned his Life, Accident and Health, and Medicare supplement insurance licenses to become the Medicare Supplement and Long-Term Care Specialist at Raleigh Wealth Solutions
Outside of the office, Jack enjoys playing recreational ice hockey, golfing, freshwater fishing, and yard work.
Munira “Molly” Rangwala
Molly Rangwala of the Enrollment Store began her journey in the health insurance field by helping people within her community. She spent the time to learn what resources were available at lower costs for people who struggled to afford health insurance. Molly continues to share her knowledge and expertise with both individuals and through classes. Molly is married to Shams Rangwala. They have 2 sons, Danish and Shehmir. Molly was born in Mumbai, India, where she completed her Master’s program in Business. Molly and her family moved to the United States over 25 years ago. Molly is multi-lingual and speaks Hindi, Urdu, and Gujrati.
Lyndsey Remington
Lyndsey Remington of Senior Benefit Solutions, and her team of Medicare experts, have helped educate thousands of people who are not just turning 65 and starting Medicare but also those who are already on Medicare make sure they have the best coverage available to them.
Lyndsey also works with those under 65 to navigate their way through the ACA healthcare system. In her spare time, she enjoys spending time with her dachshund Hazel.
Richard Rinehart
Richard D. Rinehart is an Air Force Veteran with a wealth of experience as a licensed insurance agent, specializing in providing comprehensive solutions tailored to meet individual client needs. With over 10 years of experience, Rinehart’s expertise encompasses a wide range of insurance options, including Medicare, Health, Life, Long Term Care, Final Expense, Social Security Review, and Safe Money Retirement Options. He is dedicated to guiding clients through the insurance process and is available seven days a week to answer questions and provide assistance at their convenience.
As the Founder of Rinehart Retirement Advisors, Richard is committed to delivering comprehensive retirement planning services and expert guidance on Medicare and Retirement Income options. The mission of Rinehart Retirement Advisors is to assist individuals and families in navigating the complexities of retirement planning and making informed decisions about their healthcare coverage. The ultimate goal is to ensure that clients have a secure financial future and access to quality healthcare throughout their retirement years.
Tony Rizzo
Tony Rizzo, CFP® is a gifted communicator and educator, who considers financial education to be the key to achieving retirement goals. His ability to take complex retirement challenges and break them down into easy to overcome obstacles make Tony’s classes a must for those who are nearing retirement, or who have already retired.
As a Certified Financial Planner™ and fiduciary, Tony recognizes that every individual is different. His in-depth understanding of how to achieve long-term financial goals helps his students develop strategies to meet their
unique needs, and plan for retirement income for years to come.
Fort Worth, Texas is his home, where he lives with his wife and two children. Tony’s hobbies include photography, sports, and spending time in the great outdoors with his family.
Matthew Rogers
Matthew Rogers of Infinite Partners is a north Texas native with a background in multiple industries including logistics, distribution, and healthcare.
Matthew began his career in the insurance industry in 2019 and had been serving Texan’s need to protect their lives, families, and livelihoods ever since. Currently, he is licensed in life and health insurance in over 15 states and has daily conversations with folks from all over the country. Their wants, needs and concerns range widely and provide Matthew with the opportunity to help find the most comprehensive solution for everyone’s unique situation. His conviction and passion for working with people to foster their personal and professional growth allows for his own development which is both empowering and satisfying.
Ben Rolfes
Ben Rolfes of Regal Group Inc. has been in the financial services industry since 1987. With over 30 years of experience designing lifetime income and wealth strategies, Ben is proud to assist those he works with to turn their nest egg into a lifetime legacy.
As a financial educator, Ben has the pleasure of taking difficult to understand financial concepts and breaking them down into understandable strategies. Recognizing that most retirees’ fears include outliving their assets and financial devastation due to the cost of Long-Term Care, Ben specializes in proven solutions for both concerns.
Ben and his wife Jill live on a farm in Lawsonville, NC with dogs, cats, chickens, cows, and horses. When not helping his clients, Ben can be found working on the farm!
Robert Rothrock, CRC®
Robb Rothrock, of Rothrock Retirement Solutions, has been advising clients on retirement strategies for over 15 years. However, Robb is an educator at heart and believes that quality education is the key to making sound financial decisions. Robb has a practical knowledge of financial planning and the experience that comes from his many years of growing and running his own multi-million-dollar business prior to his insurance career. Robb has the ability to break down complex topics and teach them in a practical way. As a fiduciary, Robb takes pride in putting his clients’ needs first (as it should be).
Robb recognizes that there is no one-size-fits-all solution out there. “The most rewarding part of my job is getting to really know the people I meet, so I can properly assist them with the right strategy for a long and happy retirement.”
Robb has been married to his wife Janette for 29 years and has two children, Alyssa, and Robbie. Robb spent 11 years coaching youth sports, and enjoys golf, football, and a good cookout with friends and family.
Robb is a Certified Retirement Counselor®, an Investment Advisor Representative, and holds a Series 65 and Insurance License.
Investment advisory services offered through American Elite Advisory, a registered investment advisor. American Elite Advisory and Rothrock Retirement Solutions are independent of each other. Insurance products and services are not offered through American Elite Advisory but are offered and sold through individually licensed and appointed agents.
Brandon Rudd
Brandon Rudd of Rite Path Financial has been in the financial services industry for 20+ years, serving in a multitude of roles. Through classes at colleges throughout Indiana, Brandon has educated residents on how to protect, preserve, and pass on wealth.
Brandon provides financial classes based on his professional knowledge, enhanced with information and material from his own experiences, providing illustrations of real-life scenarios that make the content easy to follow and understand.
Prashant Sabapathi
Prashant Sabapathi, Vice President and Co-Founder of Elite Income Advisors, Inc., believes in using a comprehensive approach to financial planning that revolves around education. As both a trusted advisor and respected adult financial educator, Prashant offers classes that attempt to simplify complicated financial planning concepts, so that people may be empowered to take actionable steps forward in planning their retirement.
As a lifelong Marylander, Prashant graduated from the University of Maryland with a B.A. in Economics. In addition, he currently holds both a life and health insurance license, as well as a Series 65 license. Prashant specializes in helping individuals create, manage, and protect wealth throughout retirement, while employing tax-efficient strategies.
Prashant currently lives in the Baltimore area with his wife Alyssa, love to play golf in his free time, and serves on the Planned Giving Advisory Council for the Baltimore Symphony Orchestra.
Investment advisory services offered through Elite Income Advisors, Inc., a State-Registered Investment Advisor located in Ellicott City, Maryland. Elite Income Advisors, Inc. does not provide legal or accounting advice. Investment Advisor Representatives of Elite Income Advisors, Inc. may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Registration is not an endorsement of the firm by securities regulators and does not mean the advisor has achieved a specific level of skill or ability. All investment strategies have the potential for profit or loss. Annuity guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. Insurance and annuity products are sold separately through Retirement Planning Services, Inc.
Rick Sandberg
Rick Sandberg, founder of RS Retirement Services, is a seasoned veteran of 15 years in the financial services field. As such, Rick recognizes that education is a key step in the retirement planning process and his experience has given him a unique perspective regarding retirees in comprehensive planning and protection of assets.
Rick’s planning process provides his clients with a myriad of options to maximize retirement savings and planning, also to not be subject to outliving their nest egg. With his knowledge, Rick helps implement simple solutions and guarantees to ensure protection, security, and peace of mind with your financial goals. His goal is to Under Promise and Over Deliver to your financial needs.
A 46-year resident of Washington, Rick lives in Tacoma with his wife Danielle and their four children.
Savannah Schipman
Savannah Schipman, owner of Sav Taylor Solutions, has an unwavering commitment to client satisfaction. With a focus on Retirement Planning and Medicare, Savannah prioritizes building long-lasting relationships based on trust, transparency, and personalized service, ensuring that each client receives tailored solutions aligned with their unique needs and goals. In a constantly evolving industry landscape, Savannah remains at the forefront, continuously expanding her knowledge and expertise to best serve her clients.
Throughout her journey, Savannah has held various leadership positions, where she has built teams of professionals who share her passion for helping individuals and families with Medicare and Retirement Planning solutions.
When she is not working, Savannah enjoys sports, working out, traveling, and spending time with her family.
Michelle Schmidt
Michele Schmidt of Capitol City Insurance has provided Medicare Education for many years. Recognizing that there is an overwhelming amount of information, Michelle provides educational classes for those who are new to Medicare or who are looking to change their existing plan. Her classes provide an opportunity to understand how the various parts of Medicare work and provide the guidance and assistance needed.
Her team is committed to simplifying Medicare and specializes in providing comprehensive insurance solutions tailored to each individual’s unique needs. Her expertise and commitment to excellence enables her to guide those she works with toward making informed decisions that secure their future and ensure peace of mind.
Michelle is a Missouri native. She is an active member in her church and in the local community and loves helping people navigate the complexities of the Medicare enrollment process.
Mark Schnizer
Mark Schnizer, of Sentinel Advisory Group, has been in the insurance and financial services profession since 1988. Mark provides clients with his expertise in insurance products and solutions with a specific emphasis on retirement planning and asset protection. Prior to that, Mark spent twenty-two years with John Hancock Financial Network. During his tenure, Mark focused on assisting clients with their long-term care planning needs.
In addition to helping individuals, Mark also works with a number of educational institutions and small businesses in the arena of long-term care planning. Mark knows that without proper financial education, retirement can be overwhelming. His classes enable the attendees to feel confident in their choices.
Mark graduated from the University of Cincinnati in 1987 with a degree in business. Mark lives in Mt. Washington with his wife Jennifer and their two sons, Joseph and Ryan. Mark enjoys golf, antique cars, and tennis. He attends Bellarmine Chapel on the campus of Xavier University.
Linda K. Schreiner
Linda Schreiner of Integrity Insurance is an Independent Medicare Broker who loves the challenge of finding the “Best Fit” Medicare plan for those she works with.
Recognizing that there is an overwhelming amount of information, Linda provides educational classes for those who are new to Medicare or who are looking to change their existing plan. Her classes provide an opportunity to understand how the various parts of Medicare work and provide the guidance and assistance to navigate what can often be a daunting process.
Linda is proud to be married to her husband of 40 years, a Marine Corp veteran. In her free time, she loves walking her 2 dogs, gardening and hiking.
Stephen Schwesinger
Stephen Schwesinger of SGS Wealth Management is an experienced and knowledgeable Investment Advisor Representative and Fiduciary. He realized at a young age the sense of peace, security, and dignity that successful financial planning, budgeting, saving, and investing can provide. This inspired him to enter the financial services industry and help people feel confident in their financial situation and give security to their families.
Stephen is a strong advocate of adult financial education and presents classes regularly in his community, with an emphasis on helping individuals to make the most informed decisions possible for their situation.
A graduate of Duquesne University, Stephen has spent his life in Pittsburgh where he lives with his wife and children.
Michael Sears
Michael Sears is a managing partner at Clarity Tax Partners, LLC. With over 30 years of experience, Michael has been creating comprehensive financial plans and tax saving solutions for individuals, families and businesses. His passion is teaching and assisting clients to achieve their best years prior to and into retirement. Michael is also the author of the book, “Retire with Simplicity and Clarity.”
Beyond his financial expertise, Michael’s dedication to the community shines through. Mike, along with his wife Julie, have eight children and nineteen grandchildren. In his free time, he enjoys being with family, working out, and serving in his church. Michael has resided in the Rancho Cucamonga area for over 20 years.
Patrick Seelye
Patrick K. Seelye has been in the financial services industry for over 20 years. He has been married to his wife Tammy for 30 years and has two young children, Madison and Matthew.
Pat is a United States Air Force Gulf War Era veteran.
In 2005 he became President of a national financial services company working with financial professionals all over the country for over a decade. As the needs of Americans living in or preparing for retirement evolved, Pat believed there was an obligation to update the methods and tools used to support their evolution.
Pat founded Financial Life Matters LLC in Lawrence, KS to provide independent, education-based retirement income planning. It was important to Pat to create a company that is independent of outside influence to act solely in the best interest of his clients. Education is the foundation for guidance, eliminating outdated concepts and approaches.
Robert Sevilla
Rob Sevilla, owner of Agape Insurance and Financial Group in North MS, has been in the insurance industry for 11 years. Rob and his wife of 25 years, Gina, are proud to provide educational opportunities in their area. As former church pastors, they take a very personal approach to all that they serve, recognizing that there is a ministry in everything.
This team specializes in Medicare, health, and other ancillary insurance plans.
Rob is an active member of his church and volunteers at various food pantries in the North Mississippi area. In his spare time, he loves to watch both the Ole Miss Rebels and Dallas Cowboys play football.
Phillip Shaw, CFP®
Phillip Shaw, of Goldstone Financial Group, is a CERTIFIED FINANCIAL PLANNER™ and fiduciary advisor, where he manages retirement planning, speaks at industry and client events, serves as a regular contributor to various TV and radio networks.
With a drive for helping retirees live a life in retirement worthy of the sacrifices they’ve made to reach it, Phillip builds and implements financial plans to see people to a comfortable and confident life where they can enjoy their passions.
Phillip grew up in the Chicago suburb of Wheaton and is a current resident of Chicago. He enjoys spending his time between seeing his parents, three brothers, and two nephews, as well as the outdoors, whether sailing, snowboarding, rock climbing, hiking, or camping.
Steven K. Shaw
Steven Shaw is a CERTIFIED FINANCIAL PLANNER ™ who began his career in the insurance industry in 2002. He is the president of S&S Insurance Group, Inc., an agency he began in 2016. Also in 2016, Steven became a National Social Security Association Certificate Holder. NSSA is an organization which provides extensive ongoing training regarding Social Security benefits.
Steven and his wife, Sarah, have been married for over 25 years and have 6 kids and multiple pets. They currently live about 30 miles south of DFW in the wonderful town of Waxahachie.
Steven has the heart of an educator. Whether he is sitting across the table from a couple, or standing in front of hundreds, Steven believes that equipping people with accurate and relevant information is the key to guiding them toward wise stewardship and good decision making. He also believes that it is an instructor’s duty to make a topic interesting to the students. Therefore, he uses humor, visual aids, and class activities through his sessions.
“CFP Board owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® in the U.S.” “NSSA and its certificants are not affiliated with, nor endorsed by, the Social Security Administration or any governmental agency.”
Casey Short
Casey Short is the President of Provision Retirement, a company specializing in developing strategies and income plans for individuals and families who are nearing retirement or have already retired. With a degree in finance and a Series 65 license, he is also a sought-after consultant and educator, and has traveled the country helping numerous organizations and individuals. He works with a network of certified financial planners, income strategists, money managers, and tax planners, giving him the ability to share a share a wide-array of knowledge during his courses. With the heart of a teacher, Casey can take complex financial topics and share them in a way that is easily understandable for his audience. He is also a financial advisor with Provision Asset, LLC.
Casey, his wife, and their three children make their home in Little Elm, Texas. He enjoys fly fishing, woodworking, mission work and spending time with his family.
Dan Simon, CLU®
Dan Simon joined Daniel A. White & Associates, LLC in 2016. He co-operates Dan White’s second office in Middletown, Delaware alongside Andrew Wood. Dan and Andrew have known each other since they were three years old and have remained life-long friends. Dan has a myriad of experience in the fields of Finance and Insurance. He has worked extensively with financial professionals across the country developing and promoting Retirement Planning concepts. These concepts are based on his belief that risk management is critical to a sound financial plan. Dan understands the importance of taking the time to identify and truly understand a client’s goals and objectives before creating a plan.
Dan earned a Bachelor’s Degree in Finance, Insurance, and Business Law from Virginia Tech. He earned his Chartered Life Underwriter (CLU®) from The American College of Financial Services in Bryn Mawr, Pennsylvania. Dan is also an Investment Advisor Representative and offers Investment Advisory Services through CoreCap Advisors, LLC a Registered Investment Advisor.
Dan currently resides in West Chester, Pennsylvania with his wife, Jaime and their three children, a son Carter and twin daughters, Emily and Elsie. He is an avid Philadelphia sports fan and loyal Hokie Alumni. When time permits, he enjoys playing golf as well as spending time during the summer with his family in Avalon, NJ. Advisory services offered by CoreCap Advisors, LLC, a registered investment advisor. CoreCap Advisors and Daniel A. White & Associates are separate & unaffiliated entities
Advisory services offered by CoreCap Advisors, LLC, a registered investment advisor. CoreCap Advisors and Daniel A. White & Associates are separate & unaffiliated entities.
Alison Slezak
Alison Slezak takes great pride in her ability to multi-task. She creates comprehensive operations and marketing strategies that successfully navigate the Dan White Team on a daily basis. She has been training and studying retirement planning strategies alongside Dan White for the past seven years. This has given her a solid platform to help assist individuals with creating customized plans that will be beneficial to meeting their retirement goals.She considers Dan as her greatest mentor and her best resource when helping individuals with their financial plans. In addition, Alison provides Dan’s existing clients with continuous services and annual account reviews.
Alison holds a Bachelors Degree in Business from Drexel University. She also holds a Life, Accident, and Health Insurance License in the state of Pennsylvania, as well as the Series 65 registration. Alison is an investment advisor representative with CoreCap Advisors, LLC. She is currently pursuing the Retirement Income Certified Professional (RICP®) Designation from The American College in Bryn Mawr.
Alison is a native of the West Chester area. She continues to reside in West Chester with her husband Pat, their two daughters, Devyn and Maddie and their son, Ryan. Alison and Pat both graduated from Unionville High School and their daughters are currently enrolled at Saint Maximilian Kolbe Elementary School. Both Pat and Alison come from large families, so most of their spare time is spent with them and close friends.
Alison strongly believes Dan White and the entire team is bringing tremendous value, both personally and financially, to each client they meet with. She truly loves coming to the office, working with Dan, the team, their clients, and meeting new retirees each day. Alison even has a sign hanging behind her desk that reflects her beliefs “Do what you love, and you’ll never work a day in your life.”
Advisory services offered by CoreCap Advisors, LLC, a registered investment advisor. CoreCap and Daniel A. White & Associates are separate & unaffiliated entities.
Jere Smith
Jere Smith, founder of Northern Way Wealth Management, has been involved in the financial services industry for 15+ years. Jere helps individuals and families near or in retirement find their personal route to their next stage of life. He also understands healthcare professionals’ challenges face when retiring and integrates strategies to address their unique needs. By utilizing his trademarked process, “The Northern Way Retirement GPS,” Jere sees the benefits of those who create a ‘plan’ and the peace of mind it provides. As a Certified Financial Planner and Charter Life Underwriter, two of the most esteemed designations in the industry, as well as his many years as a Financial Planner, Jere is dedicated to educating people into and through their retirement.
Growing up on a dairy farm, Jere experienced firsthand what it was like to see his parents and grandparents struggle through financial issues. He learned the inherent value of hard work. In addition, this created a fire within him to learn all he could about finances to not only ensure stability within his own family but also to help others to achieve financial security. Providing financial education classes enables him to take complex financial strategies and make the information easy to understand and implement.
Investment advisory services offered through Bookstone Wealth Advisors, LLC (BWA), a registered investment advisor. BWA and Northern Way Wealth Management are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agent.
Koran Smith
Koran Smith is a seasoned insurance professional with 15 years of experience specializing in Medicare and annuities. As the owner of Insurance Corner LLC, he provides personalized guidance to clients, navigating them through the complexities of healthcare and retirement planning.
Koran’s commitment to excellence and integrity has earned him a reputation as a trusted advisor in the industry, empowering clients to make informed decisions about their financial future.
Steven G. Smith
Steven G. Smith, founder of Smith Gillis Financial, has built a flourishing family business by treating people like family. His philosophy is that “Taking care of you and your family is our #1 goal. Why? Because you’re now part of our family”.
Steve recognizes the importance of financial education, knowing that it is the cornerstone of financial security. The classes that Steve offers within the community provide clarity and insight to those who are seeking a secure financial future while preparing for retirement. His classes provide an opportunity to understand the difficult and complex strategies involved in the retirement planning process.
Steve and his wife Lynn have been married over 39 years, living in Wallingford, CT for most of that time. They have raised three wonderful children and are now enjoying the role of grandparents.
Timothy Smith
Tim Smith of Smith Insurance Solutions loves his job and Medicare is part of the family DNA, with multiple family members involved.
Having helped hundreds of people navigate the complexities of the Medicare enrollment process, he finds great satisfaction in finding the ‘right’ plan for those he works with. Providing Medicare seminars provides an excellent opportunity to not only assist people in the initial stages, but to also provide help in navigating the ongoing changes that occur each year. Tim believes that retirement should be “stress free” and demystifying the process can make that possible.
Tim and his wife Maddy not only work together, but in their spare time they love to play basketball, pickleball and all the other outdoor activities in their area.
Shawn Southard
Shawn Southard of Peace of Mind Wealth Management is an educator with a servant’s heart. He enjoys getting to know people, building relationships, and sharing and imparting knowledge that will help them improve their lives. Shawn began his work career as a high school teacher, transitioned to a corporate trainer position and currently, has been a licensed insurance professional over the past 21 years. He has offered and facilitated countless educational workshops on various insurance topics empowering his clients with practical knowledge of how to strategically reduce and/or eliminate risk from their lives.
Shawn joins the Peace of Mind Wealth Management team as an experienced health insurance professional specializing in Medicare products and services. He grew up with his maternal grandparents, and this life experience has instilled a passion within him for educating and helping the older adult population make shrewd decisions regarding their health planning. Outside of work, Shawn enjoys spending time with family, being active, traveling, and learning new things.
Kiersten Spitzenberger
Kiersten Spitzenberger spent three years learning side-by-side with Dan White and Alison Slezak, as the Assistant Director of Operations and Marketing. She self-studied and was awarded her Life and Health Insurance license in 2019. She also assisted in hosting educational seminars for world renowned Retirement Planning Experts – Tom Hegna and Ed Slott. With the tools and knowledge she obtained, she joined Mutual of Omaha to establish her own business as an Independent Agent in 2020. She wanted to get a better understanding of the financial planning industry, outside of the retirement world. She proceeded to earn her first award within three months of being with the company and has held her Honors Club ranking for the past two years.
In 2022, she rejoined Dan A. White & Associates as their Medicare Specialist. Since then, she has come to the decision that Retirement Planning is in her blood and where she would like to nestle her career.
Kiersten attended West Chester University where she graduated with a degree in Professional Studies with two minors in Mathematics and Elementary Education.
Debra Starkey
Debbie has been serving clients in the greater Northwestern states for more than 26 years. She holds a Series 7 Securities license along with Investment Advisor Representative and Life and Annuity licenses which allow her to counsel clients in all aspects of their financial plans. Debbie’s expertise is truly listening to the client’s goals and concerns, paying special attention to the details that are so important to them. She has many years of experience in helping clients from the public sector, government sector, the self-employed and small business owners. She understands and takes seriously the very important role she plays as the financial professional in the lives of her clients. It is important to Debbie that her clients understand the full ramifications of each financial decision they institute. Debbie is active in many volunteer positions at her church and in the local community. Debbie resides in Lincoln County, Washington and enjoys the great outdoors with her husband Bob and her kids and 5 grandchildren. As an Investment Advisor Representative, advisory services are offered through Encompass More. Encompass More is not affiliated with Alto Financial Group. She maintains her life insurance and annuity licenses in Washington, Oregon, Texas, Colorado, Tennessee, and Connecticut.
Radon Stancil, CFP®
Radon Stancil is a best-selling author and The Founder of Peace of Mind Wealth Management, a firm committed to helping individuals retire with excellence. As the Co-host of the ‘Secure Your Retirement’ podcast his insights have been featured in Forbes, Newsweek, Fox, ABC, NBC, and the Wall St Journal. With over 25 years of experience, Radon is an award-winning advisor who is highly sought after to work with executives, business owners, engineers, pharmaceutical professionals, and more.
Radon’s father was 52 years old when he was born. Having an older father that was born during the great depression had a great impact on how he thinks. His father shared stories of what it was like to see a car for the first time and the privilege to have ice delivered to the house. Radon’s father instilled in him a work ethic and an understanding of the value of saving for the future.
Investment Advisory Services provided by POM Investment Strategies, LLC., dba Peace of Mind Wealth Management.
Kenneth Stanfield
bio pending
Hunter Steinmetz
Hunter Steinmetz, of Steinmetz Insurance and Financial LLC, got his start in insurance in 2021 when he joined the LOA program at Secure Insurance Group. After high school, Hunter attended Missouri State University on a baseball scholarship where he was eventually drafted by the Toronto Blue Jays in the 2018 MLB Draft.
Hunter decided to use his teamwork skills developed through a lifetime of sports to leave the LOA program in 2022 and team up with his Father and owner of Steinmetz Insurance and Financial LLC, Michael Steinmetz who has over 30 years of experience in the insurance industry.
Together they use their knowledge and skillsets to help people with all things Medicare and retirement while always maintaining the ideology of what Michael has told Hunter from day one: “Do what is right for your client, not what is right for you financially.”
Ashton Stevens
Ashton Stevens is a Missouri native who has worked as a Medicare Advisor since 2014. Ashton got her start in insurance when she was hired by one of Missouri’s leading Medicare Advantage companies: Essence Healthcare.
Throughout her years in insurance, she has helped over a thousand individuals in southwest Missouri. Ashton’s favorite part of the job is maintaining and cultivating relationships with her clients.
With that in mind, she is diligent in assessing the individual needs of her clients to ensure they are on a plan they love. She believes in keeping an up-to-date education on all aspects of Medicare. Hard work, honesty, and passion are the key components to her success in the field.
Shane Stevenson
Shane Stevenson of Winston & Companies entered the financial services industry to help others feel secure in retirement. He enjoys seeing clients’ satisfaction as they uncover a sense of direction, which pushes him to help even more clients achieve their dreams.
Although officially joining the family firm in 2019, Shane has been helping his father, Winston Stevenson, behind the scenes for years with marketing and other operational tasks. Shane graduated from the Eller College of Management at the University of Arizona, earning a degree in business administration and marketing.
He is proud to be part of his family business, and he loves building relationships with clients. Away from the office, Shane likes to travel and go sailing.
Winston P. Stevenson
Winston Stevenson is an Investment Advisor Representative, President of Winston & Companies and an FAA instrument-rated pilot. He believes order and planning are necessary to deliver desired results, and he has a track record of doing just that, helping numerous clients and passengers skillfully reach their destinations through proper preparation. As a COFE Instructor, Winston recognizes that financial education is an opportunity for those preparing for retirement to begin their preparation.
A Chartered Federal Employee Benefit Consultant, Winston is uniquely trained to assist federal employees in maximizing their benefits to reach their ultimate retirement goals. That remains his goal for all clients he works with every day. As an Investment Advisor Representative, Winston is held to a fiduciary duty of care, which means he is legally required to work in his clients’ best interests when providing investment advice. When providing insurance recommendations, at the regulatory level, Winston is held to the suitability standard, which requires that recommendations meet clients’ stated financial needs and objectives.
Winston has passed the Series 65 securities exam and holds licenses in life, accident and health insurance in Arizona and California (License #0C45881), as well as a life settlement broker license in Arizona. He has more than 30 years of experience in the insurance and annuity industry and holds a Bachelor of Arts in communications from Western Kentucky University.
Winston has been married to Millie since 1989. They have two adult children, Shane and Sarah, and enjoy spending time together as a family.
Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Winston and Companies are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents.
Robert Szymanski, CFP®, ChFC®, CLU®, MPAS®
Robert E. Szymanski is celebrating his 37th year in the financial service industry. He is the founder of Szymanski Financial Group (LLC) and Georgia Financial Education Institute. Bob knows that Adult Financial Education is essential and has been presenting classes to the public for many years. Recognizing that retirement decisions have long lasting effects, Bob enjoys providing retirees and pre-retirees with the information necessary to make the important decisions.
As a Certified Financial Planner (CFP®), a Chartered Financial Consultant (ChFC®), a Chartered Life Underwriter (CLU®), and as a Master Planner Advanced Studies (MPAS®), Bob has attained the many advanced financial planning designations available. In addition, with his focus on pre retirees and retirees, Bob has also earned the Chartered Retirement Planner Counselor (CRPC®) and is a National Social Security Advisor certificate holder. As a result, he is qualified to handle every aspect of his client’s retirement challenges, including to help protect their life savings, developing an effective income strategy and passing on a financial legacy. He currently holds the FINRA Series 65 and is licensed in Georgia Life, Accident & Sickness insurance. He graduated from The Citadel with a BS in Business Administration, Sam Houston State University with an MBA, and the College for Financial Planning with a MS degree in Personal Financial Planning.
Bob lives in Suwanee, Ga. with his wife Pam.
Murs Tariq, CFP®
Murs Tariq is a CERTIFIED FINANCIAL PLANNER™ and a Partner at Peace of Mind Wealth Management. With over a decade of expertise in retirement planning, Murs is dedicated to helping clients pursue their ideal retirement. As an author and co-host of the ‘Secure Your Retirement’ podcast, Murs speaks on investing with risk management, income planning and tax planning for and during retirement.
As a first generation American, Murs was brought up with a different perspective on the value of the dollar and the importance of proper budgeting, saving, and overall financial planning. It is this upbringing that led him to his Finance degree from North Carolina State University and eventually finding his passion in shaping the financial future of others.
Investment Advisory Services provided by POM Investment Strategies, LLC., dba Peace of Mind Wealth Management.
Daniel Thomas
Dan Thomas loves making complex issues of finance understandable to a wide range of people. He spent 21 years as a news broadcaster, most recently as the evening anchor for the Fox and CBS affiliate covering North Texas and Southern Oklahoma. Dan has also been an investigative reporter and has even chased a few storms in his day. He brings that tenacity for research and fact gathering to his new role as a Financial Advisor for Provision. Dan is a series 65 fiduciary who grew up working in a small family appliance store. He knows how hard it is to make and (as his Dad would say) more importantly keep a dollar.
Dan, his wife and their two children live in Grayson County, Texas. He enjoys boating with the family and teaching his son and daughter to water ski in between activities at church.
Marvin Thornton
Marvin Thornton, of The Enrollment Store, is a licensed Health and Life Insurance agent. He has been passionate about building relationships with his clients for 9 years and enjoys assisting individuals and families choose the right health insurance plan. Marvin is appointed with several major health insurance carriers for Medicare plans, on the Marketplace Exchange plans or off-Exchange medical plans. He especially enjoys helping Seniors navigate the confusing world of Medicare.
Marvin’s hobbies include gardening, yard work. He loves having a nice green yard. Marvin really enjoys watching and playing tennis when he can.
Daniel Torres
Daniel Torres has been in the insurance industry since 2015. He got his start by working for United Healthcare and Farmers Insurance, where he was fully immersed in all facets of insurance by working with his clients on not only their healthcare needs, but their home and auto insurance needs.
Daniel’s main focus when working with clients is to help them make informed decisions while saving them money. His love for his clients along with his passion for the industry guided his next career step where he dove into the corporate side by becoming the Regional Agency Manager for Centene. During this time, Daniel was able to help hundreds of agents across the state of Missouri.
As a founding partner of Olympus Insurance Associates, he is now excited to be able to merge his experience from both sides of the industry to help people in his community.
Gabriel Tovar
Gabriel Tovar, CEO of Tovar Financial Group, was born and raised in Austin, Texas and has been helping families with their Insurance and Financial needs for 25 years. In 2003, Gabriel established Tovar Financial Group and has seen tremendous growth. Gabriel takes pride in bringing the best products to his clients and in taking the time to educate them. Gabriel is surrounded by 3 great women in his life. His wife, Agueda, and his 2 daughters, Adrianna and Lauren. He is a family man that loves to spend time with them. On his spare time, he loves traveling, playing and watching sports.
Shelley Tucker
Shelley Tucker, owner of New Life Insurance Agency, specializes in life insurance, final expense, and Medicare.
Shelley has a Bachelor’s degree in Accounting, and although working in that field was lucrative, she desired something more. A friend in the insurance industry posed an opportunity, and there was no hesitation. That is when the adventure began to not only make a living but form relationships with people while helping them find insurance solutions to best meet their needs. Shelley enjoys providing Medicare education, recognizing that the process can get both complicated and confusing. She brings a unique blend of local charm and professional expertise to her role.
Although born and raised in Charleston, SC, Shelley has worked in various states, while traveling with her husband Gary and their dogs. Exploring new places, ministry, and working with animal rescue is her passion.
Amanda Vaughn
Amanda Vaughn, managing partner of Vaughn Legacy Group, has worked in the healthcare field for 10 years. Amanda specializes in helping individuals, families, and business owners secure their legacy for themselves and their families. Amanda previously worked in a senior focused healthcare practice where she discovered the need of insurance education. Amanda and her team work to educate their clients and the population on what insurance options they have along with other options such as safe money retirement. She is passionate about helping all understand what insurance they currently have. Amanda works to assess her client’s needs to see if their current insurance is meeting all of their standards.
Amanda graduated from Anderson University with a Bachelor’s degree in biology. She then received her Master’s degree from Louisiana State University in Health Administration. Amanda lives in Greenville, South Carolina with her husband, Cody, and son.
Jeff Viveros
Jeffrey M. Viveros is the President of Strategic Financial Services and has been helping people become educated on their financial options for over 32 years. To forward his mission of bringing education and knowledge to American retirees and pre-retirees, Jeff was involved with his brother in founding Educators Financial Services and Safe Harbor Financial. Jeff and his brother Eric have also spent over 2 decades working with teachers to help them navigate through the maze of financial options that are available to them. Because teachers are important to the future of our country, by educating our future leaders, Jeff has a passion about helping them maximize the opportunities available to them. Due to years of training and education in his profession, as well as the coveted training and title as an Ed Slott Master IRA Advisor, Jeff takes an educational approach with everyone he works with.
As someone who considers himself a consumer advocate, Jeff knows that retirement should be a rewarding time to spend doing what you enjoy with family or friends. But for many it can be confusing and worrisome not knowing if you will have enough money to make it through retirement. Jeff approaches each conversation and meeting through an educational method. He assumes nothing and addresses each person’s needs and goals as unique to them.
Jeff does community outreach educational programs with local colleges to help people understand retirement planning as well as educational workshops to let people know about various options that are available to them to maximize their social security benefits. Jeff’s personal policy is to consider each person or family he works with as part of his family and he treats them accordingly.
On a personal note, Jeff is a Christian and his donations go to his Church and the schools he is involved with. When Jeff is not working with clients or delivering educational workshops, he is spending time with his lovely wife and daughter. He has a strong family of 3 brothers and a courageous mother whom he is very fond of.
Henry Werth
Henry Werth, President and Founder of Worth Retirement, has been in the financial services field for 25 plus years. He has dedicated his career to helping individuals, families and business owners navigate the complexities of retirement planning and preparing for a secure retirement. His expertise lies in crafting personalized retirement strategies that align with each individual’s unique goals.
Henry’s financial education classes provide insightful information necessary for those preparing for retirement.
Carol Wesley
Carol Wesley, owner of Real Comfortable Insurance, began her insurance career in 2017. She has been successful serving her clients in the areas of Medicare, Final Expense and Retirement Strategies. Carol has been a two-time recipient of the Difference Maker of The Year Award in the years 2019 and 2020. This prestigious recognition is given to individuals who exhibit care for their clients that goes over and above the daily interaction of helping families identify their insurance needs.
Carol’s commitment, knowledge, and passion to serve others is why her clients have 100% confidence and trust in her and the recommendations she makes. She holds Educational Seminars each year. Carol believes in the value of educating her clients so they can make informed decisions.
Carol is a native of Louisville, KY, and a graduate of the University of Louisville. As an Alumna, she has been a guest on their CardinOLL (Organizational Leadership and Learning) Call Leadership Podcast.
If you ask Carol about one of her major accomplishments in life, she will share that because of the spiritual gifts of wisdom and discernment she truly listens to her clients and responds to them. Carol demonstrates respect and appreciation for them as individuals as well as clients.
Timothy Whisler – CRPC®, CLTC®
Tim Whisler, CRPC®, CLTC®, President and Founder of The Whisler Agency has been serving clients full-time since March 2004. His focus is to help people avoid taking unnecessary risks in retirement. He provides information and shares resources to help people make informed and educated decisions for their retirement income planning.
Tim holds the designations of Chartered Retirement Planning Counselor, Certification for Long-Term Care, and Certified Financial Fiduciary®. Honoring these codes of conduct holds him at the highest standards of professionalism while he serves clients with a fiduciary responsibility.
He is currently a member of the Elite IRA Advisor Group with Ed Slott & Company. Being a member of this group requires the completion of requisite training, attending semiannual workshops, and passing mandatory exams. Tim shares current, cutting-edge IRA information in service to his clients and clients’ families.
He shares additional content on his podcast “Whisler While You Retire.”
Tim and his wife Ronda are lifelong Central Illinois residents. They make their home in Morton Illinois along with their two sons. In addition to being a wonderful wife and mother, Ronda serves the community as a registered nurse.
Investment advisory and financial planning services offered through Simplicity Wealth, LLC, a SEC Registered Investment Advisor. Subadvisory services are provided by Simplicity Solutions, LLC, a SEC Registered Investment Advisor. Insurance, Consulting, and Education services offered through The Whisler Agency. The Whisler Agency is a separate and unaffiliated entity from Simplicity Wealth and Simplicity Solutions.
Ashlyn White
Ashlyn White of NexGen Insurance is a natural with Medicare solutions. Coming from an insurance family, she has the ‘natural knowledge’ that comes from growing up in the business. A true advocate for those she works with, Ashlyn is tireless in finding the perfect fit for everyone’s Medicare and Insurance needs.
Ashlyn is a native of Madison, IN and is the proud dog mom of Doc.
Dan White, ChFC®, CLU®, RICP®
Dan White is a Financial Specialist in the tri-state area who focuses his practice on income and transitional planning. As a highly regarded professional in the industry, Dan has been published both nationally and locally. Nationally, you can find him in Fox Business News, Forbes, CNN Money, U.S. News & World Report, Market Watch from Dow Jones, Wall Street Journal, Philadelphia Business Journal, The Delaware County Daily Times, and The Philadelphia Inquirer. Locally, he is known as an expert financial contributor in Kennett Square Neighbors, Garnet Valley Living, Middletown Neighbors, Chadds Ford Neighbors, and East Bradford Neighbors magazines.
In addition, Dan hosts a weekly radio show on WDEL (101.7 FM / 1150 AM) every Sunday morning at 7am called “On the Money”. He can also be heard on the WDEL Rick Jensen show, on Wednesday afternoons, with the “Dan White Retirement Tip of the Day”.
Dan was born and raised in Delaware County, only separating during his college years at State College. Dan and his wife Cindy have been married over 38 years. They have four children: Jessica, Justin, Dylan, and Zachary. Dan is an active member of his church, and a very passionate sports fan! In his spare time, when he isn’t riding his motorcycle through Chester County, you can find him at a Phillies Baseball Game or Penn State University cheering on the Nittany Lions. Dan and his family also enjoy spending their summers at their beach house in Ocean City, New Jersey.
Keyona Williams
Keyona Williams, of Jacobs Financial Services, is a graduate of Wayne State University, with a degree in Marketing and Advertising. After years of working in advertising and sales, she discovered a passion for public speaking. With over 13 years of experience, Keyona has spoken to thousands of students, teachers, and business professionals around the country about the importance of genuine connection, compassion, and kindness. She is truly passionate about helping people live their best lives and create a genuine legacy, both financially and emotionally.
Outside of the office, Keyona and her husband enjoy spending as much time as possible with their two sets of twins. She also loves listening to podcasts, traveling, and dancing.
Wayne Wilson
Wayne Wilson of Wilson Financial has over 20 years of experience in the financial industry. He developed his business by maintaining close trusting relationships with his clients, providing straight answers, and always looking out for their best interest. His mission is to help people grow, protect, and preserve their life savings, while planning for secure, stable & sustainable retirement income that cannot be outlived.
Wayne is a true believer in the power of education, recognizing that people have questions regarding their retirement! His classes provide answers to help ensure that those ‘golden years’ truly are golden.
Wayne and his wife Ashley live in Thomson, Georgia, and are blessed with 6 wonderful daughters. Wayne is a longtime softball coach and mentor to young athletes and donates his time extensively to the Briarwood Academy sports programs.
Andrew Wood, RICP®
Andrew Wood joined Daniel A. White & Associates, LLC in 2016. He co-operates Dan White’s second office in Middletown, Delaware along with Dan Simon. Andrew and Dan Simon grew up next door to one another in Glen Mills, PA, and since then have remained life-long friends.
Andrew possesses a wealth of knowledge in a wide range of financial products including mutual funds, annuities, life insurance, and ETFs. Over the years, Andrew has assisted and educated other Financial Professionals across the country in creating financial plans that meet the specific and unique needs of their clients. He has in-depth knowledge of Social Security filing strategies, and has presented at a multitude of educational seminars. Andrew is passionate about helping retirees and pre-retirees create financial goals and individualized plans for their retirement.
Andrew holds a Bachelor’s Degree in Business and Economics from Ursinus College. He earned his Retirement Income Certified Professional (RICP®) from The American College in Bryn Mawr, Pennsylvania. Andrew is also an Investment Advisor Representative and offers Investment Advisory Services through CoreCap Advisors, LLC.
Andrew and his wife, Katy, reside in Wilmington, Delaware. He is a Philadelphia Eagles fan, loves the outdoors, and golfing with friends. Andrew and Katy enjoy vacationing in the beautiful lakes of Maine, as well as spending time at the beach in Hilton Head Island, South Carolina where his parents reside. In September of 2019 they welcomed a beautiful baby girl, Mackenzie Grace, into the world.
Advisory services offered by CoreCap Advisors, LLC, a registered investment advisor. CoreCap and Daniel A. White & Associates are separate & unaffiliated entities.
Aaron Wright
Aaron Wright of Via Insurance Agency loves working with people. He states “Every time I have an opportunity to talk with someone about finances, Medicare, faith – you name it – I get excited. Why? Because I know that I am going to learn something from that person, and I also know that I have the opportunity to give that person something that will bless them, and their loved ones, for the rest of their lives. As a former full-time minister, a husband, and a father with 5 small children, I know how powerful good education is for all of us – regardless of age. The POSITIVE IMPACT that we can have on one another is astronomical. I am looking to leave a positive impact on everyone I encounter, and I am grateful for COFE because they empower me to do just that!”